Southwest Health Care Federal Credit Union

Headquarters

1640 W Thomas Rd
Phoenix, AZ 85015
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Southwest Health Care is an NCUA insured institution located in Phoenix, AZ. It was founded in 1973 and has approximately $15.25 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 64051
Date Established 1973
Assets $15.25 million
Loans $6.43 million
Deposits $13.98 million
Capital $1.12 million
 

Deposit Rates - October 5, 2026

Your Current Location: New Jersey, NJ

We do not yet have rates for Southwest Health Care

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Loan Rates - October 5, 2026

Your Current Location: New Jersey, NJ

There are currently no loan rates available for Southwest Health Care

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Southwest Health Care branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
West New York,New Jersey


Southwest Health Care Locations


BranchDistance Map View Lobby Hours

Southwest Healthcare CU

2080.63 A View Lobby Hours

Main Office

2080.63 B View Lobby Hours


Climate Policy and Initiatives

SOUTHWEST HEALTH CARE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Southwest Health Care Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southwest Health Care. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southwest Health Care U.S. Average
8.31% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Southwest Health Care had $87,360 in non-current loans and $15,000 in owned assets. To cover these potential losses it had $1,118,636 in net worth and $113,124 in loans loss reserves. That gives it a Texas Ratio of 8.31%.

Net Worth
Southwest Health Care U.S. Average
7.33% 14.48%

Southwest Health Care FCU has a net worth of 7.33% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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