OMNI COMMUNITY

PO BOX 1537
Battle Creek, MI 49016

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 60105
Date Established 1952
Assets $418.24 million
Loans $215.20 million
Deposits $356.34 million
Capital $59.53 million

Omni Community is an NCUA insured institution located in Battle Creek, MI. It was founded in 1952 and has approximately $418.24 millions in assets.

Who can join?

To open an account at OMNI Community Credit Union, you must live, work, worship or attend school in the following Michigan counties:

Allegan, Berrien, Barry, Branch, Calhoun, Cass, Eaton, Kalamazoo, St. Joseph, Van Buren

You can also join if you live outside the area and have an immediate family member who is already a member.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Allegan, Berrien, Barry, Calhoun, Branch, Cass, Eaton, Ionia, Jackson, Kalamazoo, Kent, Muskegon, Ottawa, St Joseph and Van Buren Counties in Michigan.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.20% $1,000 $99,999 Learn MoreShow Less
Special: 18 Mo FIRA
1.65% $1,000 - Learn MoreShow Less
Special: 26 Mo FIRA
2.00% $1,000 - Learn MoreShow Less
Special: 38 Mo FIRA
2.35% $1,000 - Learn MoreShow Less
Special: 50 Mo FIRA
2.60% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.00% $1,000 $99,999 Learn MoreShow Less
1.20% $1,000 $99,999 Learn MoreShow Less
Special: 18 Mo CD
1.65% $1,000 - Learn MoreShow Less
1.50% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
1.75% $100,000 - Learn MoreShow Less
Special: 26 Mo CD
2.00% $1,000 - Learn MoreShow Less
1.70% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
1.95% $100,000 - Learn MoreShow Less
Special: 38 Mo CD
2.35% $1,000 - Learn MoreShow Less
2.05% $1,000 $99,999 Learn MoreShow Less
48 Mo CD
2.30% $100,000 - Learn MoreShow Less
Special: 50 Mo CD
2.60% $1,000 - Learn MoreShow Less
2.30% $1,000 $99,999 Learn MoreShow Less
60 Mo CD
2.55% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.85% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.10% $100 $2,499 Learn MoreShow Less
0.13% $2,500 $4,999 Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OMNI COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.641% 3.625% 0.25 $502 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to OMNI COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Omni Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Omni Community Locations


Financial Details

Omni Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Omni Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Omni Community U.S. Average
5.10% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Omni Community had $3,018,594 in non-current loans and $166,322 in owned assets. To cover these potential losses it had $59,534,542 in net worth and $2,857,190 in loans loss reserves. That gives it a Texas Ratio of 5.10%.

Net Worth
Omni Community U.S. Average
14.23% 13.47%

Omni Community FCU has a net worth of 14.23% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Omni Community

Branches and Savings

What is Omni Community?

A federal credit union, registered with the NCUA under certificate #60105.
Learn more about credit unions here.

Is Omni Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Omni Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Omni Community's share account and share certificate rates?

Omni Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Omni Community?

Omni Community has total capital of $59.53 million. Full information on Omni Community's financial position is located above.

Who owns Omni Community?

Credit Unions are owned by their members.

Where are Omni Community branches located?

See branch locations nearby.

Are Omni Community ATMs Open 24/7?

Do Omni Community ATMs accept cash deposits?

Can Omni Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Omni Community have a mobile app?

Does Omni Community have mobile deposit?

Does Omni Community have quick pay?

How can Omni Community transfer money to other banks or credit unions?

Does Omni Community report to credit bureaus?

Does Omni Community use Chexsystems?

Does Omni Community use Equifax?

What is Omni Community's toll free phone number?

What is Omni Community's ACH Routing Number?

What is Omni Community's SWIFT code?

Where can I find Omni Community's wire transfer form?

What is the Omni Community address for deposits?

What Products Does Omni Community Offer

Does Omni Community offer mortgages?

Compare mortgage rates here.

Does Omni Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Omni Community offer auto and RV loans?

Compare auto loan rates here.

Does Omni Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Omni Community

There are currently no comments for Omni Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →