Portland, OR 97220
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Pacific N W is an NCUA insured institution located in Portland, OR. It was founded in 1942 and has approximately $206.36 millions in assets.

NCUA Insured Yes
Charter Number # # 4878
Date Established 1942
Assets $206.36 million
Loans $129.45 million
Deposits $183.95 million
Capital $19.24 million

Field of Membership Restrictions

Membership is open to those who ive, work, worship, attend school or volunteer in the NE Portland area or in Hood County and Wasco County in Oregon or Klickitat County or Skamania County in Washington.

Deposit Rates - October 25, 2020

Your Current Location: Washington, WA 98101

We do not yet have rates for Pacific N W

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Loan Rates - October 25, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for PACIFIC N W

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
2.830% 2.750% 0.63 $2,622 $1,021 Learn More
NMLS ID: 2890
License#: 520-CL-25944
2.575% 2.500% 1.00 $2,470 $988 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

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Below are Pacific N W branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Pacific N W Locations

Financial Details

Pacific N W Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pacific N W. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pacific N W U.S. Average
16.66% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Pacific N W had $2,361,575 in non-current loans and $901,795 in owned assets. To cover these potential losses it had $19,241,028 in net worth and $352,130 in loans loss reserves. That gives it a Texas Ratio of 16.66%.

Net Worth
Pacific N W U.S. Average
9.32% 13.61%

Pacific N W FCU has a net worth of 9.32% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pacific N W

Branches and Savings

What is Pacific N W?

A federal credit union, registered with the NCUA under certificate #4878.
Learn more about credit unions here.

Is Pacific N W FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pacific N W?

Please see Field of Membership information above for information on who is eligible to join.

What are Pacific N W's share account and share certificate rates?

Pacific N W's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pacific N W?

Pacific N W has total capital of $19.24 million. Full information on Pacific N W's financial position is located above.

Who owns Pacific N W?

Credit Unions are owned by their members.

Where are Pacific N W branches located?

See branch locations nearby.

Are Pacific N W ATMs Open 24/7?

Do Pacific N W ATMs accept cash deposits?

Can Pacific N W customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pacific N W have a mobile app?

Does Pacific N W have mobile deposit?

Does Pacific N W have quick pay?

How can Pacific N W transfer money to other banks or credit unions?

Does Pacific N W report to credit bureaus?

Does Pacific N W use Chexsystems?

Does Pacific N W use Equifax?

What is Pacific N W's toll free phone number?

What is Pacific N W's ACH Routing Number?

What is Pacific N W's SWIFT code?

Where can I find Pacific N W's wire transfer form?

What is the Pacific N W address for deposits?

What Products Does Pacific N W Offer

Does Pacific N W offer mortgages?

Compare mortgage rates here.

Does Pacific N W offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pacific N W offer auto and RV loans?

Compare auto loan rates here.

Does Pacific N W offer student loans or personal loans?

Compare personal loan rates here.

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