PALMETTO HEALTH

PO Box 100167
Columbia, SC 29202

Notable Rates APY Vs.Others
Savings 0.25% 2.30% →
1-Year CD 1.66% 2.25% →
2-Year CD 2.06% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Palmetto Health is an NCUA insured institution located in Columbia, SC. It was founded in 1964 and has approximately $70.08 millions in assets.

NCUA Insured Yes
Charter Number # # 61260
Date Established 1964
Assets $70.08 million
Loans $38.54 million
Deposits $56.59 million
Capital $12.35 million
 

Field of Membership Restrictions

Membership is open to those who live, work, or attend school in Richland County in South Carolina; employees of Palmetto Health and the South Carolina Baptist Convention.

Deposit Rates - December 6, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.75% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.60% $500 $24,999 Learn MoreShow Less
3 Mo CD
0.75% $50,000 - Learn MoreShow Less
0.88% $500 $24,999 Learn MoreShow Less
6 Mo CD
0.95% $50,000 - Learn MoreShow Less
1.51% $500 $24,999 Learn MoreShow Less
12 Mo CD
1.66% $50,000 - Learn MoreShow Less
1.41% $500 $24,999 Learn MoreShow Less
18 Mo CD
1.56% $50,000 - Learn MoreShow Less
1.86% $500 $24,999 Learn MoreShow Less
24 Mo CD
2.06% $50,000 - Learn MoreShow Less
2.17% $500 $24,999 Learn MoreShow Less
36 Mo CD
2.32% $50,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 $4,999 Learn MoreShow Less

Loan Rates - December 6, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PALMETTO HEALTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% 0.00 ($65) $1,141 Learn More
First Internet Bank
NMLS ID: 424182
3.626% 3.625% 0.00 $42 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to PALMETTO HEALTH
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Palmetto Health branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Palmetto Health Locations


Financial Details

Palmetto Health Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Palmetto Health. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Palmetto Health U.S. Average
1.92% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Palmetto Health had $235,455 in non-current loans and $14,000 in owned assets. To cover these potential losses it had $12,347,112 in net worth and $642,630 in loans loss reserves. That gives it a Texas Ratio of 1.92%.

Net Worth
Palmetto Health U.S. Average
17.61% 13.65%

Palmetto Health FCU has a net worth of 17.61% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Palmetto Health

Branches and Savings

What is Palmetto Health?

A federal credit union, registered with the NCUA under certificate #61260.
Learn more about credit unions here.

Is Palmetto Health FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Palmetto Health?

Please see Field of Membership information above for information on who is eligible to join.

What are Palmetto Health's share account and share certificate rates?

Palmetto Health's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Palmetto Health?

Palmetto Health has total capital of $12.35 million. Full information on Palmetto Health's financial position is located above.

Who owns Palmetto Health?

Credit Unions are owned by their members.

Where are Palmetto Health branches located?

See branch locations nearby.

Are Palmetto Health ATMs Open 24/7?

Do Palmetto Health ATMs accept cash deposits?

Can Palmetto Health customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Palmetto Health have a mobile app?

Does Palmetto Health have mobile deposit?

Does Palmetto Health have quick pay?

How can Palmetto Health transfer money to other banks or credit unions?

Does Palmetto Health report to credit bureaus?

Does Palmetto Health use Chexsystems?

Does Palmetto Health use Equifax?

What is Palmetto Health's toll free phone number?

What is Palmetto Health's ACH Routing Number?

What is Palmetto Health's SWIFT code?

Where can I find Palmetto Health's wire transfer form?

What is the Palmetto Health address for deposits?

What Products Does Palmetto Health Offer

Does Palmetto Health offer mortgages?

Compare mortgage rates here.

Does Palmetto Health offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Palmetto Health offer auto and RV loans?

Compare auto loan rates here.

Does Palmetto Health offer student loans or personal loans?

Compare personal loan rates here.

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