Pen Air Credit Union
Headquarters
1495 E Nine Mile Rd
Pensacola, FL 32514
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2024 Overview
General Credit Union Information
Pen Air is an NCUA insured institution located in Pensacola, FL. It was founded in 1936 and has approximately $3075.88 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68734 |
| Date Established | 1936 |
| Assets | $3,075.88 million |
| Loans | $1,491.48 million |
| Deposits | $2,220.83 million |
| Capital | $297.85 million |
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $25 | $4,999 |
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|
| Savings
|
0.10% | $5,000 | $24,999 |
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|
| Savings
|
0.30% | $25,000 | $74,999 |
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|
| Savings
|
0.30% | $75,000 | - |
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|
|
Money Market
|
0.35% | $2,500 | $24,999 |
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|
|
Money Market
|
1.00% | $25,000 | $74,999 |
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|
|
Money Market
|
1.25% | $75,000 | $199,999 |
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|
|
Money Market
|
1.50% | $200,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month
|
4.50% | $500 | - |
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|
| 6 Month
|
4.25% | $500 | - |
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|
| 12 Month
|
2.55% | $500 | - |
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|
| 15 Month Add-On
|
2.55% | $500 | - |
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|
| 18 Month
|
2.80% | $500 | - |
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|
| 24 Month
|
2.90% | $500 | - |
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|
| 36 Month
|
2.95% | $500 | - |
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|
| 48 Month
|
3.05% | $500 | - |
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|
| 60 Month
|
3.05% | $500 | - |
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|
Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Pen Air
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Pen Air
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Branches
Below are Pen Air branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
PEN AIR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Pen Air Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Pen Air. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Pen Air | U.S. Average |
|---|---|
| 8.94% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Pen Air had $25,759,596 in non-current loans and $2,129,093 in owned assets. To cover these potential losses it had $297,853,091 in net worth and $14,049,627 in loans loss reserves. That gives it a Texas Ratio of 8.94%.
Net Worth
| Pen Air | U.S. Average |
|---|---|
| 9.65% | 13.62% |
Pen Air FCU has a net worth of 9.65% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Pen Air
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