Penn State Federal Credit Union

Headquarters

123 Amberleigh Ln
Bellefonte, PA 16823
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 5.50% →
1-Year CD 0.10% 5.25% →
2-Year CD 0.25% 4.50% →
5-Year CD 0.55% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Penn State is an NCUA insured institution located in Bellefonte, PA. It was founded in 1959 and has approximately $263.68 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12729
Date Established 1959
Assets $263.68 million
Loans $119.93 million
Deposits $217.99 million
Capital $30.10 million
 

Field of Membership Restrictions

Membership is open to employees, students or retirees of Penn State University or employees of select organizations.

Deposit Rates - October 4, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.01% $2,500 $2,999 Learn More
Money Market
0.01% $10,000 $14,999 Learn More
Money Market
0.01% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.05% $10,000 $14,999 Learn More
6 Mo CD
0.05% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
18 Mo CD
0.20% $10,000 $14,999 Learn More
18 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
30 Mo CD
0.30% $10,000 $14,999 Learn More
30 Mo CD
0.30% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More
48 Mo CD
0.45% $10,000 $14,999 Learn More
48 Mo CD
0.45% $100,000 $199,999 Learn More
60 Mo CD
0.55% $10,000 $14,999 Learn More
60 Mo CD
0.55% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.01% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 4, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Penn State

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Foundation Home Loans, LLC
NMLS ID: 2559614
License#: MC-7844
5.985% 5.875% 0.88 $3,884 $1,893 Learn More
Watermark Capital
NMLS ID: 1838
6.007% 5.875% 1.00 $4,561 $1,893 Learn More
DECO Mortgage
NMLS ID: 2561451
6.017% 5.875% 0.75 $5,004 $1,893 Learn More
PenFed Credit Union
NMLS ID: 401822
6.186% 6.000% 1.00 $6,400 $1,919 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Penn State
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Penn State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Penn State Locations around zip code 20146




Climate Policy and Initiatives

PENN STATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Penn State Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Penn State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Penn State U.S. Average
1.41% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Penn State had $429,220 in non-current loans and $0 in owned assets. To cover these potential losses it had $30,104,349 in net worth and $444,865 in loans loss reserves. That gives it a Texas Ratio of 1.41%.

Net Worth
Penn State U.S. Average
12.07% 13.93%

Penn State FCU has a net worth of 12.07% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Penn State

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