Perfect Circle

Po Box 29
Hagerstown, IN 47346

Overview

General Credit Union Information

NCUA Insured No
Charter Number # # 82792
Date Established 1932
Assets $55.17 million
Loans $30.68 million
Deposits $49.51 million
Capital $5.57 million

Perfect Circle is located in Hagerstown, In. It was founded in 1932 and has approximately $55.17 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.10% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.25% $1,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.25% $500 - Learn MoreShow Less
Special: 22 Mo FIRA
1.21% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.50% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.20% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.25% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PERFECT CIRCLE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.761% 3.750% -0.13 $335 $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to PERFECT CIRCLE
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Perfect Circle branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Perfect Circle Locations

Financial Details

Perfect Circle Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Perfect Circle. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Perfect Circle U.S. Average
5.25% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Perfect Circle had $289,298 in non-current loans and $8,548 in owned assets. To cover these potential losses it had $5,574,804 in net worth and $100,513 in loans loss reserves. That gives it a Texas Ratio of 5.25%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Perfect Circle U.S. Average
10.1% 13.03

Perfect Circle FCU has a net worth of 10.1% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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