PHILADELPHIA

12800 TOWNSEND RD
Philadelphia, PA 19154

Notable Rates APY Vs.Others
Savings 0.40% 2.25% →
1-Year CD 2.00% 2.25% →
2-Year CD 2.10% 2.50% →
5-Year CD 2.25% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Philadelphia is an NCUA insured institution located in Philadelphia, PA. It was founded in 1951 and has approximately $1189.13 millions in assets.

Who can join?

If you live, work, worship, or study in Philadelphia, you can become a member.

If you work for one of their associated companies or organizations, then you can join.

Any immediate family of or person living with a member is also eligible.

NCUA Insured Yes
Charter Number # # 7238
Date Established 1951
Assets $1,189.13 million
Loans $707.13 million
Deposits $1,032.07 million
Capital $175.54 million
 

Field of Membership Restrictions

Membership in Philadelphia Federal Credit Union is open to those who live, work, worship or study in Philadelphia or Columbia County or be a current or retired employee of Pennsylvania Hospital, Philadelphia Port Authority, Danville Area School District and over 100 area Select Employer Groups.

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $9,999 Learn MoreShow Less
Money Market
0.70% $10,000 $24,999 Learn MoreShow Less
Money Market
0.75% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.80% $500 $9,999 Learn MoreShow Less
Special: 12 Mo FIRA
3.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.00% $10,000 $24,999 Learn MoreShow Less
3 Mo CD
1.10% $25,000 - Learn MoreShow Less
1.60% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
1.70% $25,000 - Learn MoreShow Less
1.90% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
2.00% $25,000 - Learn MoreShow Less
2.00% $10,000 $24,999 Learn MoreShow Less
18 Mo CD
2.10% $25,000 - Learn MoreShow Less
2.00% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
2.10% $25,000 - Learn MoreShow Less
2.00% $10,000 $24,999 Learn MoreShow Less
30 Mo CD
2.10% $25,000 - Learn MoreShow Less
2.00% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
2.10% $25,000 - Learn MoreShow Less
2.10% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
2.20% $25,000 - Learn MoreShow Less
2.15% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
2.25% $25,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1,000 $4,999 Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PHILADELPHIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to PHILADELPHIA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Philadelphia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Philadelphia Locations


Financial Details

Philadelphia Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Philadelphia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Philadelphia U.S. Average
6.18% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Philadelphia had $8,903,801 in non-current loans and $2,356,451 in owned assets. To cover these potential losses it had $175,541,704 in net worth and $6,563,876 in loans loss reserves. That gives it a Texas Ratio of 6.18%.

Net Worth
Philadelphia U.S. Average
14.76% 13.65%

Philadelphia FCU has a net worth of 14.76% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Philadelphia

Branches and Savings

What is Philadelphia?

A federal credit union, registered with the NCUA under certificate #7238.
Learn more about credit unions here.

Is Philadelphia FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Philadelphia?

Please see Field of Membership information above for information on who is eligible to join.

What are Philadelphia's share account and share certificate rates?

Philadelphia's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Philadelphia?

Philadelphia has total capital of $175.54 million. Full information on Philadelphia's financial position is located above.

Who owns Philadelphia?

Credit Unions are owned by their members.

Where are Philadelphia branches located?

See branch locations nearby.

Are Philadelphia ATMs Open 24/7?

Do Philadelphia ATMs accept cash deposits?

Can Philadelphia customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Philadelphia have a mobile app?

Does Philadelphia have mobile deposit?

Does Philadelphia have quick pay?

How can Philadelphia transfer money to other banks or credit unions?

Does Philadelphia report to credit bureaus?

Does Philadelphia use Chexsystems?

Does Philadelphia use Equifax?

What is Philadelphia's toll free phone number?

What is Philadelphia's ACH Routing Number?

What is Philadelphia's SWIFT code?

Where can I find Philadelphia's wire transfer form?

What is the Philadelphia address for deposits?

What Products Does Philadelphia Offer

Does Philadelphia offer mortgages?

Compare mortgage rates here.

Does Philadelphia offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Philadelphia offer auto and RV loans?

Compare auto loan rates here.

Does Philadelphia offer student loans or personal loans?

Compare personal loan rates here.

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