Philadelphia Federal Credit Union

Headquarters

12800 Townsend Rd
Philadelphia, PA 19154
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.80% 5.25% →
2-Year CD 0.90% 4.50% →
5-Year CD 1.10% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Philadelphia is an NCUA insured institution located in Philadelphia, PA. It was founded in 1951 and has approximately $1677.54 millions in assets.

Who can join?

If you live, work, worship, or study in Philadelphia, you can become a member.

If you work for one of their associated companies or organizations, then you can join.

Any immediate family of or person living with a member is also eligible.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7238
Date Established 1951
Assets $1,677.54 million
Loans $1,047.46 million
Deposits $1,488.62 million
Capital $236.18 million
 

Field of Membership Restrictions

Membership in Philadelphia Federal Credit Union is open to those who live, work, worship or study in Philadelphia or Columbia County or be a current or retired employee of Pennsylvania Hospital, Philadelphia Port Authority, Danville Area School District and over 100 area Select Employer Groups.

Deposit Rates - October 5, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
0.95% $10,000 $14,999 Learn More
30 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $24,999 Learn More
36 Mo CD
1.00% $25,000 - Learn More
48 Mo CD
1.05% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $24,999 Learn More
60 Mo CD
1.10% $25,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 5, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Philadelphia

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Citizens Bank
NMLS ID: 503941
6.465% 6.375% 1.00 $3,030 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.581% 6.490% 0.75 $3,026 $2,021 Learn More
Rocket Mortgage
NMLS ID: 3030
6.722% 6.625% 1.00 $3,200 $2,049 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Philadelphia
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Branches

Below are Philadelphia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives

PHILADELPHIA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Philadelphia Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Philadelphia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Philadelphia U.S. Average
4.10% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Philadelphia had $8,903,268 in non-current loans and $971,507 in owned assets. To cover these potential losses it had $236,177,167 in net worth and $4,845,284 in loans loss reserves. That gives it a Texas Ratio of 4.10%.

Net Worth
Philadelphia U.S. Average
14.02% 13.93%

Philadelphia FCU has a net worth of 14.02% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Philadelphia

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