Rancho Federal Credit Union

Headquarters

12620 Erickson Ave Ste H
Downey, CA 90242
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.08% 5.55% →
1-Year CD 0.47% 5.41% →
2-Year CD 0.58% 5.25% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Rancho is an NCUA insured institution located in Downey, CA. It was founded in 1936 and has approximately $109.13 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1204
Date Established 1936
Assets $109.13 million
Loans $64.38 million
Deposits $100.33 million
Capital $8.44 million
 

Field of Membership Restrictions

Membership is open to Los Angeles County employees who work at Rancho Los Amigos National Rehabilitation Center, Los Amigos Research and Education Institute, and Internal Service Department,Dept #300 and other select organizations.

Deposit Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.08% $2,500 $4,999 Learn More
Money Market
0.12% $2,500 $2,999 Learn More
Money Market
0.12% $10,000 $14,999 Learn More
Money Market
0.12% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.32% $10,000 $14,999 Learn More
6 Mo CD
0.32% $100,000 $199,999 Learn More
12 Mo CD
0.47% $10,000 $14,999 Learn More
12 Mo CD
0.47% $100,000 $199,999 Learn More
24 Mo CD
0.58% $10,000 $14,999 Learn More
24 Mo CD
0.58% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More

Loan Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Rancho

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.967% 6.875% 0.75 $2,988 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Rancho
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Branches

Below are Rancho branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rancho Locations



Climate Policy and Initiatives

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Financial Details

Rancho Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rancho. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rancho U.S. Average
1.10% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Rancho had $86,601 in non-current loans and $6,543 in owned assets. To cover these potential losses it had $8,443,446 in net worth and $31,855 in loans loss reserves. That gives it a Texas Ratio of 1.10%.

Net Worth
Rancho U.S. Average
7.73% 13.62%

Rancho FCU has a net worth of 7.73% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Rancho

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