Downey, CA 90242
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.08% 0.95% →
1-Year CD 0.47% 1.01% →
2-Year CD 0.58% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Rancho is an NCUA insured institution located in Downey, CA. It was founded in 1936 and has approximately $99.14 millions in assets.

NCUA Insured Yes
Charter Number # # 1204
Date Established 1936
Assets $99.14 million
Loans $56.78 million
Deposits $90.82 million
Capital $7.65 million

Field of Membership Restrictions

Membership is open to Los Angeles County employees who work at Rancho Los Amigos National Rehabilitation Center, Los Amigos Research and Education Institute, and Internal Service Department,Dept #300 and other select organizations.

Deposit Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.08% $2,500 $4,999 Learn More
Money Market
0.12% $2,500 $2,999 Learn More
Money Market
0.12% $10,000 $14,999 Learn More
Money Market
0.12% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $10,000 $14,999 Learn More
3 Mo CD
0.15% $100,000 $199,999 Learn More
6 Mo CD
0.32% $10,000 $14,999 Learn More
6 Mo CD
0.32% $100,000 $199,999 Learn More
12 Mo CD
0.47% $10,000 $14,999 Learn More
12 Mo CD
0.47% $100,000 $199,999 Learn More
24 Mo CD
0.58% $10,000 $14,999 Learn More
24 Mo CD
0.58% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More

Loan Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RANCHO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.664% 2.625% 0.50 $1,285 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to RANCHO
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Rancho branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Rancho Locations

Financial Details

Rancho Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rancho. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rancho U.S. Average
3.34% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Rancho had $255,759 in non-current loans and $6,543 in owned assets. To cover these potential losses it had $7,649,431 in net worth and $199,258 in loans loss reserves. That gives it a Texas Ratio of 3.34%.

Net Worth
Rancho U.S. Average
7.71% 13.61%

Rancho FCU has a net worth of 7.71% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rancho

Branches and Savings

What is Rancho?

A federal credit union, registered with the NCUA under certificate #1204.
Learn more about credit unions here.

Is Rancho FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rancho?

Please see Field of Membership information above for information on who is eligible to join.

What are Rancho's share account and share certificate rates?

Rancho's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rancho?

Rancho has total capital of $7.65 million. Full information on Rancho's financial position is located above.

Who owns Rancho?

Credit Unions are owned by their members.

Where are Rancho branches located?

See branch locations nearby.

Are Rancho ATMs Open 24/7?

Do Rancho ATMs accept cash deposits?

Can Rancho customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rancho have a mobile app?

Does Rancho have mobile deposit?

Does Rancho have quick pay?

How can Rancho transfer money to other banks or credit unions?

Does Rancho report to credit bureaus?

Does Rancho use Chexsystems?

Does Rancho use Equifax?

What is Rancho's toll free phone number?

What is Rancho's ACH Routing Number?

What is Rancho's SWIFT code?

Where can I find Rancho's wire transfer form?

What is the Rancho address for deposits?

What Products Does Rancho Offer

Does Rancho offer mortgages?

Compare mortgage rates here.

Does Rancho offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rancho offer auto and RV loans?

Compare auto loan rates here.

Does Rancho offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Rancho

There are currently no comments for Rancho. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →