6620 W. Broad St., Bldg. 2
Richmond, VA 23230


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 291
Date Established 1935
Assets $17.92 million
Loans $4.80 million
Deposits $15.70 million
Capital $2.17 million

Resources is an NCUA insured institution located in Richmond, VA. It was founded in 1935 and has approximately $17.92 millions in assets.

Deposit Rates - September 19, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Resources

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There are currently no rates available for Resources, but see these great savings and CD rates:

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Loan Rates - September 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RESOURCES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
NMLS ID: 2890
License#: MC-3098
3.648% 3.625% 0.25 $712 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

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Below are Resources branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Resources Locations

Financial Details

Resources Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Resources. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Resources U.S. Average
0.51% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Resources had $11,301 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,173,864 in net worth and $41,110 in loans loss reserves. That gives it a Texas Ratio of 0.51%.

Net Worth
Resources U.S. Average
12.13% 13.47%

Resources FCU has a net worth of 12.13% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Resources

Branches and Savings

What is Resources?

A federal credit union, registered with the NCUA under certificate #291.
Learn more about credit unions here.

Is Resources FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Resources?

Please see Field of Membership information above for information on who is eligible to join.

What are Resources's share account and share certificate rates?

Resources's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Resources?

Resources has total capital of $2.17 million. Full information on Resources's financial position is located above.

Who owns Resources?

Credit Unions are owned by their members.

Where are Resources branches located?

See branch locations nearby.

Are Resources ATMs Open 24/7?

Do Resources ATMs accept cash deposits?

Can Resources customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Resources have a mobile app?

Does Resources have mobile deposit?

Does Resources have quick pay?

How can Resources transfer money to other banks or credit unions?

Does Resources report to credit bureaus?

Does Resources use Chexsystems?

Does Resources use Equifax?

What is Resources's toll free phone number?

What is Resources's ACH Routing Number?

What is Resources's SWIFT code?

Where can I find Resources's wire transfer form?

What is the Resources address for deposits?

What Products Does Resources Offer

Does Resources offer mortgages?

Compare mortgage rates here.

Does Resources offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Resources offer auto and RV loans?

Compare auto loan rates here.

Does Resources offer student loans or personal loans?

Compare personal loan rates here.

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