Resources Federal Credit Union
6620 W. Broad St., Bldg. 2
Richmond, VA 23230
See all branch locations →
2023 Overview
General Credit Union Information
Resources is an NCUA insured institution located in Richmond, VA. It was founded in 1935 and has approximately $17.92 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 291 |
| Date Established | 1935 |
| Assets | $17.92 million |
| Loans | $4.80 million |
| Deposits | $15.70 million |
| Capital | $2.17 million |
Deposit Rates - June 7, 2023
Your Current Location: Virginia, VA 20146
We do not yet have rates for Resources
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Resources
Note to Resources
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - June 7, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Resources
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429243 |
5.951% | 5.875% | 0.88 | $2,058 | $1,479 | Learn More |
NMLS ID: 1984206 License#: #: MC-7440 |
7.164% | 6.999% | 0.88 | $4,427 | $1,664 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Resources
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Resources branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
RESOURCES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Resources Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Resources. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Resources | U.S. Average |
|---|---|
| 0.51% | 5.90 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2022, Resources had $11,301 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,173,864 in net worth and $41,110 in loans loss reserves. That gives it a Texas Ratio of 0.51%.
Net Worth
| Resources | U.S. Average |
|---|---|
| 12.13% | 12.75% |
Resources FCU has a net worth of 12.13% versus the BestCashCow average of 12.75. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Resources
There are currently no comments for RESOURCES. Be the first to share your experience. Please provide comments that will help others.
Add Your Review