RINGGOLD SCHOOL EMPLOYEES

Headquarters

49 SCENERY BLVD
Monessen, PA 15062
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Ringgold School Employees is an NCUA insured institution located in Monessen, PA. It was founded in 1940 and has approximately $11.91 millions in assets.

NCUA Insured Yes
Charter Number # # 3886
Date Established 1940
Assets $11.91 million
Loans $3.82 million
Deposits $9.59 million
Capital $2.32 million
 

Deposit Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Ringgold School Employees

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Loan Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RINGGOLD SCHOOL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,908 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to RINGGOLD SCHOOL EMPLOYEES
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Branches

Below are Ringgold School Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ringgold School Employees Locations


Financial Details

Ringgold School Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ringgold School Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ringgold School Employees U.S. Average
18.37% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Ringgold School Employees had $444,908 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,318,716 in net worth and $103,777 in loans loss reserves. That gives it a Texas Ratio of 18.37%.

Net Worth
Ringgold School Employees U.S. Average
19.46% 13.61%

Ringgold School Employees FCU has a net worth of 19.46% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ringgold School Employees

Branches and Savings

What is Ringgold School Employees?

A federal credit union, registered with the NCUA under certificate #3886.
Learn more about credit unions here.

Is Ringgold School Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ringgold School Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Ringgold School Employees's share account and share certificate rates?

Ringgold School Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ringgold School Employees?

Ringgold School Employees has total capital of $2.32 million. Full information on Ringgold School Employees's financial position is located above.

Who owns Ringgold School Employees?

Credit Unions are owned by their members.

Where are Ringgold School Employees branches located?

See branch locations nearby.

Are Ringgold School Employees ATMs Open 24/7?

Do Ringgold School Employees ATMs accept cash deposits?

Can Ringgold School Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ringgold School Employees have a mobile app?

Does Ringgold School Employees have mobile deposit?

Does Ringgold School Employees have quick pay?

How can Ringgold School Employees transfer money to other banks or credit unions?

Does Ringgold School Employees report to credit bureaus?

Does Ringgold School Employees use Chexsystems?

Does Ringgold School Employees use Equifax?

What is Ringgold School Employees's toll free phone number?

What is Ringgold School Employees's ACH Routing Number?

What is Ringgold School Employees's SWIFT code?

Where can I find Ringgold School Employees's wire transfer form?

What is the Ringgold School Employees address for deposits?

What Products Does Ringgold School Employees Offer

Does Ringgold School Employees offer mortgages?

Compare mortgage rates here.

Does Ringgold School Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ringgold School Employees offer auto and RV loans?

Compare auto loan rates here.

Does Ringgold School Employees offer student loans or personal loans?

Compare personal loan rates here.

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