Albuquerque, NM 87105

Notable Rates APY Vs.Others
Savings 0.30% 1.90% →
1-Year CD 1.71% 1.90% →
2-Year CD N.A. 1.95% →
5-Year CD N.A. 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Rio Grande is an NCUA insured institution located in Albuquerque, NM. It was founded in 1952 and has approximately $338.29 millions in assets.

Who can join?

• Employees for the City of Albuquerque, Bernalillo County, VA Hospital, ABQ Health Partners, Blue Cross Blue Shield of NM, Lovelace Health System, NM Heart Institute, Presbyterian Health Care Services and Presbyterian Health Plan, and
• Members of Catholic parishes.

NCUA Insured Yes
Charter Number # # 62573
Date Established 1952
Assets $338.29 million
Loans $262.63 million
Deposits $283.14 million
Capital $53.60 million

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Sandoval or Bernalillo Counties in New Mexico. Membership is also open to members of Catholic parishes and employees of the Select Employer Groups.

Deposit Rates - April 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $1,000 $9,999 Learn MoreShow Less
Money Market
0.50% $10,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.65% $500 $24,999 Learn MoreShow Less
1.00% $500 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.60% $25 - Learn MoreShow Less
1.71% $500 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $200 - Learn MoreShow Less

Loan Rates - April 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for RIO GRANDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Rio Grande branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Rio Grande Locations

Financial Details

Rio Grande Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rio Grande. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rio Grande U.S. Average
9.62% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Rio Grande had $5,284,261 in non-current loans and $173,725 in owned assets. To cover these potential losses it had $53,596,127 in net worth and $3,162,229 in loans loss reserves. That gives it a Texas Ratio of 9.62%.

Net Worth
Rio Grande U.S. Average
15.84% 13.65%

Rio Grande FCU has a net worth of 15.84% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rio Grande

Branches and Savings

What is Rio Grande?

A federal credit union, registered with the NCUA under certificate #62573.
Learn more about credit unions here.

Is Rio Grande FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rio Grande?

Please see Field of Membership information above for information on who is eligible to join.

What are Rio Grande's share account and share certificate rates?

Rio Grande's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rio Grande?

Rio Grande has total capital of $53.60 million. Full information on Rio Grande's financial position is located above.

Who owns Rio Grande?

Credit Unions are owned by their members.

Where are Rio Grande branches located?

See branch locations nearby.

Are Rio Grande ATMs Open 24/7?

Do Rio Grande ATMs accept cash deposits?

Can Rio Grande customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rio Grande have a mobile app?

Does Rio Grande have mobile deposit?

Does Rio Grande have quick pay?

How can Rio Grande transfer money to other banks or credit unions?

Does Rio Grande report to credit bureaus?

Does Rio Grande use Chexsystems?

Does Rio Grande use Equifax?

What is Rio Grande's toll free phone number?

What is Rio Grande's ACH Routing Number?

What is Rio Grande's SWIFT code?

Where can I find Rio Grande's wire transfer form?

What is the Rio Grande address for deposits?

What Products Does Rio Grande Offer

Does Rio Grande offer mortgages?

Compare mortgage rates here.

Does Rio Grande offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rio Grande offer auto and RV loans?

Compare auto loan rates here.

Does Rio Grande offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Rio Grande

There are currently no comments for Rio Grande. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →