Safeamerica Credit Union

Headquarters

6001 Gibraltar Drive
Pleasanton, CA 94588
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.70% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 2.87% →
5-Year CD N.A. 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Safeamerica is located in Pleasanton, Ca. It was founded in 1953 and has approximately $545.56 millions in assets.

Who can join?

Anyone who lives, works, worships, or attends school in the California counties of Alameda, Contra Costa, San Mateo, or Santa Clara or is a member of Financial Fitness Association are eligible to join SafeAmerica Credit Union. In addition, those who are employed by one of SafeAmerica's Select Employer Groups, as well as all immediate family members of current members are invited to join.

NCUA Insured No
Charter Number # # 97093
Date Established 1953
Assets $545.56 million
Loans $415.60 million
Deposits $498.61 million
Capital $46.84 million
 

Field of Membership Restrictions

SafeAmerica Credit Union offers membership to anyone who joins the Financial Fitness Association ($8 annual dues). In addition, individuals who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, San Mateo, or Santa Clara are also eligible to join. Employees of any of SafeAmerica’s Select Employer Groups, as well as all immediate family members of current members are invited to join. (Membership requirements are listed in the credit union's online application.)

Deposit Rates - July 6, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Safeamerica

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - July 6, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for SAFEAMERICA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

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5.750% 5.625% 0.88 $3,438 $1,440 Learn More
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5.185% 5.125% 0.63 $1,692 $1,362 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
4.240 %
After Intro: 5.500 %
Intro Period: 12 months
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More Info

Note to SAFEAMERICA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Safeamerica branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Safeamerica Locations



Climate Initiatives

SAFEAMERICA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Safeamerica Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Safeamerica. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Safeamerica U.S. Average
9.48% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Safeamerica had $4,542,164 in non-current loans and $42,055 in owned assets. To cover these potential losses it had $46,842,815 in net worth and $1,489,082 in loans loss reserves. That gives it a Texas Ratio of 9.48%.

Net Worth
Safeamerica U.S. Average
8.58% 12.36%

Safeamerica FCU has a net worth of 8.58% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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