Safeamerica Credit Union
Headquarters
6001 Gibraltar Drive
Pleasanton, CA 94588
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2024 Overview
General Credit Union Information
Safeamerica is located in Pleasanton, Ca. It was founded in 1953 and has approximately $527.56 millions in assets.
Who can join?
Anyone who lives, works, worships, or attends school in the California counties of Alameda, Contra Costa, San Mateo, or Santa Clara or is a member of Financial Fitness Association are eligible to join SafeAmerica Credit Union. In addition, those who are employed by one of SafeAmerica's Select Employer Groups, as well as all immediate family members of current members are invited to join.
| NCUA Insured | No |
| Charter Number # | # 97093 |
| Date Established | 1953 |
| Assets | $527.56 million |
| Loans | $425.79 million |
| Deposits | $453.37 million |
| Capital | $52.63 million |
Field of Membership Restrictions
SafeAmerica Credit Union offers membership to anyone who joins the Financial Fitness Association ($8 annual dues). In addition, individuals who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, San Mateo, or Santa Clara are also eligible to join. Employees of any of SafeAmerica’s Select Employer Groups, as well as all immediate family members of current members are invited to join. (Membership requirements are listed in the credit union's online application.)
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $200 | - |
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|
|
Money Market
|
3.10% | $0 | $2,000 |
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|
|
Money Market
|
0.05% | $200 | $2,499 |
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|
|
Money Market
|
1.10% | $2,001 | $5,000 |
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|
|
Money Market
|
0.30% | $2,500 | $24,999 |
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|
|
Money Market
|
0.60% | $5,001 | $10,000 |
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|
|
Money Market
|
0.55% | $10,001 | $50,000 |
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|
|
Money Market
|
0.40% | $25,000 | $49,999 |
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|
|
Money Market
|
0.40% | $50,000 | $99,999 |
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|
|
Money Market
|
0.55% | $50,001 | $100,000 |
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|
|
Money Market
|
0.50% | $100,000 | - |
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|
|
Money Market
|
0.55% | $100,001 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month
|
1.25% | $1,000 | - |
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|
| 6 Month
|
1.50% | $1,000 | - |
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|
| 8 Month Special
|
5.00% | $1,000 | - |
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|
| 12 Month
|
2.25% | $1,000 | - |
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|
| 14 Month Special
|
4.50% | $1,000 | - |
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|
| 24 Month
|
2.50% | $1,000 | - |
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|
| 36 Month
|
4.00% | $1,000 | - |
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|
| 48 Month
|
3.00% | $1,000 | - |
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|
| 60 Month
|
3.00% | $1,000 | - |
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|
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Safeamerica
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Safeamerica
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Branches
Below are Safeamerica branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SAFEAMERICA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Safeamerica Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Safeamerica. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Safeamerica | U.S. Average |
|---|---|
| 13.05% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Safeamerica had $6,945,584 in non-current loans and $172,563 in owned assets. To cover these potential losses it had $52,632,707 in net worth and $1,921,674 in loans loss reserves. That gives it a Texas Ratio of 13.05%.
Net Worth
| Safeamerica | U.S. Average |
|---|---|
| 9.93% | 13.62% |
Safeamerica FCU has a net worth of 9.93% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Safeamerica
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