Santa Cruz County Employees Federal Credit Union
Headquarters
8030 Soquel Ave Ste 201
Santa Cruz, CA 95062
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2024 Overview
General Credit Union Information
Santa Cruz County Employees is an NCUA insured institution located in Santa Cruz, CA. It was founded in 1953 and has approximately $26.24 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 64439 |
| Date Established | 1953 |
| Assets | $26.24 million |
| Loans | $17.19 million |
| Deposits | $24.07 million |
| Capital | $1.86 million |
Deposit Rates - April 30, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Santa Cruz County Employees
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Note to Santa Cruz County Employees
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Loan Rates - April 30, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Santa Cruz County Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.903% | 6.750% | 1.00 | $5,046 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 1907 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Santa Cruz County Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Santa Cruz County Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SANTA CRUZ COUNTY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Santa Cruz County Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Santa Cruz County Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Santa Cruz County Employees | U.S. Average |
|---|---|
| 8.99% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Santa Cruz County Employees had $168,588 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,855,748 in net worth and $19,868 in loans loss reserves. That gives it a Texas Ratio of 8.99%.
Net Worth
| Santa Cruz County Employees | U.S. Average |
|---|---|
| 7.07% | 13.62% |
Santa Cruz County Employees FCU has a net worth of 7.07% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Santa Cruz County Employees
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