3870 Goodman Road
Southaven, MS 38672
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.40% →
1-Year CD 1.10% 1.15% →
2-Year CD 1.15% 1.26% →
5-Year CD 1.40% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Securtrust is an NCUA insured institution located in Southaven, MS. It was founded in 1949 and has approximately $28.99 millions in assets.

NCUA Insured Yes
Charter Number # # 6370
Date Established 1949
Assets $28.99 million
Loans $20.97 million
Deposits $22.88 million
Capital $5.81 million

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $50 $9,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $1,000 - Learn More
12 Mo CD
1.00% $1,000 $29,999 Learn More
12 Mo CD
1.10% $30,000 - Learn More
18 Mo CD
1.10% $1,000 $49,999 Learn More
18 Mo CD
1.10% $50,000 - Learn More
24 Mo CD
1.15% $1,000 $24,999 Learn More
24 Mo CD
1.15% $25,000 - Learn More
36 Mo CD
1.30% $50,000 - Learn More
60 Mo CD
1.40% $100,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $300 - Learn MoreShow Less

Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SECURTRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

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Below are Securtrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Securtrust Locations

Financial Details

Securtrust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Securtrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Securtrust U.S. Average
5.84% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Securtrust had $302,886 in non-current loans and $59,000 in owned assets. To cover these potential losses it had $5,811,900 in net worth and $382,025 in loans loss reserves. That gives it a Texas Ratio of 5.84%.

Net Worth
Securtrust U.S. Average
20.04% 13.86%

Securtrust FCU has a net worth of 20.04% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Securtrust

Branches and Savings

What is Securtrust?

A federal credit union, registered with the NCUA under certificate #6370.
Learn more about credit unions here.

Is Securtrust FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Securtrust?

Please see Field of Membership information above for information on who is eligible to join.

What are Securtrust's share account and share certificate rates?

Securtrust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Securtrust?

Securtrust has total capital of $5.81 million. Full information on Securtrust's financial position is located above.

Who owns Securtrust?

Credit Unions are owned by their members.

Where are Securtrust branches located?

See branch locations nearby.

Are Securtrust ATMs Open 24/7?

Do Securtrust ATMs accept cash deposits?

Can Securtrust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Securtrust have a mobile app?

Does Securtrust have mobile deposit?

Does Securtrust have quick pay?

How can Securtrust transfer money to other banks or credit unions?

Does Securtrust report to credit bureaus?

Does Securtrust use Chexsystems?

Does Securtrust use Equifax?

What is Securtrust's toll free phone number?

What is Securtrust's ACH Routing Number?

What is Securtrust's SWIFT code?

Where can I find Securtrust's wire transfer form?

What is the Securtrust address for deposits?

What Products Does Securtrust Offer

Does Securtrust offer mortgages?

Compare mortgage rates here.

Does Securtrust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Securtrust offer auto and RV loans?

Compare auto loan rates here.

Does Securtrust offer student loans or personal loans?

Compare personal loan rates here.

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