P. O Box 147
Garfield, NJ 07026
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

South Bergen is an NCUA insured institution located in Garfield, NJ. It was founded in 1935 and has approximately $8.56 millions in assets.

NCUA Insured Yes
Charter Number # # 821
Date Established 1935
Assets $8.56 million
Loans $2.67 million
Deposits $7.69 million
Capital $0.59 million

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for South Bergen

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Note to South Bergen
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Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SOUTH BERGEN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are South Bergen branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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South Bergen Locations

Financial Details

South Bergen Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Bergen. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Bergen U.S. Average
7.60% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, South Bergen had $47,918 in non-current loans and $0 in owned assets. To cover these potential losses it had $585,474 in net worth and $44,683 in loans loss reserves. That gives it a Texas Ratio of 7.60%.

Net Worth
South Bergen U.S. Average
6.83% 13.61%

South Bergen FCU has a net worth of 6.83% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About South Bergen

Branches and Savings

What is South Bergen?

A federal credit union, registered with the NCUA under certificate #821.
Learn more about credit unions here.

Is South Bergen FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join South Bergen?

Please see Field of Membership information above for information on who is eligible to join.

What are South Bergen's share account and share certificate rates?

South Bergen's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is South Bergen?

South Bergen has total capital of $0.59 million. Full information on South Bergen's financial position is located above.

Who owns South Bergen?

Credit Unions are owned by their members.

Where are South Bergen branches located?

See branch locations nearby.

Are South Bergen ATMs Open 24/7?

Do South Bergen ATMs accept cash deposits?

Can South Bergen customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does South Bergen have a mobile app?

Does South Bergen have mobile deposit?

Does South Bergen have quick pay?

How can South Bergen transfer money to other banks or credit unions?

Does South Bergen report to credit bureaus?

Does South Bergen use Chexsystems?

Does South Bergen use Equifax?

What is South Bergen's toll free phone number?

What is South Bergen's ACH Routing Number?

What is South Bergen's SWIFT code?

Where can I find South Bergen's wire transfer form?

What is the South Bergen address for deposits?

What Products Does South Bergen Offer

Does South Bergen offer mortgages?

Compare mortgage rates here.

Does South Bergen offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does South Bergen offer auto and RV loans?

Compare auto loan rates here.

Does South Bergen offer student loans or personal loans?

Compare personal loan rates here.

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