168 E Fairmount Ave
Lakewood, NY 14750
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Southern Chautauqua is an NCUA insured institution located in Lakewood, NY. It was founded in 1954 and has approximately $166.25 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9107 |
| Date Established | 1954 |
| Assets | $166.25 million |
| Loans | $114.98 million |
| Deposits | $138.69 million |
| Capital | $22.62 million |
Your Current Location: Idaho, ID
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.30% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.22% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.22% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.28% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.28% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
Your Current Location: Idaho, ID
There are currently no loan rates available for Southern Chautauqua
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Below are Southern Chautauqua branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Caldwell,Idaho
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1966.80 | A | View Lobby Hours | |
| 1975.44 | B | View Lobby Hours | |
| 1983.16 | C | View Lobby Hours | |
| 1988.18 | D | View Lobby Hours | |
| 1993.88 | E | View Lobby Hours | |
| 2279.68 | F | View Lobby Hours |
SOUTHERN CHAUTAUQUA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Southern Chautauqua. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Southern Chautauqua | U.S. Average |
|---|---|
| 4.80% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Southern Chautauqua had $1,171,965 in non-current loans and $24,929 in owned assets. To cover these potential losses it had $22,615,821 in net worth and $2,321,764 in loans loss reserves. That gives it a Texas Ratio of 4.80%.
| Southern Chautauqua | U.S. Average |
|---|---|
| 13.6% | 14.48% |
Southern Chautauqua FCU has a net worth of 13.6% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on October 1, 2026
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