Ontario Shores


Po Box 9
Newfane, NY 14108
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.75% 0.67% →
2-Year CD 0.80% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ontario Shores is an NCUA insured institution located in Newfane, NY. It was founded in 1961 and has approximately $120.68 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14462
Date Established 1961
Assets $120.68 million
Loans $61.23 million
Deposits $108.60 million
Capital $11.23 million

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.40% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.40% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for ONTARIO SHORES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Ontario Shores branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Ontario Shores Locations

Financial Details

Ontario Shores Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ontario Shores. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ontario Shores U.S. Average
0.79% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Ontario Shores had $91,110 in non-current loans and $0 in owned assets. To cover these potential losses it had $11,232,424 in net worth and $295,470 in loans loss reserves. That gives it a Texas Ratio of 0.79%.

Net Worth
Ontario Shores U.S. Average
9.3% 12.67%

Ontario Shores FCU has a net worth of 9.3% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ontario Shores

Branches and Savings

What is Ontario Shores?

A federal credit union, registered with the NCUA under certificate #14462.
Learn more about credit unions here.

Is Ontario Shores FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ontario Shores is insured by the NCUA.

Who can join Ontario Shores?

Please see Field of Membership information above for information on who is eligible to join.

What are Ontario Shores's share account and share certificate rates?

Ontario Shores's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ontario Shores?

Ontario Shores has total capital of $11.23 million. Full information on Ontario Shores's financial position is located above.

Who owns Ontario Shores?

Credit Unions are owned by their members.

Where are Ontario Shores branches located?

See branch locations nearby.

Are Ontario Shores ATMs Open 24/7?

Do Ontario Shores ATMs accept cash deposits?

Can Ontario Shores customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ontario Shores have a mobile app?

Does Ontario Shores have mobile deposit?

Does Ontario Shores have quick pay?

How can Ontario Shores transfer money to other banks or credit unions?

Does Ontario Shores report to credit bureaus?

Does Ontario Shores use Chexsystems?

Does Ontario Shores use Equifax?

What is Ontario Shores's toll free phone number?

What is Ontario Shores's ACH Routing Number?

What is Ontario Shores's SWIFT code?

Where can I find Ontario Shores's wire transfer form?

What is the Ontario Shores address for deposits?

What Products Does Ontario Shores Offer

Does Ontario Shores offer mortgages?

Compare mortgage rates here.

Does Ontario Shores offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ontario Shores offer auto and RV loans?

Compare auto loan rates here.

Does Ontario Shores offer student loans or personal loans?

Compare personal loan rates here.

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