SOUTHWEST RESEARCH CENTER

Headquarters

7215 Culebra Rd
San Antonio, TX 78251
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.91% →
1-Year CD 0.80% 0.85% →
2-Year CD 0.95% 0.95% →
5-Year CD 1.00% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Southwest Research Center is an NCUA insured institution located in San Antonio, TX. It was founded in 1956 and has approximately $73.42 millions in assets.

NCUA Insured Yes
Charter Number # # 10913
Date Established 1956
Assets $73.42 million
Loans $31.69 million
Deposits $66.42 million
Capital $6.74 million
 

Field of Membership Restrictions

Must be an employee or member of the Southwest Research Institute or several other companies. Also open to those who live, work, worship or attend school in the defined investment area in San Antonio, Texas.

Deposit Rates - December 3, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTHWEST RESEARCH CENTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
2.605% 2.500% 0.75 $3,479 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to SOUTHWEST RESEARCH CENTER
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Southwest Research Center branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Southwest Research Center Locations


Financial Details

Southwest Research Center Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southwest Research Center. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southwest Research Center U.S. Average
2.61% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Southwest Research Center had $164,483 in non-current loans and $15,311 in owned assets. To cover these potential losses it had $6,736,199 in net worth and $141,647 in loans loss reserves. That gives it a Texas Ratio of 2.61%.

Net Worth
Southwest Research Center U.S. Average
9.17% 13.61%

Southwest Research Center FCU has a net worth of 9.17% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Southwest Research Center

Branches and Savings

What is Southwest Research Center?

A federal credit union, registered with the NCUA under certificate #10913.
Learn more about credit unions here.

Is Southwest Research Center FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Southwest Research Center?

Please see Field of Membership information above for information on who is eligible to join.

What are Southwest Research Center's share account and share certificate rates?

Southwest Research Center's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Southwest Research Center?

Southwest Research Center has total capital of $6.74 million. Full information on Southwest Research Center's financial position is located above.

Who owns Southwest Research Center?

Credit Unions are owned by their members.

Where are Southwest Research Center branches located?

See branch locations nearby.

Are Southwest Research Center ATMs Open 24/7?

Do Southwest Research Center ATMs accept cash deposits?

Can Southwest Research Center customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Southwest Research Center have a mobile app?

Does Southwest Research Center have mobile deposit?

Does Southwest Research Center have quick pay?

How can Southwest Research Center transfer money to other banks or credit unions?

Does Southwest Research Center report to credit bureaus?

Does Southwest Research Center use Chexsystems?

Does Southwest Research Center use Equifax?

What is Southwest Research Center's toll free phone number?

What is Southwest Research Center's ACH Routing Number?

What is Southwest Research Center's SWIFT code?

Where can I find Southwest Research Center's wire transfer form?

What is the Southwest Research Center address for deposits?

What Products Does Southwest Research Center Offer

Does Southwest Research Center offer mortgages?

Compare mortgage rates here.

Does Southwest Research Center offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Southwest Research Center offer auto and RV loans?

Compare auto loan rates here.

Does Southwest Research Center offer student loans or personal loans?

Compare personal loan rates here.

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