Broadview Federal Credit Union
4 Winners Circle
Albany, NY 12205
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Phone 1-518-464-5331
2023 Overview
General Credit Union Information
Broadview is an NCUA insured institution located in Albany, NY. It was founded in 1934 and has approximately $8410.41 millions in assets.
Who can become a SEFCU member?
You can, if you meet one of the following requirements:
You are an employee (current or retired), member, or volunteer of a participating SEFCU member group.
You live, work, attend school, or worship in one of these cities or towns:
Albany
Amherst
Barker - Binghamton
Barton
Berkshire
Binghamton
Buffalo
Candor
Cohoes
Colesville
Conklin
Dickinson
Green Island
Kirkwood
Lisle
Lackawanna
Maine
Mechanicville
Montgomery County
Nichols
Nanticoke
Otsego County
Rensselaer
Richford
Sanford
Schenectady
Spencer
Syracuse
Triangle
Troy
Union
Watervliet
A member of your immediate family is a SEFCU member or qualifies for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 51 |
| Date Established | 1934 |
| Assets | $8,410.41 million |
| Loans | $6,201.58 million |
| Deposits | $7,335.71 million |
| Capital | $737.28 million |
Field of Membership Restrictions
Deposit Rates - November 28, 2023
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Preferred Savings
|
0.15% | $0 | $2,499 |
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|
| Preferred Savings
|
1.50% | $2,500 | $9,999 |
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|
| Preferred Savings
|
1.75% | $10,000 | $24,999 |
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|
| Preferred Savings
|
2.50% | $25,000 | $49,999 |
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|
| Preferred Savings
|
2.75% | $50,000 | $99,999 |
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|
| Preferred Savings
|
3.00% | $100,000 | $249,999 |
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|
| Preferred Savings
|
3.25% | $250,000 | $499,999 |
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|
| Preferred Savings
|
3.25% | $500,000 | $999,999 |
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|
| Preferred Savings
|
3.25% | $1,000,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month
|
4.00% | $500 | - |
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|
| 6 Month
|
4.50% | $500 | - |
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|
| 12 Month
|
4.50% | $500 | - |
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|
| 13 Month Special
|
4.75% | $500 | - |
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|
| 18 Month Smart Sense
|
4.50% | $50 | - |
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|
| 18 Month
|
4.50% | $500 | - |
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|
| 23 Month Special
|
4.50% | $500 | - |
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|
| 24 Month Smart Sense
|
4.25% | $50 | - |
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|
| 24 Month
|
4.25% | $500 | - |
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|
| 36 Month Smart Sense
|
3.50% | $50 | - |
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|
| 36 Month
|
3.50% | $500 | - |
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|
| 48 Month
|
3.50% | $500 | - |
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|
| 60 Month
|
3.50% | $500 | - |
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|
Loan Rates - November 28, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Broadview
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Broadview
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Broadview branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
BROADVIEW is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Broadview Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Broadview. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Broadview | U.S. Average |
|---|---|
| 4.17% | 4.93 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2023, Broadview had $30,677,975 in non-current loans and $1,778,554 in owned assets. To cover these potential losses it had $737,280,558 in net worth and $41,022,028 in loans loss reserves. That gives it a Texas Ratio of 4.17%.
Net Worth
| Broadview | U.S. Average |
|---|---|
| 8.97% | 13.17% |
Broadview FCU has a net worth of 8.97% versus the BestCashCow average of 13.17. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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