St. Jean's Credit Union

Headquarters

250 Maple St
Lynn, MA 01904
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.65% 1.52% →
2-Year CD 0.75% 2.31% →
5-Year CD N.A. 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

St. Jean's is an NCUA insured institution located in Lynn, MA. It was founded in 1910 and has approximately $315.54 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67959
Date Established 1910
Assets $315.54 million
Loans $197.99 million
Deposits $268.19 million
Capital $27.14 million
 

Field of Membership Restrictions

Membership is open to anyone living or working in Essex, Middlesex and Suffolk Counties.

Deposit Rates - May 18, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 18, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ST. JEAN'S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
5.579% 5.500% 0.88 $2,200 $1,420 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ST. JEAN'S
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are St. Jean's branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


St. Jean's Locations



Climate Initiatives

ST. JEAN'S is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

St. Jean's Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of St. Jean's. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
St. Jean's U.S. Average
3.76% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, St. Jean's had $1,033,203 in non-current loans and $15,675 in owned assets. To cover these potential losses it had $27,140,146 in net worth and $777,477 in loans loss reserves. That gives it a Texas Ratio of 3.76%.

Net Worth
St. Jean's U.S. Average
8.6% 12.36%

St. Jean's FCU has a net worth of 8.6% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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