2022 Overview
General Credit Union Information
Topside is an NCUA insured institution located in Dahlgren, VA. It was founded in 1961 and has approximately $498.52 millions in assets.
Who can join?
To be eligible for individual membership you must meet one of these criteria:
Civilian and military personnel of the U.S. Government who work for or are permanently stationed at Naval Support Activity South Potomac (NSASP)-Dahlgren, or one of its tenant commands.
Members of the U.S. Armed Forces, active or retired, who are receiving authorized benefits or services primarily from NSASP-Dahlgren.
Civilian and military personnel employed by the Department of the Navy in the Washington Metropolitan area who live in the City of Fredericksburg or the counties of Stafford, Spotsylvania or King George.
Civilian personnel retired from NSASP-Dahlgren and its tenant commands.
Persons who work regularly at NSASP-Dahlgren and are employed by contractors who maintain offices within a 35-mile radius of NSASP-Dahlgren and have a contract with the U.S. Government for a minimum of 6 months continuously prior to making application for membership.
Civilian and military personnel of the U.S. Government who work at Fort A.P. Hill, Bowling Green, Virginia.
Persons who work regularly at Fort A.P. Hill, Bowling Green, Virginia, and are employed by contractors who maintain offices within a 35-mile radius of Fort A.P. Hill and have a contract with the U.S. Government for a minimum of 6 months continuously prior to making application for membership.
Government employees assigned to George Washington's Birthplace Memorial located in Westmoreland County, Virginia.
Dependent spouses of deceased members.
Organizations of members that have a federal Tax ID#.
Persons who live, work, worship, or attend school in the City of Fredericksburg, Virginia.
The immediate family of any members. An immediate family member will consist of spouses, children, siblings, parents, grandparents, or grandchildren.
Household membership will be extended to individuals living in the same residence as a member, maintaining a single economic unit.
Employees of one of the union's Sponsor Groups.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 14754 |
| Date Established | 1961 |
| Assets | $498.52 million |
| Loans | $229.12 million |
| Deposits | $471.74 million |
| Capital | $34.09 million |
Field of Membership Restrictions
Deposit Rates - September 26, 2022
Your Current Location: California, CA 92111
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.76% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.16% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - September 26, 2022
Your Current Location: California, CA 92111
There are currently no loan rates available for TOPSIDE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - California 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429243 |
6.325% | 6.250% | 0.75 | $1,982 | $1,540 | Learn More |
NMLS ID: 2890 License#: 413-0477 |
6.866% | 6.750% | 0.75 | $2,985 | $1,622 | Learn More |
NMLS ID: 1168 |
Learn More | |||||
NMLS ID: 6606 |
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Featured - California Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 5.740 % After Intro: 7.000 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to TOPSIDE
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Topside branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
San Diego,California
Climate Initiatives
TOPSIDE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Topside Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Topside. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Topside | U.S. Average |
|---|---|
| 1.92% | 4.75 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2022, Topside had $633,224 in non-current loans and $43,800 in owned assets. To cover these potential losses it had $34,087,003 in net worth and $1,178,611 in loans loss reserves. That gives it a Texas Ratio of 1.92%.
Net Worth
| Topside | U.S. Average |
|---|---|
| 6.96% | 12.28% |
Topside FCU has a net worth of 6.96% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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