Topside

Headquarters

Po Box 519
Dahlgren, VA 22448
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.66% →
1-Year CD 0.60% 0.67% →
2-Year CD 0.76% 0.75% →
5-Year CD 1.16% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Topside is an NCUA insured institution located in Dahlgren, VA. It was founded in 1961 and has approximately $456.3 millions in assets.

Who can join?

To be eligible for individual membership you must meet one of these criteria:

Civilian and military personnel of the U.S. Government who work for or are permanently stationed at Naval Support Activity South Potomac (NSASP)-Dahlgren, or one of its tenant commands.

Members of the U.S. Armed Forces, active or retired, who are receiving authorized benefits or services primarily from NSASP-Dahlgren.
Civilian and military personnel employed by the Department of the Navy in the Washington Metropolitan area who live in the City of Fredericksburg or the counties of Stafford, Spotsylvania or King George.

Civilian personnel retired from NSASP-Dahlgren and its tenant commands.

Persons who work regularly at NSASP-Dahlgren and are employed by contractors who maintain offices within a 35-mile radius of NSASP-Dahlgren and have a contract with the U.S. Government for a minimum of 6 months continuously prior to making application for membership.

Civilian and military personnel of the U.S. Government who work at Fort A.P. Hill, Bowling Green, Virginia.

Persons who work regularly at Fort A.P. Hill, Bowling Green, Virginia, and are employed by contractors who maintain offices within a 35-mile radius of Fort A.P. Hill and have a contract with the U.S. Government for a minimum of 6 months continuously prior to making application for membership.

Government employees assigned to George Washington's Birthplace Memorial located in Westmoreland County, Virginia.

Dependent spouses of deceased members.

Organizations of members that have a federal Tax ID#.

Persons who live, work, worship, or attend school in the City of Fredericksburg, Virginia.

The immediate family of any members. An immediate family member will consist of spouses, children, siblings, parents, grandparents, or grandchildren.

Household membership will be extended to individuals living in the same residence as a member, maintaining a single economic unit.

Employees of one of the union's Sponsor Groups.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14754
Date Established 1961
Assets $456.30 million
Loans $205.72 million
Deposits $420.22 million
Capital $31.81 million
 

Field of Membership Restrictions

Membership is open to civilian and military personnel of the U.S. Government who work for or are permanently stationed at Naval Support Activity South Potomac (NSASP)-Dahlgren, or one of its tenant commands. Membership is also open to employees and military personnel working in select areas (see field of membership) and to those who live, work, worship or attend school in Fredericksburg, Virginia.

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.76% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.01% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.16% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for TOPSIDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Infiniti Home Loans Inc.
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to TOPSIDE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Topside branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Topside Locations


Financial Details

Topside Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Topside. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Topside U.S. Average
2.27% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Topside had $722,278 in non-current loans and $22,800 in owned assets. To cover these potential losses it had $31,812,482 in net worth and $1,021,075 in loans loss reserves. That gives it a Texas Ratio of 2.27%.

Net Worth
Topside U.S. Average
6.97% 12.67%

Topside FCU has a net worth of 6.97% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Topside

Branches and Savings

What is Topside?

A federal credit union, registered with the NCUA under certificate #14754.
Learn more about credit unions here.

Is Topside FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Topside is insured by the NCUA.

Who can join Topside?

Please see Field of Membership information above for information on who is eligible to join.

What are Topside's share account and share certificate rates?

Topside's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Topside?

Topside has total capital of $31.81 million. Full information on Topside's financial position is located above.

Who owns Topside?

Credit Unions are owned by their members.

Where are Topside branches located?

See branch locations nearby.

Are Topside ATMs Open 24/7?

Do Topside ATMs accept cash deposits?

Can Topside customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Topside have a mobile app?

Does Topside have mobile deposit?

Does Topside have quick pay?

How can Topside transfer money to other banks or credit unions?

Does Topside report to credit bureaus?

Does Topside use Chexsystems?

Does Topside use Equifax?

What is Topside's toll free phone number?

What is Topside's ACH Routing Number?

What is Topside's SWIFT code?

Where can I find Topside's wire transfer form?

What is the Topside address for deposits?

What Products Does Topside Offer

Does Topside offer mortgages?

Compare mortgage rates here.

Does Topside offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Topside offer auto and RV loans?

Compare auto loan rates here.

Does Topside offer student loans or personal loans?

Compare personal loan rates here.

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