Meridia Community


4500 Southwestern Blvd
Hamburg, NY 14075
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.55% 0.67% →
2-Year CD 0.60% 0.75% →
5-Year CD 1.05% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Meridia Community is an NCUA insured institution located in Hamburg, NY. It was founded in 1955 and has approximately $97.1 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10684
Date Established 1955
Assets $97.10 million
Loans $67.20 million
Deposits $84.86 million
Capital $10.86 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in select Western New York or Erie County communities.

Deposit Rates - May 9, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More

Loan Rates - May 9, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MERIDIA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.770% 2.750% 0.25 $650 $1,021 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Meridia Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Meridia Community Locations

Financial Details

Meridia Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Meridia Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Meridia Community U.S. Average
1.02% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Meridia Community had $113,062 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,855,803 in net worth and $225,517 in loans loss reserves. That gives it a Texas Ratio of 1.02%.

Net Worth
Meridia Community U.S. Average
11.17% 12.67%

Meridia Community FCU has a net worth of 11.17% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Meridia Community

Branches and Savings

What is Meridia Community?

A federal credit union, registered with the NCUA under certificate #10684.
Learn more about credit unions here.

Is Meridia Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Meridia Community is insured by the NCUA.

Who can join Meridia Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Meridia Community's share account and share certificate rates?

Meridia Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Meridia Community?

Meridia Community has total capital of $10.86 million. Full information on Meridia Community's financial position is located above.

Who owns Meridia Community?

Credit Unions are owned by their members.

Where are Meridia Community branches located?

See branch locations nearby.

Are Meridia Community ATMs Open 24/7?

Do Meridia Community ATMs accept cash deposits?

Can Meridia Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Meridia Community have a mobile app?

Does Meridia Community have mobile deposit?

Does Meridia Community have quick pay?

How can Meridia Community transfer money to other banks or credit unions?

Does Meridia Community report to credit bureaus?

Does Meridia Community use Chexsystems?

Does Meridia Community use Equifax?

What is Meridia Community's toll free phone number?

What is Meridia Community's ACH Routing Number?

What is Meridia Community's SWIFT code?

Where can I find Meridia Community's wire transfer form?

What is the Meridia Community address for deposits?

What Products Does Meridia Community Offer

Does Meridia Community offer mortgages?

Compare mortgage rates here.

Does Meridia Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Meridia Community offer auto and RV loans?

Compare auto loan rates here.

Does Meridia Community offer student loans or personal loans?

Compare personal loan rates here.

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