TUCOEMAS

PO Box 5011
Visalia, CA 93278

Notable Rates APY Vs.Others
Savings 0.15% 2.25% →
1-Year CD 0.45% 2.25% →
2-Year CD 0.50% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Tucoemas is an NCUA insured institution located in Visalia, CA. It was founded in 1948 and has approximately $241.87 millions in assets.

Who can join?

The field of membership shall be limited to those having the following common bond:

Persons who live, work, worship, or attend school in, and businesses and other legal entities located within Tulare County, California; Members or record of TUCOEMAS Federal Credit Union as of the effective date of the approval of its community charter on April 19, 2001; Spouses of persons who died while within the field of membership of this credit union; employees of the credit union; members of their immediate families or households; and organizations or such person.

Immediate family is defined as spouses, children/stepchildren/adopted, siblings/stepsiblings, parents/stepparents, grandparents or grandchildren.

Household members are defined as those individuals living in the same residence and who maintain a single economic unit. This definition includes any person who is a permanent member and participates in the maintenance of the household - such as a domestic partner or nanny.

NCUA Insured Yes
Charter Number # # 5718
Date Established 1948
Assets $241.87 million
Loans $167.39 million
Deposits $220.08 million
Capital $21.03 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, and businesses and other legal entities located within Tulare County, California and immediate family of existing members.

Deposit Rates - December 16, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.35% $10,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.30% $10,000 $99,999 Learn MoreShow Less
6 Mo CD
0.40% $100,000 - Learn MoreShow Less
0.35% $10,000 $99,999 Learn MoreShow Less
12 Mo CD
0.45% $100,000 - Learn MoreShow Less
0.40% $10,000 $99,999 Learn MoreShow Less
24 Mo CD
0.50% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.07% $1,500 - Learn MoreShow Less

Loan Rates - December 16, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TUCOEMAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to TUCOEMAS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Tucoemas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Tucoemas Locations


Financial Details

Tucoemas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tucoemas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tucoemas U.S. Average
8.57% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Tucoemas had $1,617,722 in non-current loans and $318,541 in owned assets. To cover these potential losses it had $21,029,858 in net worth and $1,574,990 in loans loss reserves. That gives it a Texas Ratio of 8.57%.

Net Worth
Tucoemas U.S. Average
8.8% 13.65%

Tucoemas FCU has a net worth of 8.8% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Tucoemas

Branches and Savings

What is Tucoemas?

A federal credit union, registered with the NCUA under certificate #5718.
Learn more about credit unions here.

Is Tucoemas FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Tucoemas?

Please see Field of Membership information above for information on who is eligible to join.

What are Tucoemas's share account and share certificate rates?

Tucoemas's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Tucoemas?

Tucoemas has total capital of $21.03 million. Full information on Tucoemas's financial position is located above.

Who owns Tucoemas?

Credit Unions are owned by their members.

Where are Tucoemas branches located?

See branch locations nearby.

Are Tucoemas ATMs Open 24/7?

Do Tucoemas ATMs accept cash deposits?

Can Tucoemas customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Tucoemas have a mobile app?

Does Tucoemas have mobile deposit?

Does Tucoemas have quick pay?

How can Tucoemas transfer money to other banks or credit unions?

Does Tucoemas report to credit bureaus?

Does Tucoemas use Chexsystems?

Does Tucoemas use Equifax?

What is Tucoemas's toll free phone number?

What is Tucoemas's ACH Routing Number?

What is Tucoemas's SWIFT code?

Where can I find Tucoemas's wire transfer form?

What is the Tucoemas address for deposits?

What Products Does Tucoemas Offer

Does Tucoemas offer mortgages?

Compare mortgage rates here.

Does Tucoemas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tucoemas offer auto and RV loans?

Compare auto loan rates here.

Does Tucoemas offer student loans or personal loans?

Compare personal loan rates here.

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