2024 Overview
General Credit Union Information
Tucoemas is an NCUA insured institution located in Visalia, CA. It was founded in 1948 and has approximately $354.8 millions in assets.
Who can join?
The field of membership shall be limited to those having the following common bond:
Persons who live, work, worship, or attend school in, and businesses and other legal entities located within Tulare County, California; Members or record of TUCOEMAS Federal Credit Union as of the effective date of the approval of its community charter on April 19, 2001; Spouses of persons who died while within the field of membership of this credit union; employees of the credit union; members of their immediate families or households; and organizations or such person.
Immediate family is defined as spouses, children/stepchildren/adopted, siblings/stepsiblings, parents/stepparents, grandparents or grandchildren.
Household members are defined as those individuals living in the same residence and who maintain a single economic unit. This definition includes any person who is a permanent member and participates in the maintenance of the household - such as a domestic partner or nanny.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5718 |
| Date Established | 1948 |
| Assets | $354.80 million |
| Loans | $157.19 million |
| Deposits | $276.48 million |
| Capital | $30.75 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in, and businesses and other legal entities located within Tulare County, California and immediate family of existing members.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.07% | $2,500 | $3,499 | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Tucoemas
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Tucoemas
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Branches
Below are Tucoemas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TUCOEMAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Tucoemas Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Tucoemas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Tucoemas | U.S. Average |
|---|---|
| 15.18% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Tucoemas had $4,660,100 in non-current loans and $300,704 in owned assets. To cover these potential losses it had $30,746,629 in net worth and $1,927,212 in loans loss reserves. That gives it a Texas Ratio of 15.18%.
Net Worth
| Tucoemas | U.S. Average |
|---|---|
| 8.67% | 13.62% |
Tucoemas FCU has a net worth of 8.67% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Tucoemas
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