Tucoemas Federal Credit Union

Headquarters

Po Box 5011
Visalia, CA 93278
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.35% 0.85% →
2-Year CD 0.40% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Tucoemas is an NCUA insured institution located in Visalia, CA. It was founded in 1948 and has approximately $315.2 millions in assets.

Who can join?

The field of membership shall be limited to those having the following common bond:

Persons who live, work, worship, or attend school in, and businesses and other legal entities located within Tulare County, California; Members or record of TUCOEMAS Federal Credit Union as of the effective date of the approval of its community charter on April 19, 2001; Spouses of persons who died while within the field of membership of this credit union; employees of the credit union; members of their immediate families or households; and organizations or such person.

Immediate family is defined as spouses, children/stepchildren/adopted, siblings/stepsiblings, parents/stepparents, grandparents or grandchildren.

Household members are defined as those individuals living in the same residence and who maintain a single economic unit. This definition includes any person who is a permanent member and participates in the maintenance of the household - such as a domestic partner or nanny.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5718
Date Established 1948
Assets $315.20 million
Loans $125.64 million
Deposits $289.53 million
Capital $25.87 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, and businesses and other legal entities located within Tulare County, California and immediate family of existing members.

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.07% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TUCOEMAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Fortren Funding
NMLS ID: 2926
License#: 2926
2.865% 2.750% 0.88 $3,738 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to TUCOEMAS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Tucoemas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Tucoemas Locations



Climate Initiatives

TUCOEMAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Tucoemas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tucoemas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tucoemas U.S. Average
3.95% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Tucoemas had $1,040,399 in non-current loans and $63,801 in owned assets. To cover these potential losses it had $25,871,617 in net worth and $2,062,941 in loans loss reserves. That gives it a Texas Ratio of 3.95%.

Net Worth
Tucoemas U.S. Average
8.75% 12.22%

Tucoemas FCU has a net worth of 8.75% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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