UNION BUILDING TRADES
PO Box 6270
Parsippany, NJ 07054
2019 Overview
General Credit Union Information
Union Building Trades is an NCUA insured institution located in Parsippany, NJ. It was founded in 1973 and has approximately $83.31 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 21244 |
| Date Established | 1973 |
| Assets | $83.31 million |
| Loans | $42.27 million |
| Deposits | $71.98 million |
| Capital | $10.78 million |
Field of Membership Restrictions
Deposit Rates - December 12, 2019
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $5 | - | Learn More |
|
Money Market
|
0.20% | $2,500 | $14,999 | Learn More |
|
Money Market
|
0.30% | $15,000 | $29,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.40% | $1,000 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.20% | $1,000 | - | Learn More |
| 6 Mo CD
|
0.30% | $1,000 | - | Learn More |
| 12 Mo CD
|
0.40% | $1,000 | - | Learn More |
| 24 Mo CD
|
0.50% | $1,000 | - | Learn More |
| 30 Mo CD
|
0.60% | $1,000 | - | Learn More |
| 60 Mo CD
|
1.30% | $1,000 | - | Learn More |
Loan Rates - December 12, 2019
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for UNION BUILDING TRADES
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2019
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
4.919% | 4.875% | 0.00 | $1,250 | $1,324 | Learn More |
NMLS ID: 3030 |
5.034% | 4.990% | 0.00 | $1,250 | $1,341 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
3.625% | 3.625% | -0.13 | ($252) | $1,141 | Learn More |
NMLS ID: 424182 |
3.625% | 3.625% | 0.00 | ($88) | $1,141 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2019
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Figure Home Equity Line |
0.000 %
|
$0 |
Learn More
More Info |
Atlantic Union Bank |
4.750 %
|
$15,000 |
Learn More
More Info |
Third Federal Savings and Loans |
3.740 %
|
$0 |
Learn More
More Info |
Note to UNION BUILDING TRADES
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Union Building Trades branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Union Building Trades Locations
Financial Details
Union Building Trades Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Union Building Trades. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Union Building Trades | U.S. Average |
|---|---|
| 2.28% | 5.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2019, Union Building Trades had $261,717 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,775,102 in net worth and $712,476 in loans loss reserves. That gives it a Texas Ratio of 2.28%.
Net Worth
| Union Building Trades | U.S. Average |
|---|---|
| 12.93% | 13.65% |
Union Building Trades FCU has a net worth of 12.93% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Union Building Trades
Branches and Savings
What is Union Building Trades?
A federal credit union, registered with the NCUA under certificate #21244.
Learn more about credit unions here.
Is Union Building Trades FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Union Building Trades?
Please see Field of Membership information above for information on who is eligible to join.
How big is Union Building Trades?
Union Building Trades has total capital of $10.78 million. Full information on Union Building Trades's financial position is located above.
Who owns Union Building Trades?
Credit Unions are owned by their members.
Where are Union Building Trades branches located?
See branch locations nearby.
Are Union Building Trades ATMs Open 24/7?
Do Union Building Trades ATMs accept cash deposits?
Can Union Building Trades customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Union Building Trades have a mobile app?
Does Union Building Trades have mobile deposit?
Does Union Building Trades have quick pay?
How can Union Building Trades transfer money to other banks or credit unions?
Does Union Building Trades report to credit bureaus?
Does Union Building Trades use Chexsystems?
Does Union Building Trades use Equifax?
What is Union Building Trades's toll free phone number?
What is Union Building Trades's ACH Routing Number?
What is Union Building Trades's SWIFT code?
Where can I find Union Building Trades's wire transfer form?
What is the Union Building Trades address for deposits?
What Products Does Union Building Trades Offer
Does Union Building Trades offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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