UNION BUILDING TRADES

PO Box 6270
Parsippany, NJ 07054

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 21244
Date Established 1973
Assets $83.02 million
Loans $43.91 million
Deposits $72.02 million
Capital $10.27 million

Union Building Trades is an NCUA insured institution located in Parsippany, NJ. It was founded in 1973 and has approximately $83.02 millions in assets.

Field of Membership Restrictions

Membership is open to members of several local trade unions and their family.

Deposit Rates - December 13, 2018

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $14,999 Learn MoreShow Less
Money Market
0.30% $15,000 $29,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $1,000 - Learn MoreShow Less
6 Mo CD
0.30% $1,000 - Learn MoreShow Less
12 Mo CD
0.40% $1,000 - Learn MoreShow Less
24 Mo CD
0.50% $1,000 - Learn MoreShow Less
30 Mo CD
0.60% $1,000 - Learn MoreShow Less
60 Mo CD
1.30% $1,000 - Learn MoreShow Less

Loan Rates - December 13, 2018

Your Current Location: Washington, WA 98109

There are currently no loan rates available for UNION BUILDING TRADES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Bank
NMLS ID: 181005
4.814% 4.750% 0.38 $1,942 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
4.637% 4.625% 0.13 $345 $1,286 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to UNION BUILDING TRADES
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Union Building Trades branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Union Building Trades Locations

Financial Details

Union Building Trades Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Union Building Trades. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Union Building Trades U.S. Average
4.44% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Union Building Trades had $490,878 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,271,312 in net worth and $783,299 in loans loss reserves. That gives it a Texas Ratio of 4.44%.

Net Worth
Union Building Trades U.S. Average
12.37% 13.21%

Union Building Trades FCU has a net worth of 12.37% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Union Building Trades

What is Union Building Trades?

A federal credit union, registered with the NCUA under certificate #21244.
Learn more about credit unions here.

Is Union Building Trades FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Union Building Trades?

Please see Field of Membership information above for information on who is eligible to join.

What are Union Building Trades's share account and share certificate rates?

Union Building Trades's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Union Building Trades?

Union Building Trades has total capital of $10.27 million. Full information on Union Building Trades's financial position is located above.

Who owns Union Building Trades?

Credit Unions are owned by their members.

Where are Union Building Trades branches located?

See branch locations nearby.

Are Union Building Trades ATMs Open 24/7?

Do Union Building Trades ATMs accept cash deposits?

Can Union Building Trades customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Union Building Trades have a mobile app?

Does Union Building Trades have mobile deposit?

Does Union Building Trades have quick pay?

How can Union Building Trades transfer money to other banks or credit unions?

Does Union Building Trades report to credit bureaus?

Does Union Building Trades use Chexsystems?

Does Union Building Trades use Equifax?

What is Union Building Trades's toll free phone number?

What is Union Building Trades's ACH Routing Number?

What is Union Building Trades's SWIFT code?

Where can I find Union Building Trades's wire transfer form?

What is the Union Building Trades address for deposits?

What Products Does Union Building Trades Offer

Does Union Building Trades offer mortgages?

Compare mortgage rates here.

Does Union Building Trades offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Union Building Trades offer auto and RV loans?

Compare auto loan rates here.

Does Union Building Trades offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Union Building Trades and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.