UNITED TELETECH FINANCIAL

205 HANCE AVE
Tinton Falls, NJ 07724

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 18195
Date Established 1967
Assets $309.52 million
Loans $259.57 million
Deposits $282.74 million
Capital $21.71 million

United Teletech Financial is an NCUA insured institution located in Tinton Falls, NJ. It was founded in 1967 and has approximately $309.52 millions in assets.

Who can join?

Anyone who lives, works, worships, attends school or volunteers in Monmouth County, Ocean County and parts of central Middlesex County is eligible to join. Once you join, your immediate family can too. Businesses within their geographic area are also welcome to join.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or volunteer in Monmouth County, Ocean County and parts of central Middlesex County.

Deposit Rates - December 13, 2018

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1,000 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $24,999 Learn MoreShow Less
Money Market
0.10% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.10% $1,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.15% $500 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $500 $24,999 Learn MoreShow Less
6 Mo CD
0.15% $500 $24,999 Learn MoreShow Less
12 Mo CD
0.15% $500 $24,999 Learn MoreShow Less
18 Mo CD
0.20% $500 $24,999 Learn MoreShow Less
24 Mo CD
0.40% $500 $24,999 Learn MoreShow Less
30 Mo CD
0.40% $500 $24,999 Learn MoreShow Less
36 Mo CD
0.60% $500 $24,999 Learn MoreShow Less
48 Mo CD
0.75% $500 $24,999 Learn MoreShow Less
60 Mo CD
1.00% $500 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $100 - Learn MoreShow Less

Loan Rates - December 13, 2018

Your Current Location: Washington, WA 98109

There are currently no loan rates available for UNITED TELETECH FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Bank
NMLS ID: 181005
4.814% 4.750% 0.38 $1,942 $1,305 Learn More
Vantage Mortgage Group, Inc.
NMLS ID: 35986
License#: 35986
4.783% 4.750% 0.00 $993 $1,305 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to UNITED TELETECH FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are United Teletech Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


United Teletech Financial Locations

Financial Details

United Teletech Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Teletech Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Teletech Financial U.S. Average
23.99% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, United Teletech Financial had $5,220,273 in non-current loans and $2,920,965 in owned assets. To cover these potential losses it had $21,708,197 in net worth and $12,232,745 in loans loss reserves. That gives it a Texas Ratio of 23.99%.

Net Worth
United Teletech Financial U.S. Average
7.01% 13.21%

United Teletech Financial FCU has a net worth of 7.01% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On United Teletech Financial

What is United Teletech Financial?

A federal credit union, registered with the NCUA under certificate #18195.
Learn more about credit unions here.

Is United Teletech Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United Teletech Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are United Teletech Financial's share account and share certificate rates?

United Teletech Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United Teletech Financial?

United Teletech Financial has total capital of $21.71 million. Full information on United Teletech Financial's financial position is located above.

Who owns United Teletech Financial?

Credit Unions are owned by their members.

Where are United Teletech Financial branches located?

See branch locations nearby.

Are United Teletech Financial ATMs Open 24/7?

Do United Teletech Financial ATMs accept cash deposits?

Can United Teletech Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United Teletech Financial have a mobile app?

Does United Teletech Financial have mobile deposit?

Does United Teletech Financial have quick pay?

How can United Teletech Financial transfer money to other banks or credit unions?

Does United Teletech Financial report to credit bureaus?

Does United Teletech Financial use Chexsystems?

Does United Teletech Financial use Equifax?

What is United Teletech Financial's toll free phone number?

What is United Teletech Financial's ACH Routing Number?

What is United Teletech Financial's SWIFT code?

Where can I find United Teletech Financial's wire transfer form?

What is the United Teletech Financial address for deposits?

What Products Does United Teletech Financial Offer

Does United Teletech Financial offer mortgages?

Compare mortgage rates here.

Does United Teletech Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United Teletech Financial offer auto and RV loans?

Compare auto loan rates here.

Does United Teletech Financial offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of United Teletech Financial and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.