P.o. Box 67
Oaklyn, NJ 08107
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Unity is an NCUA insured institution located in Oaklyn, NJ. It was founded in 1954 and has approximately $3 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9399
Date Established 1954
Assets $3.00 million
Loans $1.52 million
Deposits $2.39 million
Capital $0.62 million

Deposit Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Unity

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Loan Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.677% 2.625% 0.63 $1,708 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to UNITY
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Below are Unity branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Unity Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Unity. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Unity U.S. Average
0.22% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Unity had $1,390 in non-current loans and $0 in owned assets. To cover these potential losses it had $615,159 in net worth and $26,961 in loans loss reserves. That gives it a Texas Ratio of 0.22%.

Net Worth
Unity U.S. Average
20.47% 12.67%

Unity FCU has a net worth of 20.47% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Unity

Branches and Savings

What is Unity?

A federal credit union, registered with the NCUA under certificate #9399.
Learn more about credit unions here.

Is Unity FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Unity is insured by the NCUA.

Who can join Unity?

Please see Field of Membership information above for information on who is eligible to join.

What are Unity's share account and share certificate rates?

Unity's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Unity?

Unity has total capital of $0.62 million. Full information on Unity's financial position is located above.

Who owns Unity?

Credit Unions are owned by their members.

Where are Unity branches located?

See branch locations nearby.

Are Unity ATMs Open 24/7?

Do Unity ATMs accept cash deposits?

Can Unity customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Unity have a mobile app?

Does Unity have mobile deposit?

Does Unity have quick pay?

How can Unity transfer money to other banks or credit unions?

Does Unity report to credit bureaus?

Does Unity use Chexsystems?

Does Unity use Equifax?

What is Unity's toll free phone number?

What is Unity's ACH Routing Number?

What is Unity's SWIFT code?

Where can I find Unity's wire transfer form?

What is the Unity address for deposits?

What Products Does Unity Offer

Does Unity offer mortgages?

Compare mortgage rates here.

Does Unity offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Unity offer auto and RV loans?

Compare auto loan rates here.

Does Unity offer student loans or personal loans?

Compare personal loan rates here.

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