3701 Bonney Rd
Virginia Beach, VA 23452
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.55% →
1-Year CD 0.40% 1.35% →
2-Year CD 0.45% 1.45% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Virginia Beach Schools is an NCUA insured institution located in Virginia Beach, VA. It was founded in 1960 and has approximately $92.72 millions in assets.

NCUA Insured Yes
Charter Number # # 13772
Date Established 1960
Assets $92.72 million
Loans $39.89 million
Deposits $84.49 million
Capital $7.42 million

Field of Membership Restrictions

Membership is open to employees and students of the Virginia Beach City Public School System and faculty, staff, and students of other select school systems.

Deposit Rates - June 6, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $100 - Learn More
Money Market
0.15% $5,000 $24,999 Learn More
Money Market
0.20% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $1,000 - Learn More
12 Mo CD
0.40% $1,000 - Learn More
24 Mo CD
0.45% $1,000 - Learn More
36 Mo CD
0.55% $1,000 - Learn More
48 Mo CD
0.65% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
0.12% $1 - Learn MoreShow Less
Fixed IRA
0.50% $1,000 - Learn MoreShow Less

Loan Rates - June 6, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VIRGINIA BEACH SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Virginia Beach Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Virginia Beach Schools Locations

Financial Details

Virginia Beach Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Virginia Beach Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Virginia Beach Schools U.S. Average
2.75% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Virginia Beach Schools had $48,904 in non-current loans and $171,000 in owned assets. To cover these potential losses it had $7,421,474 in net worth and $563,728 in loans loss reserves. That gives it a Texas Ratio of 2.75%.

Net Worth
Virginia Beach Schools U.S. Average
8.05% 13.86%

Virginia Beach Schools FCU has a net worth of 8.05% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Virginia Beach Schools

Branches and Savings

What is Virginia Beach Schools?

A federal credit union, registered with the NCUA under certificate #13772.
Learn more about credit unions here.

Is Virginia Beach Schools FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Virginia Beach Schools?

Please see Field of Membership information above for information on who is eligible to join.

What are Virginia Beach Schools's share account and share certificate rates?

Virginia Beach Schools's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Virginia Beach Schools?

Virginia Beach Schools has total capital of $7.42 million. Full information on Virginia Beach Schools's financial position is located above.

Who owns Virginia Beach Schools?

Credit Unions are owned by their members.

Where are Virginia Beach Schools branches located?

See branch locations nearby.

Are Virginia Beach Schools ATMs Open 24/7?

Do Virginia Beach Schools ATMs accept cash deposits?

Can Virginia Beach Schools customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Virginia Beach Schools have a mobile app?

Does Virginia Beach Schools have mobile deposit?

Does Virginia Beach Schools have quick pay?

How can Virginia Beach Schools transfer money to other banks or credit unions?

Does Virginia Beach Schools report to credit bureaus?

Does Virginia Beach Schools use Chexsystems?

Does Virginia Beach Schools use Equifax?

What is Virginia Beach Schools's toll free phone number?

What is Virginia Beach Schools's ACH Routing Number?

What is Virginia Beach Schools's SWIFT code?

Where can I find Virginia Beach Schools's wire transfer form?

What is the Virginia Beach Schools address for deposits?

What Products Does Virginia Beach Schools Offer

Does Virginia Beach Schools offer mortgages?

Compare mortgage rates here.

Does Virginia Beach Schools offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Virginia Beach Schools offer auto and RV loans?

Compare auto loan rates here.

Does Virginia Beach Schools offer student loans or personal loans?

Compare personal loan rates here.

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