LANGLEY

Headquarters

721 Lakefront Cmns
Newport News, VA 23606
See all branch locations →

Phone 800-826-7490

Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.95% 1.15% →
2-Year CD 0.95% 1.26% →
5-Year CD 1.15% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Langley is an NCUA insured institution located in Newport News, VA. It was founded in 1936 and has approximately $3019.97 millions in assets.

Who can join?

There are three ways to join...

Membership Through Your Employer or Organization

Sponsorship By A Family Member
Once you become a member of Langley Federal, you may sponsor any qualified member of your immediate family or household.

Membership Through Investment Areas
You may be eligible as a result of where you live, work, worship, or go to school. Langley Federal serves areas within Hampton, Newport News, Norfolk, Virginia Beach, and Williamsburg that are classified as "Investment Areas".

NCUA Insured Yes
Charter Number # # 1261
Date Established 1936
Assets $3,019.97 million
Loans $2,317.77 million
Deposits $2,418.72 million
Capital $321.68 million
 

Field of Membership Restrictions

Membership in Langley Federal Credit Union is open to anyone through joining the VersaBility Resources ($5 fee), Friends of Carrollton Library ($5 fee), Friends of Suffolk Public Library ($5 membership fee), Friends of Gloucester Library ($5 fee), Friends of Poquoson Library ($5 fee), Friends of Portsmouth Library ($5 fee), or Virginia Association of Museums ($15 fee). Membership is also open to employees, members and students of Cox Communications, County of Gloucester, Food Lion, and select area companies,organizations, or schools.

Deposit Rates - July 8, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $1,001 - Learn More
Money Market
0.10% $2,500 $9,999 Learn More
Money Market
0.10% $10,000 $24,999 Learn More
Money Market
0.20% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $100 - Learn More
6 Mo CD
0.75% $100 - Learn More
12 Mo CD
0.95% $1,000 - Learn More
18 Mo CD
0.95% $1,000 - Learn More
24 Mo CD
0.95% $1,000 - Learn More
30 Mo CD
1.00% $1,000 - Learn More
36 Mo CD
1.00% $1,000 - Learn More
48 Mo CD
1.15% $1,000 - Learn More
60 Mo CD
1.15% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
0.25% $100 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.95% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.50% $10,000 - Learn MoreShow Less

Loan Rates - July 8, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LANGLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to LANGLEY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Langley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Langley Locations


Financial Details

Langley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Langley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Langley U.S. Average
6.39% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Langley had $21,232,485 in non-current loans and $273,289 in owned assets. To cover these potential losses it had $321,681,436 in net worth and $14,779,403 in loans loss reserves. That gives it a Texas Ratio of 6.39%.

Net Worth
Langley U.S. Average
10.65% 13.86%

Langley FCU has a net worth of 10.65% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Langley

Branches and Savings

What is Langley?

A federal credit union, registered with the NCUA under certificate #1261.
Learn more about credit unions here.

Is Langley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Langley?

Please see Field of Membership information above for information on who is eligible to join.

What are Langley's share account and share certificate rates?

Langley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Langley?

Langley has total capital of $321.68 million. Full information on Langley's financial position is located above.

Who owns Langley?

Credit Unions are owned by their members.

Where are Langley branches located?

See branch locations nearby.

Are Langley ATMs Open 24/7?

Do Langley ATMs accept cash deposits?

Can Langley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Langley have a mobile app?

Does Langley have mobile deposit?

Does Langley have quick pay?

How can Langley transfer money to other banks or credit unions?

Does Langley report to credit bureaus?

Does Langley use Chexsystems?

Does Langley use Equifax?

What is Langley's toll free phone number?

What is Langley's ACH Routing Number?

What is Langley's SWIFT code?

Where can I find Langley's wire transfer form?

What is the Langley address for deposits?

What Products Does Langley Offer

Does Langley offer mortgages?

Compare mortgage rates here.

Does Langley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Langley offer auto and RV loans?

Compare auto loan rates here.

Does Langley offer student loans or personal loans?

Compare personal loan rates here.

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