WEST ORANGE MUNICIPAL

Headquarters

342 Main St
West Orange, NJ 07052
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

West Orange Municipal is an NCUA insured institution located in West Orange, NJ. It was founded in 1955 and has approximately $7.1 millions in assets.

NCUA Insured Yes
Charter Number # # 10432
Date Established 1955
Assets $7.10 million
Loans $4.03 million
Deposits $6.63 million
Capital $0.37 million
 

Deposit Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for West Orange Municipal

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Loan Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WEST ORANGE MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

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AmeriSave Mortgage Corporation
NMLS ID: 1168
2.583% 2.500% 0.88 $2,728 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.555% 2.500% 0.75 $1,828 $988 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to WEST ORANGE MUNICIPAL
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Branches

Below are West Orange Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


West Orange Municipal Locations


Financial Details

West Orange Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of West Orange Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
West Orange Municipal U.S. Average
10.47% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, West Orange Municipal had $46,013 in non-current loans and $0 in owned assets. To cover these potential losses it had $367,954 in net worth and $71,578 in loans loss reserves. That gives it a Texas Ratio of 10.47%.

Net Worth
West Orange Municipal U.S. Average
5.18% 13.61%

West Orange Municipal FCU has a net worth of 5.18% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About West Orange Municipal

Branches and Savings

What is West Orange Municipal?

A federal credit union, registered with the NCUA under certificate #10432.
Learn more about credit unions here.

Is West Orange Municipal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join West Orange Municipal?

Please see Field of Membership information above for information on who is eligible to join.

What are West Orange Municipal's share account and share certificate rates?

West Orange Municipal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is West Orange Municipal?

West Orange Municipal has total capital of $0.37 million. Full information on West Orange Municipal's financial position is located above.

Who owns West Orange Municipal?

Credit Unions are owned by their members.

Where are West Orange Municipal branches located?

See branch locations nearby.

Are West Orange Municipal ATMs Open 24/7?

Do West Orange Municipal ATMs accept cash deposits?

Can West Orange Municipal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does West Orange Municipal have a mobile app?

Does West Orange Municipal have mobile deposit?

Does West Orange Municipal have quick pay?

How can West Orange Municipal transfer money to other banks or credit unions?

Does West Orange Municipal report to credit bureaus?

Does West Orange Municipal use Chexsystems?

Does West Orange Municipal use Equifax?

What is West Orange Municipal's toll free phone number?

What is West Orange Municipal's ACH Routing Number?

What is West Orange Municipal's SWIFT code?

Where can I find West Orange Municipal's wire transfer form?

What is the West Orange Municipal address for deposits?

What Products Does West Orange Municipal Offer

Does West Orange Municipal offer mortgages?

Compare mortgage rates here.

Does West Orange Municipal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does West Orange Municipal offer auto and RV loans?

Compare auto loan rates here.

Does West Orange Municipal offer student loans or personal loans?

Compare personal loan rates here.

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