Home Equity Loan product from CITIZENS EQUITY FIRST - Amortization Schedule Calculator

Use the calculator below to calculate your monthly home equity payment for the loan from CITIZENS EQUITY FIRST. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.

Home Equity product from CITIZENS EQUITY FIRST

Interest Type: Fixed
Interest Rate: 6.990%
Term : 15 Years

Monthly Payment: $ 2,066.02
Date Principal Balance? Monthly Payment? Interest? Monthly Amortization?
06/03/2025 $229,273.73 $2,066.02 $1,339.75 $726.27
07/03/2025 $228,543.23 $2,066.02 $1,335.52 $730.50
08/03/2025 $227,808.48 $2,066.02 $1,331.26 $734.76
09/03/2025 $227,069.44 $2,066.02 $1,326.98 $739.03
10/03/2025 $226,326.10 $2,066.02 $1,322.68 $743.34
11/03/2025 $225,578.43 $2,066.02 $1,318.35 $747.67
12/03/2025 $224,826.41 $2,066.02 $1,313.99 $752.03
01/03/2026 $224,070.00 $2,066.02 $1,309.61 $756.41
02/03/2026 $223,309.19 $2,066.02 $1,305.21 $760.81
03/03/2026 $222,543.95 $2,066.02 $1,300.78 $765.24
04/03/2026 $221,774.24 $2,066.02 $1,296.32 $769.70
05/03/2026 $221,000.06 $2,066.02 $1,291.83 $774.18
06/03/2026 $220,221.37 $2,066.02 $1,287.33 $778.69
07/03/2026 $219,438.14 $2,066.02 $1,282.79 $783.23
08/03/2026 $218,650.34 $2,066.02 $1,278.23 $787.79
09/03/2026 $217,857.96 $2,066.02 $1,273.64 $792.38
10/03/2026 $217,060.97 $2,066.02 $1,269.02 $797.00
11/03/2026 $216,259.33 $2,066.02 $1,264.38 $801.64
12/03/2026 $215,453.02 $2,066.02 $1,259.71 $806.31
01/03/2027 $214,642.01 $2,066.02 $1,255.01 $811.01
02/03/2027 $213,826.28 $2,066.02 $1,250.29 $815.73
03/03/2027 $213,005.80 $2,066.02 $1,245.54 $820.48
04/03/2027 $212,180.54 $2,066.02 $1,240.76 $825.26
05/03/2027 $211,350.47 $2,066.02 $1,235.95 $830.07
06/03/2027 $210,515.57 $2,066.02 $1,231.12 $834.90
07/03/2027 $209,675.80 $2,066.02 $1,226.25 $839.77
08/03/2027 $208,831.15 $2,066.02 $1,221.36 $844.66
09/03/2027 $207,981.57 $2,066.02 $1,216.44 $849.58
10/03/2027 $207,127.04 $2,066.02 $1,211.49 $854.53
11/03/2027 $206,267.54 $2,066.02 $1,206.52 $859.50
12/03/2027 $205,403.03 $2,066.02 $1,201.51 $864.51
01/03/2028 $204,533.48 $2,066.02 $1,196.47 $869.55
02/03/2028 $203,658.87 $2,066.02 $1,191.41 $874.61
03/03/2028 $202,779.16 $2,066.02 $1,186.31 $879.71
04/03/2028 $201,894.33 $2,066.02 $1,181.19 $884.83
05/03/2028 $201,004.35 $2,066.02 $1,176.03 $889.98
06/03/2028 $200,109.18 $2,066.02 $1,170.85 $895.17
07/03/2028 $199,208.79 $2,066.02 $1,165.64 $900.38
08/03/2028 $198,303.17 $2,066.02 $1,160.39 $905.63
09/03/2028 $197,392.26 $2,066.02 $1,155.12 $910.90
10/03/2028 $196,476.05 $2,066.02 $1,149.81 $916.21
11/03/2028 $195,554.51 $2,066.02 $1,144.47 $921.55
12/03/2028 $194,627.59 $2,066.02 $1,139.10 $926.91
01/03/2029 $193,695.28 $2,066.02 $1,133.71 $932.31
02/03/2029 $192,757.53 $2,066.02 $1,128.27 $937.74
03/03/2029 $191,814.33 $2,066.02 $1,122.81 $943.21
04/03/2029 $190,865.63 $2,066.02 $1,117.32 $948.70
05/03/2029 $189,911.40 $2,066.02 $1,111.79 $954.23
06/03/2029 $188,951.61 $2,066.02 $1,106.23 $959.79
07/03/2029 $187,986.24 $2,066.02 $1,100.64 $965.38
08/03/2029 $187,015.24 $2,066.02 $1,095.02 $971.00
09/03/2029 $186,038.58 $2,066.02 $1,089.36 $976.66
10/03/2029 $185,056.24 $2,066.02 $1,083.67 $982.34
11/03/2029 $184,068.17 $2,066.02 $1,077.95 $988.07
12/03/2029 $183,074.35 $2,066.02 $1,072.20 $993.82
01/03/2030 $182,074.74 $2,066.02 $1,066.41 $999.61
02/03/2030 $181,069.30 $2,066.02 $1,060.59 $1,005.43
03/03/2030 $180,058.01 $2,066.02 $1,054.73 $1,011.29
04/03/2030 $179,040.83 $2,066.02 $1,048.84 $1,017.18
05/03/2030 $178,017.72 $2,066.02 $1,042.91 $1,023.11
06/03/2030 $176,988.66 $2,066.02 $1,036.95 $1,029.07
07/03/2030 $175,953.60 $2,066.02 $1,030.96 $1,035.06
08/03/2030 $174,912.51 $2,066.02 $1,024.93 $1,041.09
09/03/2030 $173,865.35 $2,066.02 $1,018.87 $1,047.15
10/03/2030 $172,812.10 $2,066.02 $1,012.77 $1,053.25
11/03/2030 $171,752.71 $2,066.02 $1,006.63 $1,059.39
12/03/2030 $170,687.15 $2,066.02 $1,000.46 $1,065.56
01/03/2031 $169,615.39 $2,066.02 $994.25 $1,071.77
02/03/2031 $168,537.38 $2,066.02 $988.01 $1,078.01
03/03/2031 $167,453.09 $2,066.02 $981.73 $1,084.29
04/03/2031 $166,362.48 $2,066.02 $975.41 $1,090.61
05/03/2031 $165,265.52 $2,066.02 $969.06 $1,096.96
06/03/2031 $164,162.18 $2,066.02 $962.67 $1,103.35
07/03/2031 $163,052.40 $2,066.02 $956.24 $1,109.77
08/03/2031 $161,936.16 $2,066.02 $949.78 $1,116.24
09/03/2031 $160,813.42 $2,066.02 $943.28 $1,122.74
10/03/2031 $159,684.14 $2,066.02 $936.74 $1,129.28
11/03/2031 $158,548.28 $2,066.02 $930.16 $1,135.86
12/03/2031 $157,405.80 $2,066.02 $923.54 $1,142.48
01/03/2032 $156,256.67 $2,066.02 $916.89 $1,149.13
02/03/2032 $155,100.85 $2,066.02 $910.20 $1,155.82
03/03/2032 $153,938.29 $2,066.02 $903.46 $1,162.56
04/03/2032 $152,768.96 $2,066.02 $896.69 $1,169.33
05/03/2032 $151,592.82 $2,066.02 $889.88 $1,176.14
06/03/2032 $150,409.83 $2,066.02 $883.03 $1,182.99
07/03/2032 $149,219.95 $2,066.02 $876.14 $1,189.88
08/03/2032 $148,023.14 $2,066.02 $869.21 $1,196.81
09/03/2032 $146,819.35 $2,066.02 $862.23 $1,203.78
10/03/2032 $145,608.56 $2,066.02 $855.22 $1,210.80
11/03/2032 $144,390.71 $2,066.02 $848.17 $1,217.85
12/03/2032 $143,165.76 $2,066.02 $841.08 $1,224.94
01/03/2033 $141,933.68 $2,066.02 $833.94 $1,232.08
02/03/2033 $140,694.43 $2,066.02 $826.76 $1,239.26
03/03/2033 $139,447.95 $2,066.02 $819.55 $1,246.47
04/03/2033 $138,194.22 $2,066.02 $812.28 $1,253.74
05/03/2033 $136,933.18 $2,066.02 $804.98 $1,261.04
06/03/2033 $135,664.80 $2,066.02 $797.64 $1,268.38
07/03/2033 $134,389.03 $2,066.02 $790.25 $1,275.77
08/03/2033 $133,105.82 $2,066.02 $782.82 $1,283.20
09/03/2033 $131,815.14 $2,066.02 $775.34 $1,290.68
10/03/2033 $130,516.95 $2,066.02 $767.82 $1,298.20
11/03/2033 $129,211.19 $2,066.02 $760.26 $1,305.76
12/03/2033 $127,897.83 $2,066.02 $752.66 $1,313.36
01/03/2034 $126,576.81 $2,066.02 $745.00 $1,321.01
02/03/2034 $125,248.10 $2,066.02 $737.31 $1,328.71
03/03/2034 $123,911.65 $2,066.02 $729.57 $1,336.45
04/03/2034 $122,567.42 $2,066.02 $721.79 $1,344.23
05/03/2034 $121,215.36 $2,066.02 $713.96 $1,352.06
06/03/2034 $119,855.42 $2,066.02 $706.08 $1,359.94
07/03/2034 $118,487.55 $2,066.02 $698.16 $1,367.86
08/03/2034 $117,111.72 $2,066.02 $690.19 $1,375.83
09/03/2034 $115,727.88 $2,066.02 $682.18 $1,383.84
10/03/2034 $114,335.98 $2,066.02 $674.11 $1,391.90
11/03/2034 $112,935.96 $2,066.02 $666.01 $1,400.01
12/03/2034 $111,527.80 $2,066.02 $657.85 $1,408.17
01/03/2035 $110,111.43 $2,066.02 $649.65 $1,416.37
02/03/2035 $108,686.81 $2,066.02 $641.40 $1,424.62
03/03/2035 $107,253.89 $2,066.02 $633.10 $1,432.92
04/03/2035 $105,812.62 $2,066.02 $624.75 $1,441.27
05/03/2035 $104,362.96 $2,066.02 $616.36 $1,449.66
06/03/2035 $102,904.86 $2,066.02 $607.91 $1,458.11
07/03/2035 $101,438.26 $2,066.02 $599.42 $1,466.60
08/03/2035 $99,963.12 $2,066.02 $590.88 $1,475.14
09/03/2035 $98,479.38 $2,066.02 $582.29 $1,483.73
10/03/2035 $96,987.00 $2,066.02 $573.64 $1,492.38
11/03/2035 $95,485.93 $2,066.02 $564.95 $1,501.07
12/03/2035 $93,976.12 $2,066.02 $556.21 $1,509.81
01/03/2036 $92,457.51 $2,066.02 $547.41 $1,518.61
02/03/2036 $90,930.06 $2,066.02 $538.57 $1,527.45
03/03/2036 $89,393.71 $2,066.02 $529.67 $1,536.35
04/03/2036 $87,848.41 $2,066.02 $520.72 $1,545.30
05/03/2036 $86,294.10 $2,066.02 $511.72 $1,554.30
06/03/2036 $84,730.75 $2,066.02 $502.66 $1,563.36
07/03/2036 $83,158.28 $2,066.02 $493.56 $1,572.46
08/03/2036 $81,576.66 $2,066.02 $484.40 $1,581.62
09/03/2036 $79,985.83 $2,066.02 $475.18 $1,590.84
10/03/2036 $78,385.72 $2,066.02 $465.92 $1,600.10
11/03/2036 $76,776.30 $2,066.02 $456.60 $1,609.42
12/03/2036 $75,157.50 $2,066.02 $447.22 $1,618.80
01/03/2037 $73,529.28 $2,066.02 $437.79 $1,628.23
02/03/2037 $71,891.57 $2,066.02 $428.31 $1,637.71
03/03/2037 $70,244.32 $2,066.02 $418.77 $1,647.25
04/03/2037 $68,587.47 $2,066.02 $409.17 $1,656.85
05/03/2037 $66,920.97 $2,066.02 $399.52 $1,666.50
06/03/2037 $65,244.77 $2,066.02 $389.81 $1,676.20
07/03/2037 $63,558.80 $2,066.02 $380.05 $1,685.97
08/03/2037 $61,863.01 $2,066.02 $370.23 $1,695.79
09/03/2037 $60,157.34 $2,066.02 $360.35 $1,705.67
10/03/2037 $58,441.74 $2,066.02 $350.42 $1,715.60
11/03/2037 $56,716.14 $2,066.02 $340.42 $1,725.60
12/03/2037 $54,980.49 $2,066.02 $330.37 $1,735.65
01/03/2038 $53,234.74 $2,066.02 $320.26 $1,745.76
02/03/2038 $51,478.81 $2,066.02 $310.09 $1,755.93
03/03/2038 $49,712.65 $2,066.02 $299.86 $1,766.16
04/03/2038 $47,936.21 $2,066.02 $289.58 $1,776.44
05/03/2038 $46,149.42 $2,066.02 $279.23 $1,786.79
06/03/2038 $44,352.22 $2,066.02 $268.82 $1,797.20
07/03/2038 $42,544.55 $2,066.02 $258.35 $1,807.67
08/03/2038 $40,726.36 $2,066.02 $247.82 $1,818.20
09/03/2038 $38,897.57 $2,066.02 $237.23 $1,828.79
10/03/2038 $37,058.13 $2,066.02 $226.58 $1,839.44
11/03/2038 $35,207.97 $2,066.02 $215.86 $1,850.16
12/03/2038 $33,347.04 $2,066.02 $205.09 $1,860.93
01/03/2039 $31,475.27 $2,066.02 $194.25 $1,871.77
02/03/2039 $29,592.59 $2,066.02 $183.34 $1,882.68
03/03/2039 $27,698.95 $2,066.02 $172.38 $1,893.64
04/03/2039 $25,794.27 $2,066.02 $161.35 $1,904.67
05/03/2039 $23,878.51 $2,066.02 $150.25 $1,915.77
06/03/2039 $21,951.58 $2,066.02 $139.09 $1,926.93
07/03/2039 $20,013.43 $2,066.02 $127.87 $1,938.15
08/03/2039 $18,063.99 $2,066.02 $116.58 $1,949.44
09/03/2039 $16,103.19 $2,066.02 $105.22 $1,960.80
10/03/2039 $14,130.97 $2,066.02 $93.80 $1,972.22
11/03/2039 $12,147.27 $2,066.02 $82.31 $1,983.71
12/03/2039 $10,152.00 $2,066.02 $70.76 $1,995.26
01/03/2040 $8,145.12 $2,066.02 $59.14 $2,006.88
02/03/2040 $6,126.55 $2,066.02 $47.45 $2,018.57
03/03/2040 $4,096.21 $2,066.02 $35.69 $2,030.33
04/03/2040 $2,054.05 $2,066.02 $23.86 $2,042.16
05/03/2040 $0.00 $2,066.02 $11.96 $2,054.05
TOTAL: - $371,883.49 $141,883.49 $230,000.00

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.


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