Use the calculator below to calculate your monthly home equity payment for the loan from Maine Community Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Interest Type: Fixed
Interest Rate: 4.750%
Term : 15 Years
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 01/19/2026 | $298,854.00 | $2,333.50 | $1,187.50 | $1,146.00 |
| 02/19/2026 | $297,703.47 | $2,333.50 | $1,182.96 | $1,150.53 |
| 03/19/2026 | $296,548.39 | $2,333.50 | $1,178.41 | $1,155.09 |
| 04/19/2026 | $295,388.73 | $2,333.50 | $1,173.84 | $1,159.66 |
| 05/19/2026 | $294,224.48 | $2,333.50 | $1,169.25 | $1,164.25 |
| 06/19/2026 | $293,055.62 | $2,333.50 | $1,164.64 | $1,168.86 |
| 07/19/2026 | $291,882.14 | $2,333.50 | $1,160.01 | $1,173.48 |
| 08/19/2026 | $290,704.01 | $2,333.50 | $1,155.37 | $1,178.13 |
| 09/19/2026 | $289,521.22 | $2,333.50 | $1,150.70 | $1,182.79 |
| 10/19/2026 | $288,333.74 | $2,333.50 | $1,146.02 | $1,187.47 |
| 11/19/2026 | $287,141.57 | $2,333.50 | $1,141.32 | $1,192.17 |
| 12/19/2026 | $285,944.67 | $2,333.50 | $1,136.60 | $1,196.89 |
| 01/19/2027 | $284,743.04 | $2,333.50 | $1,131.86 | $1,201.63 |
| 02/19/2027 | $283,536.65 | $2,333.50 | $1,127.11 | $1,206.39 |
| 03/19/2027 | $282,325.49 | $2,333.50 | $1,122.33 | $1,211.16 |
| 04/19/2027 | $281,109.53 | $2,333.50 | $1,117.54 | $1,215.96 |
| 05/19/2027 | $279,888.76 | $2,333.50 | $1,112.73 | $1,220.77 |
| 06/19/2027 | $278,663.16 | $2,333.50 | $1,107.89 | $1,225.60 |
| 07/19/2027 | $277,432.71 | $2,333.50 | $1,103.04 | $1,230.45 |
| 08/19/2027 | $276,197.38 | $2,333.50 | $1,098.17 | $1,235.32 |
| 09/19/2027 | $274,957.17 | $2,333.50 | $1,093.28 | $1,240.21 |
| 10/19/2027 | $273,712.04 | $2,333.50 | $1,088.37 | $1,245.12 |
| 11/19/2027 | $272,461.99 | $2,333.50 | $1,083.44 | $1,250.05 |
| 12/19/2027 | $271,206.99 | $2,333.50 | $1,078.50 | $1,255.00 |
| 01/19/2028 | $269,947.02 | $2,333.50 | $1,073.53 | $1,259.97 |
| 02/19/2028 | $268,682.07 | $2,333.50 | $1,068.54 | $1,264.96 |
| 03/19/2028 | $267,412.11 | $2,333.50 | $1,063.53 | $1,269.96 |
| 04/19/2028 | $266,137.12 | $2,333.50 | $1,058.51 | $1,274.99 |
| 05/19/2028 | $264,857.08 | $2,333.50 | $1,053.46 | $1,280.04 |
| 06/19/2028 | $263,571.98 | $2,333.50 | $1,048.39 | $1,285.10 |
| 07/19/2028 | $262,281.79 | $2,333.50 | $1,043.31 | $1,290.19 |
| 08/19/2028 | $260,986.49 | $2,333.50 | $1,038.20 | $1,295.30 |
| 09/19/2028 | $259,686.07 | $2,333.50 | $1,033.07 | $1,300.42 |
| 10/19/2028 | $258,380.49 | $2,333.50 | $1,027.92 | $1,305.57 |
| 11/19/2028 | $257,069.75 | $2,333.50 | $1,022.76 | $1,310.74 |
| 12/19/2028 | $255,753.83 | $2,333.50 | $1,017.57 | $1,315.93 |
| 01/19/2029 | $254,432.69 | $2,333.50 | $1,012.36 | $1,321.14 |
| 02/19/2029 | $253,106.32 | $2,333.50 | $1,007.13 | $1,326.37 |
| 03/19/2029 | $251,774.71 | $2,333.50 | $1,001.88 | $1,331.62 |
| 04/19/2029 | $250,437.82 | $2,333.50 | $996.61 | $1,336.89 |
| 05/19/2029 | $249,095.64 | $2,333.50 | $991.32 | $1,342.18 |
| 06/19/2029 | $247,748.15 | $2,333.50 | $986.00 | $1,347.49 |
| 07/19/2029 | $246,395.32 | $2,333.50 | $980.67 | $1,352.83 |
| 08/19/2029 | $245,037.14 | $2,333.50 | $975.31 | $1,358.18 |
| 09/19/2029 | $243,673.58 | $2,333.50 | $969.94 | $1,363.56 |
| 10/19/2029 | $242,304.63 | $2,333.50 | $964.54 | $1,368.95 |
| 11/19/2029 | $240,930.26 | $2,333.50 | $959.12 | $1,374.37 |
| 12/19/2029 | $239,550.44 | $2,333.50 | $953.68 | $1,379.81 |
| 01/19/2030 | $238,165.17 | $2,333.50 | $948.22 | $1,385.28 |
| 02/19/2030 | $236,774.41 | $2,333.50 | $942.74 | $1,390.76 |
| 03/19/2030 | $235,378.14 | $2,333.50 | $937.23 | $1,396.26 |
| 04/19/2030 | $233,976.35 | $2,333.50 | $931.71 | $1,401.79 |
| 05/19/2030 | $232,569.01 | $2,333.50 | $926.16 | $1,407.34 |
| 06/19/2030 | $231,156.10 | $2,333.50 | $920.59 | $1,412.91 |
| 07/19/2030 | $229,737.60 | $2,333.50 | $914.99 | $1,418.50 |
| 08/19/2030 | $228,313.48 | $2,333.50 | $909.38 | $1,424.12 |
| 09/19/2030 | $226,883.73 | $2,333.50 | $903.74 | $1,429.75 |
| 10/19/2030 | $225,448.31 | $2,333.50 | $898.08 | $1,435.41 |
| 11/19/2030 | $224,007.22 | $2,333.50 | $892.40 | $1,441.10 |
| 12/19/2030 | $222,560.42 | $2,333.50 | $886.70 | $1,446.80 |
| 01/19/2031 | $221,107.89 | $2,333.50 | $880.97 | $1,452.53 |
| 02/19/2031 | $219,649.61 | $2,333.50 | $875.22 | $1,458.28 |
| 03/19/2031 | $218,185.56 | $2,333.50 | $869.45 | $1,464.05 |
| 04/19/2031 | $216,715.72 | $2,333.50 | $863.65 | $1,469.84 |
| 05/19/2031 | $215,240.06 | $2,333.50 | $857.83 | $1,475.66 |
| 06/19/2031 | $213,758.55 | $2,333.50 | $851.99 | $1,481.50 |
| 07/19/2031 | $212,271.18 | $2,333.50 | $846.13 | $1,487.37 |
| 08/19/2031 | $210,777.93 | $2,333.50 | $840.24 | $1,493.26 |
| 09/19/2031 | $209,278.76 | $2,333.50 | $834.33 | $1,499.17 |
| 10/19/2031 | $207,773.66 | $2,333.50 | $828.40 | $1,505.10 |
| 11/19/2031 | $206,262.60 | $2,333.50 | $822.44 | $1,511.06 |
| 12/19/2031 | $204,745.56 | $2,333.50 | $816.46 | $1,517.04 |
| 01/19/2032 | $203,222.52 | $2,333.50 | $810.45 | $1,523.04 |
| 02/19/2032 | $201,693.45 | $2,333.50 | $804.42 | $1,529.07 |
| 03/19/2032 | $200,158.32 | $2,333.50 | $798.37 | $1,535.13 |
| 04/19/2032 | $198,617.12 | $2,333.50 | $792.29 | $1,541.20 |
| 05/19/2032 | $197,069.81 | $2,333.50 | $786.19 | $1,547.30 |
| 06/19/2032 | $195,516.39 | $2,333.50 | $780.07 | $1,553.43 |
| 07/19/2032 | $193,956.81 | $2,333.50 | $773.92 | $1,559.58 |
| 08/19/2032 | $192,391.06 | $2,333.50 | $767.75 | $1,565.75 |
| 09/19/2032 | $190,819.11 | $2,333.50 | $761.55 | $1,571.95 |
| 10/19/2032 | $189,240.94 | $2,333.50 | $755.33 | $1,578.17 |
| 11/19/2032 | $187,656.53 | $2,333.50 | $749.08 | $1,584.42 |
| 12/19/2032 | $186,065.84 | $2,333.50 | $742.81 | $1,590.69 |
| 01/19/2033 | $184,468.85 | $2,333.50 | $736.51 | $1,596.99 |
| 02/19/2033 | $182,865.54 | $2,333.50 | $730.19 | $1,603.31 |
| 03/19/2033 | $181,255.89 | $2,333.50 | $723.84 | $1,609.65 |
| 04/19/2033 | $179,639.87 | $2,333.50 | $717.47 | $1,616.02 |
| 05/19/2033 | $178,017.45 | $2,333.50 | $711.07 | $1,622.42 |
| 06/19/2033 | $176,388.60 | $2,333.50 | $704.65 | $1,628.84 |
| 07/19/2033 | $174,753.31 | $2,333.50 | $698.20 | $1,635.29 |
| 08/19/2033 | $173,111.55 | $2,333.50 | $691.73 | $1,641.76 |
| 09/19/2033 | $171,463.29 | $2,333.50 | $685.23 | $1,648.26 |
| 10/19/2033 | $169,808.50 | $2,333.50 | $678.71 | $1,654.79 |
| 11/19/2033 | $168,147.16 | $2,333.50 | $672.16 | $1,661.34 |
| 12/19/2033 | $166,479.25 | $2,333.50 | $665.58 | $1,667.91 |
| 01/19/2034 | $164,804.73 | $2,333.50 | $658.98 | $1,674.52 |
| 02/19/2034 | $163,123.59 | $2,333.50 | $652.35 | $1,681.14 |
| 03/19/2034 | $161,435.79 | $2,333.50 | $645.70 | $1,687.80 |
| 04/19/2034 | $159,741.31 | $2,333.50 | $639.02 | $1,694.48 |
| 05/19/2034 | $158,040.13 | $2,333.50 | $632.31 | $1,701.19 |
| 06/19/2034 | $156,332.20 | $2,333.50 | $625.58 | $1,707.92 |
| 07/19/2034 | $154,617.52 | $2,333.50 | $618.81 | $1,714.68 |
| 08/19/2034 | $152,896.06 | $2,333.50 | $612.03 | $1,721.47 |
| 09/19/2034 | $151,167.77 | $2,333.50 | $605.21 | $1,728.28 |
| 10/19/2034 | $149,432.65 | $2,333.50 | $598.37 | $1,735.12 |
| 11/19/2034 | $147,690.66 | $2,333.50 | $591.50 | $1,741.99 |
| 12/19/2034 | $145,941.77 | $2,333.50 | $584.61 | $1,748.89 |
| 01/19/2035 | $144,185.96 | $2,333.50 | $577.69 | $1,755.81 |
| 02/19/2035 | $142,423.20 | $2,333.50 | $570.74 | $1,762.76 |
| 03/19/2035 | $140,653.47 | $2,333.50 | $563.76 | $1,769.74 |
| 04/19/2035 | $138,876.72 | $2,333.50 | $556.75 | $1,776.74 |
| 05/19/2035 | $137,092.95 | $2,333.50 | $549.72 | $1,783.78 |
| 06/19/2035 | $135,302.11 | $2,333.50 | $542.66 | $1,790.84 |
| 07/19/2035 | $133,504.19 | $2,333.50 | $535.57 | $1,797.92 |
| 08/19/2035 | $131,699.15 | $2,333.50 | $528.45 | $1,805.04 |
| 09/19/2035 | $129,886.96 | $2,333.50 | $521.31 | $1,812.19 |
| 10/19/2035 | $128,067.60 | $2,333.50 | $514.14 | $1,819.36 |
| 11/19/2035 | $126,241.04 | $2,333.50 | $506.93 | $1,826.56 |
| 12/19/2035 | $124,407.25 | $2,333.50 | $499.70 | $1,833.79 |
| 01/19/2036 | $122,566.20 | $2,333.50 | $492.45 | $1,841.05 |
| 02/19/2036 | $120,717.86 | $2,333.50 | $485.16 | $1,848.34 |
| 03/19/2036 | $118,862.20 | $2,333.50 | $477.84 | $1,855.65 |
| 04/19/2036 | $116,999.20 | $2,333.50 | $470.50 | $1,863.00 |
| 05/19/2036 | $115,128.83 | $2,333.50 | $463.12 | $1,870.37 |
| 06/19/2036 | $113,251.05 | $2,333.50 | $455.72 | $1,877.78 |
| 07/19/2036 | $111,365.84 | $2,333.50 | $448.29 | $1,885.21 |
| 08/19/2036 | $109,473.17 | $2,333.50 | $440.82 | $1,892.67 |
| 09/19/2036 | $107,573.00 | $2,333.50 | $433.33 | $1,900.16 |
| 10/19/2036 | $105,665.32 | $2,333.50 | $425.81 | $1,907.69 |
| 11/19/2036 | $103,750.08 | $2,333.50 | $418.26 | $1,915.24 |
| 12/19/2036 | $101,827.26 | $2,333.50 | $410.68 | $1,922.82 |
| 01/19/2037 | $99,896.83 | $2,333.50 | $403.07 | $1,930.43 |
| 02/19/2037 | $97,958.76 | $2,333.50 | $395.42 | $1,938.07 |
| 03/19/2037 | $96,013.02 | $2,333.50 | $387.75 | $1,945.74 |
| 04/19/2037 | $94,059.58 | $2,333.50 | $380.05 | $1,953.44 |
| 05/19/2037 | $92,098.40 | $2,333.50 | $372.32 | $1,961.18 |
| 06/19/2037 | $90,129.46 | $2,333.50 | $364.56 | $1,968.94 |
| 07/19/2037 | $88,152.73 | $2,333.50 | $356.76 | $1,976.73 |
| 08/19/2037 | $86,168.17 | $2,333.50 | $348.94 | $1,984.56 |
| 09/19/2037 | $84,175.76 | $2,333.50 | $341.08 | $1,992.41 |
| 10/19/2037 | $82,175.46 | $2,333.50 | $333.20 | $2,000.30 |
| 11/19/2037 | $80,167.24 | $2,333.50 | $325.28 | $2,008.22 |
| 12/19/2037 | $78,151.07 | $2,333.50 | $317.33 | $2,016.17 |
| 01/19/2038 | $76,126.92 | $2,333.50 | $309.35 | $2,024.15 |
| 02/19/2038 | $74,094.76 | $2,333.50 | $301.34 | $2,032.16 |
| 03/19/2038 | $72,054.56 | $2,333.50 | $293.29 | $2,040.20 |
| 04/19/2038 | $70,006.28 | $2,333.50 | $285.22 | $2,048.28 |
| 05/19/2038 | $67,949.89 | $2,333.50 | $277.11 | $2,056.39 |
| 06/19/2038 | $65,885.36 | $2,333.50 | $268.97 | $2,064.53 |
| 07/19/2038 | $63,812.66 | $2,333.50 | $260.80 | $2,072.70 |
| 08/19/2038 | $61,731.76 | $2,333.50 | $252.59 | $2,080.90 |
| 09/19/2038 | $59,642.62 | $2,333.50 | $244.35 | $2,089.14 |
| 10/19/2038 | $57,545.21 | $2,333.50 | $236.09 | $2,097.41 |
| 11/19/2038 | $55,439.50 | $2,333.50 | $227.78 | $2,105.71 |
| 12/19/2038 | $53,325.45 | $2,333.50 | $219.45 | $2,114.05 |
| 01/19/2039 | $51,203.03 | $2,333.50 | $211.08 | $2,122.42 |
| 02/19/2039 | $49,072.22 | $2,333.50 | $202.68 | $2,130.82 |
| 03/19/2039 | $46,932.96 | $2,333.50 | $194.24 | $2,139.25 |
| 04/19/2039 | $44,785.24 | $2,333.50 | $185.78 | $2,147.72 |
| 05/19/2039 | $42,629.02 | $2,333.50 | $177.27 | $2,156.22 |
| 06/19/2039 | $40,464.27 | $2,333.50 | $168.74 | $2,164.76 |
| 07/19/2039 | $38,290.94 | $2,333.50 | $160.17 | $2,173.32 |
| 08/19/2039 | $36,109.02 | $2,333.50 | $151.57 | $2,181.93 |
| 09/19/2039 | $33,918.45 | $2,333.50 | $142.93 | $2,190.56 |
| 10/19/2039 | $31,719.22 | $2,333.50 | $134.26 | $2,199.24 |
| 11/19/2039 | $29,511.28 | $2,333.50 | $125.56 | $2,207.94 |
| 12/19/2039 | $27,294.60 | $2,333.50 | $116.82 | $2,216.68 |
| 01/19/2040 | $25,069.14 | $2,333.50 | $108.04 | $2,225.45 |
| 02/19/2040 | $22,834.88 | $2,333.50 | $99.23 | $2,234.26 |
| 03/19/2040 | $20,591.77 | $2,333.50 | $90.39 | $2,243.11 |
| 04/19/2040 | $18,339.78 | $2,333.50 | $81.51 | $2,251.99 |
| 05/19/2040 | $16,078.88 | $2,333.50 | $72.59 | $2,260.90 |
| 06/19/2040 | $13,809.03 | $2,333.50 | $63.65 | $2,269.85 |
| 07/19/2040 | $11,530.20 | $2,333.50 | $54.66 | $2,278.84 |
| 08/19/2040 | $9,242.34 | $2,333.50 | $45.64 | $2,287.86 |
| 09/19/2040 | $6,945.43 | $2,333.50 | $36.58 | $2,296.91 |
| 10/19/2040 | $4,639.43 | $2,333.50 | $27.49 | $2,306.00 |
| 11/19/2040 | $2,324.30 | $2,333.50 | $18.36 | $2,315.13 |
| 12/19/2040 | $0.00 | $2,333.50 | $9.20 | $2,324.30 |
| TOTAL: | - | $420,029.24 | $120,029.24 | $300,000.00 |
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