Use the calculator below to calculate your monthly home equity payment for the loan from Northwest Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Product Total Termlength: 20 Years
Interest Rate: 9.5%
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 05/27/2024 | $319,550.51 | $2,982.82 | $2,533.33 | $449.49 |
| 06/27/2024 | $319,097.47 | $2,982.82 | $2,529.77 | $453.04 |
| 07/27/2024 | $318,640.84 | $2,982.82 | $2,526.19 | $456.63 |
| 08/27/2024 | $318,180.59 | $2,982.82 | $2,522.57 | $460.25 |
| 09/27/2024 | $317,716.70 | $2,982.82 | $2,518.93 | $463.89 |
| 10/27/2024 | $317,249.14 | $2,982.82 | $2,515.26 | $467.56 |
| 11/27/2024 | $316,777.87 | $2,982.82 | $2,511.56 | $471.26 |
| 12/27/2024 | $316,302.88 | $2,982.82 | $2,507.82 | $474.99 |
| 01/27/2025 | $315,824.12 | $2,982.82 | $2,504.06 | $478.76 |
| 02/27/2025 | $315,341.58 | $2,982.82 | $2,500.27 | $482.55 |
| 03/27/2025 | $314,855.21 | $2,982.82 | $2,496.45 | $486.37 |
| 04/27/2025 | $314,365.00 | $2,982.82 | $2,492.60 | $490.22 |
| 05/27/2025 | $313,870.90 | $2,982.82 | $2,488.72 | $494.10 |
| 06/27/2025 | $313,372.89 | $2,982.82 | $2,484.81 | $498.01 |
| 07/27/2025 | $312,870.94 | $2,982.82 | $2,480.87 | $501.95 |
| 08/27/2025 | $312,365.01 | $2,982.82 | $2,476.89 | $505.92 |
| 09/27/2025 | $311,855.08 | $2,982.82 | $2,472.89 | $509.93 |
| 10/27/2025 | $311,341.12 | $2,982.82 | $2,468.85 | $513.97 |
| 11/27/2025 | $310,823.08 | $2,982.82 | $2,464.78 | $518.04 |
| 12/27/2025 | $310,300.94 | $2,982.82 | $2,460.68 | $522.14 |
| 01/27/2026 | $309,774.67 | $2,982.82 | $2,456.55 | $526.27 |
| 02/27/2026 | $309,244.24 | $2,982.82 | $2,452.38 | $530.44 |
| 03/27/2026 | $308,709.60 | $2,982.82 | $2,448.18 | $534.64 |
| 04/27/2026 | $308,170.73 | $2,982.82 | $2,443.95 | $538.87 |
| 05/27/2026 | $307,627.60 | $2,982.82 | $2,439.68 | $543.13 |
| 06/27/2026 | $307,080.16 | $2,982.82 | $2,435.39 | $547.43 |
| 07/27/2026 | $306,528.39 | $2,982.82 | $2,431.05 | $551.77 |
| 08/27/2026 | $305,972.26 | $2,982.82 | $2,426.68 | $556.14 |
| 09/27/2026 | $305,411.72 | $2,982.82 | $2,422.28 | $560.54 |
| 10/27/2026 | $304,846.74 | $2,982.82 | $2,417.84 | $564.98 |
| 11/27/2026 | $304,277.29 | $2,982.82 | $2,413.37 | $569.45 |
| 12/27/2026 | $303,703.33 | $2,982.82 | $2,408.86 | $573.96 |
| 01/27/2027 | $303,124.83 | $2,982.82 | $2,404.32 | $578.50 |
| 02/27/2027 | $302,541.75 | $2,982.82 | $2,399.74 | $583.08 |
| 03/27/2027 | $301,954.05 | $2,982.82 | $2,395.12 | $587.70 |
| 04/27/2027 | $301,361.70 | $2,982.82 | $2,390.47 | $592.35 |
| 05/27/2027 | $300,764.66 | $2,982.82 | $2,385.78 | $597.04 |
| 06/27/2027 | $300,162.90 | $2,982.82 | $2,381.05 | $601.77 |
| 07/27/2027 | $299,556.37 | $2,982.82 | $2,376.29 | $606.53 |
| 08/27/2027 | $298,945.03 | $2,982.82 | $2,371.49 | $611.33 |
| 09/27/2027 | $298,328.86 | $2,982.82 | $2,366.65 | $616.17 |
| 10/27/2027 | $297,707.81 | $2,982.82 | $2,361.77 | $621.05 |
| 11/27/2027 | $297,081.85 | $2,982.82 | $2,356.85 | $625.97 |
| 12/27/2027 | $296,450.92 | $2,982.82 | $2,351.90 | $630.92 |
| 01/27/2028 | $295,815.01 | $2,982.82 | $2,346.90 | $635.92 |
| 02/27/2028 | $295,174.06 | $2,982.82 | $2,341.87 | $640.95 |
| 03/27/2028 | $294,528.03 | $2,982.82 | $2,336.79 | $646.03 |
| 04/27/2028 | $293,876.89 | $2,982.82 | $2,331.68 | $651.14 |
| 05/27/2028 | $293,220.60 | $2,982.82 | $2,326.53 | $656.29 |
| 06/27/2028 | $292,559.11 | $2,982.82 | $2,321.33 | $661.49 |
| 07/27/2028 | $291,892.38 | $2,982.82 | $2,316.09 | $666.73 |
| 08/27/2028 | $291,220.38 | $2,982.82 | $2,310.81 | $672.01 |
| 09/27/2028 | $290,543.05 | $2,982.82 | $2,305.49 | $677.33 |
| 10/27/2028 | $289,860.36 | $2,982.82 | $2,300.13 | $682.69 |
| 11/27/2028 | $289,172.27 | $2,982.82 | $2,294.73 | $688.09 |
| 12/27/2028 | $288,478.73 | $2,982.82 | $2,289.28 | $693.54 |
| 01/27/2029 | $287,779.70 | $2,982.82 | $2,283.79 | $699.03 |
| 02/27/2029 | $287,075.14 | $2,982.82 | $2,278.26 | $704.56 |
| 03/27/2029 | $286,365.00 | $2,982.82 | $2,272.68 | $710.14 |
| 04/27/2029 | $285,649.23 | $2,982.82 | $2,267.06 | $715.76 |
| 05/27/2029 | $284,927.80 | $2,982.82 | $2,261.39 | $721.43 |
| 06/27/2029 | $284,200.66 | $2,982.82 | $2,255.68 | $727.14 |
| 07/27/2029 | $283,467.76 | $2,982.82 | $2,249.92 | $732.90 |
| 08/27/2029 | $282,729.06 | $2,982.82 | $2,244.12 | $738.70 |
| 09/27/2029 | $281,984.52 | $2,982.82 | $2,238.27 | $744.55 |
| 10/27/2029 | $281,234.07 | $2,982.82 | $2,232.38 | $750.44 |
| 11/27/2029 | $280,477.69 | $2,982.82 | $2,226.44 | $756.38 |
| 12/27/2029 | $279,715.32 | $2,982.82 | $2,220.45 | $762.37 |
| 01/27/2030 | $278,946.91 | $2,982.82 | $2,214.41 | $768.41 |
| 02/27/2030 | $278,172.42 | $2,982.82 | $2,208.33 | $774.49 |
| 03/27/2030 | $277,391.80 | $2,982.82 | $2,202.20 | $780.62 |
| 04/27/2030 | $276,605.00 | $2,982.82 | $2,196.02 | $786.80 |
| 05/27/2030 | $275,811.97 | $2,982.82 | $2,189.79 | $793.03 |
| 06/27/2030 | $275,012.66 | $2,982.82 | $2,183.51 | $799.31 |
| 07/27/2030 | $274,207.02 | $2,982.82 | $2,177.18 | $805.64 |
| 08/27/2030 | $273,395.01 | $2,982.82 | $2,170.81 | $812.01 |
| 09/27/2030 | $272,576.57 | $2,982.82 | $2,164.38 | $818.44 |
| 10/27/2030 | $271,751.65 | $2,982.82 | $2,157.90 | $824.92 |
| 11/27/2030 | $270,920.19 | $2,982.82 | $2,151.37 | $831.45 |
| 12/27/2030 | $270,082.16 | $2,982.82 | $2,144.78 | $838.03 |
| 01/27/2031 | $269,237.49 | $2,982.82 | $2,138.15 | $844.67 |
| 02/27/2031 | $268,386.13 | $2,982.82 | $2,131.46 | $851.36 |
| 03/27/2031 | $267,528.04 | $2,982.82 | $2,124.72 | $858.10 |
| 04/27/2031 | $266,663.15 | $2,982.82 | $2,117.93 | $864.89 |
| 05/27/2031 | $265,791.41 | $2,982.82 | $2,111.08 | $871.74 |
| 06/27/2031 | $264,912.77 | $2,982.82 | $2,104.18 | $878.64 |
| 07/27/2031 | $264,027.18 | $2,982.82 | $2,097.23 | $885.59 |
| 08/27/2031 | $263,134.57 | $2,982.82 | $2,090.22 | $892.60 |
| 09/27/2031 | $262,234.90 | $2,982.82 | $2,083.15 | $899.67 |
| 10/27/2031 | $261,328.11 | $2,982.82 | $2,076.03 | $906.79 |
| 11/27/2031 | $260,414.14 | $2,982.82 | $2,068.85 | $913.97 |
| 12/27/2031 | $259,492.93 | $2,982.82 | $2,061.61 | $921.21 |
| 01/27/2032 | $258,564.43 | $2,982.82 | $2,054.32 | $928.50 |
| 02/27/2032 | $257,628.58 | $2,982.82 | $2,046.97 | $935.85 |
| 03/27/2032 | $256,685.32 | $2,982.82 | $2,039.56 | $943.26 |
| 04/27/2032 | $255,734.59 | $2,982.82 | $2,032.09 | $950.73 |
| 05/27/2032 | $254,776.33 | $2,982.82 | $2,024.57 | $958.25 |
| 06/27/2032 | $253,810.49 | $2,982.82 | $2,016.98 | $965.84 |
| 07/27/2032 | $252,837.01 | $2,982.82 | $2,009.33 | $973.49 |
| 08/27/2032 | $251,855.81 | $2,982.82 | $2,001.63 | $981.19 |
| 09/27/2032 | $250,866.85 | $2,982.82 | $1,993.86 | $988.96 |
| 10/27/2032 | $249,870.06 | $2,982.82 | $1,986.03 | $996.79 |
| 11/27/2032 | $248,865.38 | $2,982.82 | $1,978.14 | $1,004.68 |
| 12/27/2032 | $247,852.74 | $2,982.82 | $1,970.18 | $1,012.64 |
| 01/27/2033 | $246,832.09 | $2,982.82 | $1,962.17 | $1,020.65 |
| 02/27/2033 | $245,803.36 | $2,982.82 | $1,954.09 | $1,028.73 |
| 03/27/2033 | $244,766.48 | $2,982.82 | $1,945.94 | $1,036.88 |
| 04/27/2033 | $243,721.40 | $2,982.82 | $1,937.73 | $1,045.09 |
| 05/27/2033 | $242,668.04 | $2,982.82 | $1,929.46 | $1,053.36 |
| 06/27/2033 | $241,606.34 | $2,982.82 | $1,921.12 | $1,061.70 |
| 07/27/2033 | $240,536.24 | $2,982.82 | $1,912.72 | $1,070.10 |
| 08/27/2033 | $239,457.66 | $2,982.82 | $1,904.25 | $1,078.57 |
| 09/27/2033 | $238,370.55 | $2,982.82 | $1,895.71 | $1,087.11 |
| 10/27/2033 | $237,274.83 | $2,982.82 | $1,887.10 | $1,095.72 |
| 11/27/2033 | $236,170.44 | $2,982.82 | $1,878.43 | $1,104.39 |
| 12/27/2033 | $235,057.30 | $2,982.82 | $1,869.68 | $1,113.14 |
| 01/27/2034 | $233,935.35 | $2,982.82 | $1,860.87 | $1,121.95 |
| 02/27/2034 | $232,804.52 | $2,982.82 | $1,851.99 | $1,130.83 |
| 03/27/2034 | $231,664.73 | $2,982.82 | $1,843.04 | $1,139.78 |
| 04/27/2034 | $230,515.93 | $2,982.82 | $1,834.01 | $1,148.81 |
| 05/27/2034 | $229,358.03 | $2,982.82 | $1,824.92 | $1,157.90 |
| 06/27/2034 | $228,190.96 | $2,982.82 | $1,815.75 | $1,167.07 |
| 07/27/2034 | $227,014.65 | $2,982.82 | $1,806.51 | $1,176.31 |
| 08/27/2034 | $225,829.03 | $2,982.82 | $1,797.20 | $1,185.62 |
| 09/27/2034 | $224,634.02 | $2,982.82 | $1,787.81 | $1,195.01 |
| 10/27/2034 | $223,429.55 | $2,982.82 | $1,778.35 | $1,204.47 |
| 11/27/2034 | $222,215.55 | $2,982.82 | $1,768.82 | $1,214.00 |
| 12/27/2034 | $220,991.94 | $2,982.82 | $1,759.21 | $1,223.61 |
| 01/27/2035 | $219,758.64 | $2,982.82 | $1,749.52 | $1,233.30 |
| 02/27/2035 | $218,515.57 | $2,982.82 | $1,739.76 | $1,243.06 |
| 03/27/2035 | $217,262.67 | $2,982.82 | $1,729.91 | $1,252.90 |
| 04/27/2035 | $215,999.85 | $2,982.82 | $1,720.00 | $1,262.82 |
| 05/27/2035 | $214,727.02 | $2,982.82 | $1,710.00 | $1,272.82 |
| 06/27/2035 | $213,444.13 | $2,982.82 | $1,699.92 | $1,282.90 |
| 07/27/2035 | $212,151.07 | $2,982.82 | $1,689.77 | $1,293.05 |
| 08/27/2035 | $210,847.78 | $2,982.82 | $1,679.53 | $1,303.29 |
| 09/27/2035 | $209,534.17 | $2,982.82 | $1,669.21 | $1,313.61 |
| 10/27/2035 | $208,210.17 | $2,982.82 | $1,658.81 | $1,324.01 |
| 11/27/2035 | $206,875.68 | $2,982.82 | $1,648.33 | $1,334.49 |
| 12/27/2035 | $205,530.62 | $2,982.82 | $1,637.77 | $1,345.05 |
| 01/27/2036 | $204,174.92 | $2,982.82 | $1,627.12 | $1,355.70 |
| 02/27/2036 | $202,808.49 | $2,982.82 | $1,616.38 | $1,366.44 |
| 03/27/2036 | $201,431.23 | $2,982.82 | $1,605.57 | $1,377.25 |
| 04/27/2036 | $200,043.08 | $2,982.82 | $1,594.66 | $1,388.16 |
| 05/27/2036 | $198,643.93 | $2,982.82 | $1,583.67 | $1,399.15 |
| 06/27/2036 | $197,233.71 | $2,982.82 | $1,572.60 | $1,410.22 |
| 07/27/2036 | $195,812.32 | $2,982.82 | $1,561.43 | $1,421.39 |
| 08/27/2036 | $194,379.69 | $2,982.82 | $1,550.18 | $1,432.64 |
| 09/27/2036 | $192,935.70 | $2,982.82 | $1,538.84 | $1,443.98 |
| 10/27/2036 | $191,480.29 | $2,982.82 | $1,527.41 | $1,455.41 |
| 11/27/2036 | $190,013.36 | $2,982.82 | $1,515.89 | $1,466.93 |
| 12/27/2036 | $188,534.81 | $2,982.82 | $1,504.27 | $1,478.55 |
| 01/27/2037 | $187,044.56 | $2,982.82 | $1,492.57 | $1,490.25 |
| 02/27/2037 | $185,542.51 | $2,982.82 | $1,480.77 | $1,502.05 |
| 03/27/2037 | $184,028.57 | $2,982.82 | $1,468.88 | $1,513.94 |
| 04/27/2037 | $182,502.64 | $2,982.82 | $1,456.89 | $1,525.93 |
| 05/27/2037 | $180,964.63 | $2,982.82 | $1,444.81 | $1,538.01 |
| 06/27/2037 | $179,414.45 | $2,982.82 | $1,432.64 | $1,550.18 |
| 07/27/2037 | $177,851.99 | $2,982.82 | $1,420.36 | $1,562.46 |
| 08/27/2037 | $176,277.17 | $2,982.82 | $1,407.99 | $1,574.82 |
| 09/27/2037 | $174,689.88 | $2,982.82 | $1,395.53 | $1,587.29 |
| 10/27/2037 | $173,090.02 | $2,982.82 | $1,382.96 | $1,599.86 |
| 11/27/2037 | $171,477.49 | $2,982.82 | $1,370.30 | $1,612.52 |
| 12/27/2037 | $169,852.21 | $2,982.82 | $1,357.53 | $1,625.29 |
| 01/27/2038 | $168,214.05 | $2,982.82 | $1,344.66 | $1,638.16 |
| 02/27/2038 | $166,562.92 | $2,982.82 | $1,331.69 | $1,651.13 |
| 03/27/2038 | $164,898.73 | $2,982.82 | $1,318.62 | $1,664.20 |
| 04/27/2038 | $163,221.36 | $2,982.82 | $1,305.45 | $1,677.37 |
| 05/27/2038 | $161,530.70 | $2,982.82 | $1,292.17 | $1,690.65 |
| 06/27/2038 | $159,826.67 | $2,982.82 | $1,278.78 | $1,704.04 |
| 07/27/2038 | $158,109.14 | $2,982.82 | $1,265.29 | $1,717.53 |
| 08/27/2038 | $156,378.02 | $2,982.82 | $1,251.70 | $1,731.12 |
| 09/27/2038 | $154,633.19 | $2,982.82 | $1,237.99 | $1,744.83 |
| 10/27/2038 | $152,874.55 | $2,982.82 | $1,224.18 | $1,758.64 |
| 11/27/2038 | $151,101.99 | $2,982.82 | $1,210.26 | $1,772.56 |
| 12/27/2038 | $149,315.40 | $2,982.82 | $1,196.22 | $1,786.60 |
| 01/27/2039 | $147,514.66 | $2,982.82 | $1,182.08 | $1,800.74 |
| 02/27/2039 | $145,699.66 | $2,982.82 | $1,167.82 | $1,815.00 |
| 03/27/2039 | $143,870.30 | $2,982.82 | $1,153.46 | $1,829.36 |
| 04/27/2039 | $142,026.45 | $2,982.82 | $1,138.97 | $1,843.85 |
| 05/27/2039 | $140,168.01 | $2,982.82 | $1,124.38 | $1,858.44 |
| 06/27/2039 | $138,294.85 | $2,982.82 | $1,109.66 | $1,873.16 |
| 07/27/2039 | $136,406.86 | $2,982.82 | $1,094.83 | $1,887.99 |
| 08/27/2039 | $134,503.93 | $2,982.82 | $1,079.89 | $1,902.93 |
| 09/27/2039 | $132,585.93 | $2,982.82 | $1,064.82 | $1,918.00 |
| 10/27/2039 | $130,652.75 | $2,982.82 | $1,049.64 | $1,933.18 |
| 11/27/2039 | $128,704.27 | $2,982.82 | $1,034.33 | $1,948.49 |
| 12/27/2039 | $126,740.36 | $2,982.82 | $1,018.91 | $1,963.91 |
| 01/27/2040 | $124,760.90 | $2,982.82 | $1,003.36 | $1,979.46 |
| 02/27/2040 | $122,765.77 | $2,982.82 | $987.69 | $1,995.13 |
| 03/27/2040 | $120,754.85 | $2,982.82 | $971.90 | $2,010.92 |
| 04/27/2040 | $118,728.00 | $2,982.82 | $955.98 | $2,026.84 |
| 05/27/2040 | $116,685.11 | $2,982.82 | $939.93 | $2,042.89 |
| 06/27/2040 | $114,626.05 | $2,982.82 | $923.76 | $2,059.06 |
| 07/27/2040 | $112,550.69 | $2,982.82 | $907.46 | $2,075.36 |
| 08/27/2040 | $110,458.89 | $2,982.82 | $891.03 | $2,091.79 |
| 09/27/2040 | $108,350.54 | $2,982.82 | $874.47 | $2,108.35 |
| 10/27/2040 | $106,225.49 | $2,982.82 | $857.78 | $2,125.04 |
| 11/27/2040 | $104,083.63 | $2,982.82 | $840.95 | $2,141.87 |
| 12/27/2040 | $101,924.80 | $2,982.82 | $824.00 | $2,158.82 |
| 01/27/2041 | $99,748.89 | $2,982.82 | $806.90 | $2,175.92 |
| 02/27/2041 | $97,555.74 | $2,982.82 | $789.68 | $2,193.14 |
| 03/27/2041 | $95,345.24 | $2,982.82 | $772.32 | $2,210.50 |
| 04/27/2041 | $93,117.24 | $2,982.82 | $754.82 | $2,228.00 |
| 05/27/2041 | $90,871.60 | $2,982.82 | $737.18 | $2,245.64 |
| 06/27/2041 | $88,608.18 | $2,982.82 | $719.40 | $2,263.42 |
| 07/27/2041 | $86,326.84 | $2,982.82 | $701.48 | $2,281.34 |
| 08/27/2041 | $84,027.44 | $2,982.82 | $683.42 | $2,299.40 |
| 09/27/2041 | $81,709.84 | $2,982.82 | $665.22 | $2,317.60 |
| 10/27/2041 | $79,373.89 | $2,982.82 | $646.87 | $2,335.95 |
| 11/27/2041 | $77,019.44 | $2,982.82 | $628.38 | $2,354.44 |
| 12/27/2041 | $74,646.36 | $2,982.82 | $609.74 | $2,373.08 |
| 01/27/2042 | $72,254.49 | $2,982.82 | $590.95 | $2,391.87 |
| 02/27/2042 | $69,843.69 | $2,982.82 | $572.01 | $2,410.81 |
| 03/27/2042 | $67,413.80 | $2,982.82 | $552.93 | $2,429.89 |
| 04/27/2042 | $64,964.67 | $2,982.82 | $533.69 | $2,449.13 |
| 05/27/2042 | $62,496.15 | $2,982.82 | $514.30 | $2,468.52 |
| 06/27/2042 | $60,008.09 | $2,982.82 | $494.76 | $2,488.06 |
| 07/27/2042 | $57,500.34 | $2,982.82 | $475.06 | $2,507.76 |
| 08/27/2042 | $54,972.73 | $2,982.82 | $455.21 | $2,527.61 |
| 09/27/2042 | $52,425.11 | $2,982.82 | $435.20 | $2,547.62 |
| 10/27/2042 | $49,857.32 | $2,982.82 | $415.03 | $2,567.79 |
| 11/27/2042 | $47,269.21 | $2,982.82 | $394.70 | $2,588.12 |
| 12/27/2042 | $44,660.60 | $2,982.82 | $374.21 | $2,608.61 |
| 01/27/2043 | $42,031.34 | $2,982.82 | $353.56 | $2,629.26 |
| 02/27/2043 | $39,381.27 | $2,982.82 | $332.75 | $2,650.07 |
| 03/27/2043 | $36,710.22 | $2,982.82 | $311.77 | $2,671.05 |
| 04/27/2043 | $34,018.02 | $2,982.82 | $290.62 | $2,692.20 |
| 05/27/2043 | $31,304.51 | $2,982.82 | $269.31 | $2,713.51 |
| 06/27/2043 | $28,569.52 | $2,982.82 | $247.83 | $2,734.99 |
| 07/27/2043 | $25,812.88 | $2,982.82 | $226.18 | $2,756.64 |
| 08/27/2043 | $23,034.41 | $2,982.82 | $204.35 | $2,778.47 |
| 09/27/2043 | $20,233.94 | $2,982.82 | $182.36 | $2,800.46 |
| 10/27/2043 | $17,411.31 | $2,982.82 | $160.19 | $2,822.63 |
| 11/27/2043 | $14,566.33 | $2,982.82 | $137.84 | $2,844.98 |
| 12/27/2043 | $11,698.83 | $2,982.82 | $115.32 | $2,867.50 |
| 01/27/2044 | $8,808.62 | $2,982.82 | $92.62 | $2,890.20 |
| 02/27/2044 | $5,895.54 | $2,982.82 | $69.73 | $2,913.08 |
| 03/27/2044 | $2,959.39 | $2,982.82 | $46.67 | $2,936.15 |
| 04/27/2044 | $0.00 | $2,982.82 | $23.43 | $2,959.39 |
| TOTAL: | - | $715,876.75 | $395,876.75 | $320,000.00 |
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