Home Equity Loan product from Union Bank - Amortization Schedule Calculator

Use the calculator below to calculate your monthly home equity payment for the loan from Union Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.

Home Equity product from Union Bank

Interest Type: Fixed
Interest Rate: 5.990%
Term : 15 Years

Monthly Payment: $ 2,445.62
Date Principal Balance? Monthly Payment? Interest? Monthly Amortization?
11/30/2025 $289,001.97 $2,445.62 $1,447.58 $998.03
12/30/2025 $287,998.95 $2,445.62 $1,442.60 $1,003.02
01/30/2026 $286,990.92 $2,445.62 $1,437.59 $1,008.02
03/02/2026 $285,977.87 $2,445.62 $1,432.56 $1,013.06
04/02/2026 $284,959.76 $2,445.62 $1,427.51 $1,018.11
05/02/2026 $283,936.56 $2,445.62 $1,422.42 $1,023.19
06/02/2026 $282,908.26 $2,445.62 $1,417.32 $1,028.30
07/02/2026 $281,874.83 $2,445.62 $1,412.18 $1,033.43
08/02/2026 $280,836.23 $2,445.62 $1,407.03 $1,038.59
09/02/2026 $279,792.46 $2,445.62 $1,401.84 $1,043.78
10/02/2026 $278,743.47 $2,445.62 $1,396.63 $1,048.99
11/02/2026 $277,689.24 $2,445.62 $1,391.39 $1,054.22
12/02/2026 $276,629.76 $2,445.62 $1,386.13 $1,059.49
01/02/2027 $275,564.98 $2,445.62 $1,380.84 $1,064.77
02/02/2027 $274,494.89 $2,445.62 $1,375.53 $1,070.09
03/02/2027 $273,419.46 $2,445.62 $1,370.19 $1,075.43
04/02/2027 $272,338.66 $2,445.62 $1,364.82 $1,080.80
05/02/2027 $271,252.47 $2,445.62 $1,359.42 $1,086.19
06/02/2027 $270,160.85 $2,445.62 $1,354.00 $1,091.62
07/02/2027 $269,063.79 $2,445.62 $1,348.55 $1,097.07
08/02/2027 $267,961.25 $2,445.62 $1,343.08 $1,102.54
09/02/2027 $266,853.20 $2,445.62 $1,337.57 $1,108.05
10/02/2027 $265,739.62 $2,445.62 $1,332.04 $1,113.58
11/02/2027 $264,620.49 $2,445.62 $1,326.48 $1,119.13
12/02/2027 $263,495.77 $2,445.62 $1,320.90 $1,124.72
01/02/2028 $262,365.43 $2,445.62 $1,315.28 $1,130.34
02/02/2028 $261,229.46 $2,445.62 $1,309.64 $1,135.98
03/02/2028 $260,087.81 $2,445.62 $1,303.97 $1,141.65
04/02/2028 $258,940.46 $2,445.62 $1,298.27 $1,147.35
05/02/2028 $257,787.39 $2,445.62 $1,292.54 $1,153.07
06/02/2028 $256,628.56 $2,445.62 $1,286.79 $1,158.83
07/02/2028 $255,463.94 $2,445.62 $1,281.00 $1,164.61
08/02/2028 $254,293.52 $2,445.62 $1,275.19 $1,170.43
09/02/2028 $253,117.25 $2,445.62 $1,269.35 $1,176.27
10/02/2028 $251,935.10 $2,445.62 $1,263.48 $1,182.14
11/02/2028 $250,747.06 $2,445.62 $1,257.58 $1,188.04
12/02/2028 $249,553.09 $2,445.62 $1,251.65 $1,193.97
01/02/2029 $248,353.16 $2,445.62 $1,245.69 $1,199.93
02/02/2029 $247,147.24 $2,445.62 $1,239.70 $1,205.92
03/02/2029 $245,935.29 $2,445.62 $1,233.68 $1,211.94
04/02/2029 $244,717.30 $2,445.62 $1,227.63 $1,217.99
05/02/2029 $243,493.23 $2,445.62 $1,221.55 $1,224.07
06/02/2029 $242,263.05 $2,445.62 $1,215.44 $1,230.18
07/02/2029 $241,026.73 $2,445.62 $1,209.30 $1,236.32
08/02/2029 $239,784.23 $2,445.62 $1,203.13 $1,242.49
09/02/2029 $238,535.54 $2,445.62 $1,196.92 $1,248.70
10/02/2029 $237,280.61 $2,445.62 $1,190.69 $1,254.93
11/02/2029 $236,019.42 $2,445.62 $1,184.43 $1,261.19
12/02/2029 $234,751.93 $2,445.62 $1,178.13 $1,267.49
01/02/2030 $233,478.12 $2,445.62 $1,171.80 $1,273.81
02/02/2030 $232,197.94 $2,445.62 $1,165.44 $1,280.17
03/02/2030 $230,911.38 $2,445.62 $1,159.05 $1,286.56
04/02/2030 $229,618.39 $2,445.62 $1,152.63 $1,292.99
05/02/2030 $228,318.95 $2,445.62 $1,146.18 $1,299.44
06/02/2030 $227,013.03 $2,445.62 $1,139.69 $1,305.93
07/02/2030 $225,700.58 $2,445.62 $1,133.17 $1,312.44
08/02/2030 $224,381.59 $2,445.62 $1,126.62 $1,319.00
09/02/2030 $223,056.00 $2,445.62 $1,120.04 $1,325.58
10/02/2030 $221,723.81 $2,445.62 $1,113.42 $1,332.20
11/02/2030 $220,384.96 $2,445.62 $1,106.77 $1,338.85
12/02/2030 $219,039.43 $2,445.62 $1,100.09 $1,345.53
01/02/2031 $217,687.18 $2,445.62 $1,093.37 $1,352.25
02/02/2031 $216,328.19 $2,445.62 $1,086.62 $1,359.00
03/02/2031 $214,962.41 $2,445.62 $1,079.84 $1,365.78
04/02/2031 $213,589.81 $2,445.62 $1,073.02 $1,372.60
05/02/2031 $212,210.36 $2,445.62 $1,066.17 $1,379.45
06/02/2031 $210,824.03 $2,445.62 $1,059.28 $1,386.33
07/02/2031 $209,430.77 $2,445.62 $1,052.36 $1,393.26
08/02/2031 $208,030.56 $2,445.62 $1,045.41 $1,400.21
09/02/2031 $206,623.36 $2,445.62 $1,038.42 $1,407.20
10/02/2031 $205,209.14 $2,445.62 $1,031.39 $1,414.22
11/02/2031 $203,787.86 $2,445.62 $1,024.34 $1,421.28
12/02/2031 $202,359.48 $2,445.62 $1,017.24 $1,428.38
01/02/2032 $200,923.97 $2,445.62 $1,010.11 $1,435.51
02/02/2032 $199,481.30 $2,445.62 $1,002.95 $1,442.67
03/02/2032 $198,031.42 $2,445.62 $995.74 $1,449.87
04/02/2032 $196,574.31 $2,445.62 $988.51 $1,457.11
05/02/2032 $195,109.93 $2,445.62 $981.23 $1,464.38
06/02/2032 $193,638.23 $2,445.62 $973.92 $1,471.69
07/02/2032 $192,159.19 $2,445.62 $966.58 $1,479.04
08/02/2032 $190,672.77 $2,445.62 $959.19 $1,486.42
09/02/2032 $189,178.93 $2,445.62 $951.77 $1,493.84
10/02/2032 $187,677.63 $2,445.62 $944.32 $1,501.30
11/02/2032 $186,168.83 $2,445.62 $936.82 $1,508.79
12/02/2032 $184,652.51 $2,445.62 $929.29 $1,516.33
01/02/2033 $183,128.61 $2,445.62 $921.72 $1,523.89
02/02/2033 $181,597.11 $2,445.62 $914.12 $1,531.50
03/02/2033 $180,057.96 $2,445.62 $906.47 $1,539.15
04/02/2033 $178,511.13 $2,445.62 $898.79 $1,546.83
05/02/2033 $176,956.58 $2,445.62 $891.07 $1,554.55
06/02/2033 $175,394.27 $2,445.62 $883.31 $1,562.31
07/02/2033 $173,824.17 $2,445.62 $875.51 $1,570.11
08/02/2033 $172,246.22 $2,445.62 $867.67 $1,577.95
09/02/2033 $170,660.40 $2,445.62 $859.80 $1,585.82
10/02/2033 $169,066.66 $2,445.62 $851.88 $1,593.74
11/02/2033 $167,464.96 $2,445.62 $843.92 $1,601.69
12/02/2033 $165,855.28 $2,445.62 $835.93 $1,609.69
01/02/2034 $164,237.55 $2,445.62 $827.89 $1,617.72
02/02/2034 $162,611.75 $2,445.62 $819.82 $1,625.80
03/02/2034 $160,977.84 $2,445.62 $811.70 $1,633.91
04/02/2034 $159,335.77 $2,445.62 $803.55 $1,642.07
05/02/2034 $157,685.50 $2,445.62 $795.35 $1,650.27
06/02/2034 $156,027.00 $2,445.62 $787.11 $1,658.50
07/02/2034 $154,360.21 $2,445.62 $778.83 $1,666.78
08/02/2034 $152,685.11 $2,445.62 $770.51 $1,675.10
09/02/2034 $151,001.64 $2,445.62 $762.15 $1,683.47
10/02/2034 $149,309.77 $2,445.62 $753.75 $1,691.87
11/02/2034 $147,609.46 $2,445.62 $745.30 $1,700.31
12/02/2034 $145,900.66 $2,445.62 $736.82 $1,708.80
01/02/2035 $144,183.33 $2,445.62 $728.29 $1,717.33
02/02/2035 $142,457.43 $2,445.62 $719.72 $1,725.90
03/02/2035 $140,722.91 $2,445.62 $711.10 $1,734.52
04/02/2035 $138,979.73 $2,445.62 $702.44 $1,743.18
05/02/2035 $137,227.85 $2,445.62 $693.74 $1,751.88
06/02/2035 $135,467.23 $2,445.62 $685.00 $1,760.62
07/02/2035 $133,697.82 $2,445.62 $676.21 $1,769.41
08/02/2035 $131,919.58 $2,445.62 $667.37 $1,778.24
09/02/2035 $130,132.46 $2,445.62 $658.50 $1,787.12
10/02/2035 $128,336.42 $2,445.62 $649.58 $1,796.04
11/02/2035 $126,531.41 $2,445.62 $640.61 $1,805.01
12/02/2035 $124,717.39 $2,445.62 $631.60 $1,814.02
01/02/2036 $122,894.32 $2,445.62 $622.55 $1,823.07
02/02/2036 $121,062.15 $2,445.62 $613.45 $1,832.17
03/02/2036 $119,220.84 $2,445.62 $604.30 $1,841.32
04/02/2036 $117,370.33 $2,445.62 $595.11 $1,850.51
05/02/2036 $115,510.58 $2,445.62 $585.87 $1,859.74
06/02/2036 $113,641.56 $2,445.62 $576.59 $1,869.03
07/02/2036 $111,763.20 $2,445.62 $567.26 $1,878.36
08/02/2036 $109,875.46 $2,445.62 $557.88 $1,887.73
09/02/2036 $107,978.31 $2,445.62 $548.46 $1,897.16
10/02/2036 $106,071.68 $2,445.62 $538.99 $1,906.63
11/02/2036 $104,155.54 $2,445.62 $529.47 $1,916.14
12/02/2036 $102,229.83 $2,445.62 $519.91 $1,925.71
01/02/2037 $100,294.51 $2,445.62 $510.30 $1,935.32
02/02/2037 $98,349.53 $2,445.62 $500.64 $1,944.98
03/02/2037 $96,394.84 $2,445.62 $490.93 $1,954.69
04/02/2037 $94,430.39 $2,445.62 $481.17 $1,964.45
05/02/2037 $92,456.14 $2,445.62 $471.37 $1,974.25
06/02/2037 $90,472.03 $2,445.62 $461.51 $1,984.11
07/02/2037 $88,478.01 $2,445.62 $451.61 $1,994.01
08/02/2037 $86,474.05 $2,445.62 $441.65 $2,003.97
09/02/2037 $84,460.08 $2,445.62 $431.65 $2,013.97
10/02/2037 $82,436.06 $2,445.62 $421.60 $2,024.02
11/02/2037 $80,401.93 $2,445.62 $411.49 $2,034.12
12/02/2037 $78,357.66 $2,445.62 $401.34 $2,044.28
01/02/2038 $76,303.17 $2,445.62 $391.14 $2,054.48
02/02/2038 $74,238.43 $2,445.62 $380.88 $2,064.74
03/02/2038 $72,163.39 $2,445.62 $370.57 $2,075.04
04/02/2038 $70,077.99 $2,445.62 $360.22 $2,085.40
05/02/2038 $67,982.17 $2,445.62 $349.81 $2,095.81
06/02/2038 $65,875.90 $2,445.62 $339.34 $2,106.27
07/02/2038 $63,759.11 $2,445.62 $328.83 $2,116.79
08/02/2038 $61,631.76 $2,445.62 $318.26 $2,127.35
09/02/2038 $59,493.79 $2,445.62 $307.65 $2,137.97
10/02/2038 $57,345.14 $2,445.62 $296.97 $2,148.65
11/02/2038 $55,185.77 $2,445.62 $286.25 $2,159.37
12/02/2038 $53,015.62 $2,445.62 $275.47 $2,170.15
01/02/2039 $50,834.64 $2,445.62 $264.64 $2,180.98
02/02/2039 $48,642.77 $2,445.62 $253.75 $2,191.87
03/02/2039 $46,439.96 $2,445.62 $242.81 $2,202.81
04/02/2039 $44,226.15 $2,445.62 $231.81 $2,213.81
05/02/2039 $42,001.30 $2,445.62 $220.76 $2,224.86
06/02/2039 $39,765.34 $2,445.62 $209.66 $2,235.96
07/02/2039 $37,518.21 $2,445.62 $198.50 $2,247.12
08/02/2039 $35,259.87 $2,445.62 $187.28 $2,258.34
09/02/2039 $32,990.26 $2,445.62 $176.01 $2,269.61
10/02/2039 $30,709.32 $2,445.62 $164.68 $2,280.94
11/02/2039 $28,416.99 $2,445.62 $153.29 $2,292.33
12/02/2039 $26,113.22 $2,445.62 $141.85 $2,303.77
01/02/2040 $23,797.95 $2,445.62 $130.35 $2,315.27
02/02/2040 $21,471.12 $2,445.62 $118.79 $2,326.83
03/02/2040 $19,132.68 $2,445.62 $107.18 $2,338.44
04/02/2040 $16,782.57 $2,445.62 $95.50 $2,350.11
05/02/2040 $14,420.72 $2,445.62 $83.77 $2,361.85
06/02/2040 $12,047.09 $2,445.62 $71.98 $2,373.63
07/02/2040 $9,661.60 $2,445.62 $60.14 $2,385.48
08/02/2040 $7,264.21 $2,445.62 $48.23 $2,397.39
09/02/2040 $4,854.86 $2,445.62 $36.26 $2,409.36
10/02/2040 $2,433.47 $2,445.62 $24.23 $2,421.38
11/02/2040 $0.00 $2,445.62 $12.15 $2,433.47
TOTAL: - $440,211.30 $150,211.30 $290,000.00

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.


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