Use the calculator below to calculate your monthly home equity payment for the loan from Univest Bank and Trust Co.. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Interest Type: Fixed
Interest Rate: 9.666%
Term : 10 Years
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 12/14/2025 | $238,805.80 | $3,127.40 | $1,933.20 | $1,194.20 |
| 01/14/2026 | $237,601.99 | $3,127.40 | $1,923.58 | $1,203.81 |
| 02/14/2026 | $236,388.48 | $3,127.40 | $1,913.88 | $1,213.51 |
| 03/14/2026 | $235,165.19 | $3,127.40 | $1,904.11 | $1,223.29 |
| 04/14/2026 | $233,932.05 | $3,127.40 | $1,894.26 | $1,233.14 |
| 05/14/2026 | $232,688.98 | $3,127.40 | $1,884.32 | $1,243.07 |
| 06/14/2026 | $231,435.89 | $3,127.40 | $1,874.31 | $1,253.09 |
| 07/14/2026 | $230,172.71 | $3,127.40 | $1,864.22 | $1,263.18 |
| 08/14/2026 | $228,899.36 | $3,127.40 | $1,854.04 | $1,273.35 |
| 09/14/2026 | $227,615.75 | $3,127.40 | $1,843.78 | $1,283.61 |
| 10/14/2026 | $226,321.80 | $3,127.40 | $1,833.44 | $1,293.95 |
| 11/14/2026 | $225,017.42 | $3,127.40 | $1,823.02 | $1,304.37 |
| 12/14/2026 | $223,702.54 | $3,127.40 | $1,812.52 | $1,314.88 |
| 01/14/2027 | $222,377.07 | $3,127.40 | $1,801.92 | $1,325.47 |
| 02/14/2027 | $221,040.92 | $3,127.40 | $1,791.25 | $1,336.15 |
| 03/14/2027 | $219,694.01 | $3,127.40 | $1,780.48 | $1,346.91 |
| 04/14/2027 | $218,336.25 | $3,127.40 | $1,769.64 | $1,357.76 |
| 05/14/2027 | $216,967.56 | $3,127.40 | $1,758.70 | $1,368.70 |
| 06/14/2027 | $215,587.83 | $3,127.40 | $1,747.67 | $1,379.72 |
| 07/14/2027 | $214,197.00 | $3,127.40 | $1,736.56 | $1,390.84 |
| 08/14/2027 | $212,794.96 | $3,127.40 | $1,725.36 | $1,402.04 |
| 09/14/2027 | $211,381.63 | $3,127.40 | $1,714.06 | $1,413.33 |
| 10/14/2027 | $209,956.91 | $3,127.40 | $1,702.68 | $1,424.72 |
| 11/14/2027 | $208,520.72 | $3,127.40 | $1,691.20 | $1,436.19 |
| 12/14/2027 | $207,072.96 | $3,127.40 | $1,679.63 | $1,447.76 |
| 01/14/2028 | $205,613.53 | $3,127.40 | $1,667.97 | $1,459.42 |
| 02/14/2028 | $204,142.36 | $3,127.40 | $1,656.22 | $1,471.18 |
| 03/14/2028 | $202,659.33 | $3,127.40 | $1,644.37 | $1,483.03 |
| 04/14/2028 | $201,164.35 | $3,127.40 | $1,632.42 | $1,494.97 |
| 05/14/2028 | $199,657.34 | $3,127.40 | $1,620.38 | $1,507.02 |
| 06/14/2028 | $198,138.18 | $3,127.40 | $1,608.24 | $1,519.16 |
| 07/14/2028 | $196,606.79 | $3,127.40 | $1,596.00 | $1,531.39 |
| 08/14/2028 | $195,063.06 | $3,127.40 | $1,583.67 | $1,543.73 |
| 09/14/2028 | $193,506.90 | $3,127.40 | $1,571.23 | $1,556.16 |
| 10/14/2028 | $191,938.20 | $3,127.40 | $1,558.70 | $1,568.70 |
| 11/14/2028 | $190,356.87 | $3,127.40 | $1,546.06 | $1,581.33 |
| 12/14/2028 | $188,762.80 | $3,127.40 | $1,533.32 | $1,594.07 |
| 01/14/2029 | $187,155.88 | $3,127.40 | $1,520.48 | $1,606.91 |
| 02/14/2029 | $185,536.03 | $3,127.40 | $1,507.54 | $1,619.85 |
| 03/14/2029 | $183,903.13 | $3,127.40 | $1,494.49 | $1,632.90 |
| 04/14/2029 | $182,257.07 | $3,127.40 | $1,481.34 | $1,646.06 |
| 05/14/2029 | $180,597.76 | $3,127.40 | $1,468.08 | $1,659.31 |
| 06/14/2029 | $178,925.08 | $3,127.40 | $1,454.71 | $1,672.68 |
| 07/14/2029 | $177,238.92 | $3,127.40 | $1,441.24 | $1,686.15 |
| 08/14/2029 | $175,539.19 | $3,127.40 | $1,427.66 | $1,699.74 |
| 09/14/2029 | $173,825.76 | $3,127.40 | $1,413.97 | $1,713.43 |
| 10/14/2029 | $172,098.53 | $3,127.40 | $1,400.17 | $1,727.23 |
| 11/14/2029 | $170,357.39 | $3,127.40 | $1,386.25 | $1,741.14 |
| 12/14/2029 | $168,602.22 | $3,127.40 | $1,372.23 | $1,755.17 |
| 01/14/2030 | $166,832.92 | $3,127.40 | $1,358.09 | $1,769.30 |
| 02/14/2030 | $165,049.36 | $3,127.40 | $1,343.84 | $1,783.56 |
| 03/14/2030 | $163,251.44 | $3,127.40 | $1,329.47 | $1,797.92 |
| 04/14/2030 | $161,439.03 | $3,127.40 | $1,314.99 | $1,812.41 |
| 05/14/2030 | $159,612.03 | $3,127.40 | $1,300.39 | $1,827.00 |
| 06/14/2030 | $157,770.31 | $3,127.40 | $1,285.67 | $1,841.72 |
| 07/14/2030 | $155,913.75 | $3,127.40 | $1,270.84 | $1,856.56 |
| 08/14/2030 | $154,042.24 | $3,127.40 | $1,255.89 | $1,871.51 |
| 09/14/2030 | $152,155.66 | $3,127.40 | $1,240.81 | $1,886.59 |
| 10/14/2030 | $150,253.87 | $3,127.40 | $1,225.61 | $1,901.78 |
| 11/14/2030 | $148,336.77 | $3,127.40 | $1,210.29 | $1,917.10 |
| 12/14/2030 | $146,404.23 | $3,127.40 | $1,194.85 | $1,932.54 |
| 01/14/2031 | $144,456.12 | $3,127.40 | $1,179.29 | $1,948.11 |
| 02/14/2031 | $142,492.32 | $3,127.40 | $1,163.59 | $1,963.80 |
| 03/14/2031 | $140,512.70 | $3,127.40 | $1,147.78 | $1,979.62 |
| 04/14/2031 | $138,517.13 | $3,127.40 | $1,131.83 | $1,995.57 |
| 05/14/2031 | $136,505.49 | $3,127.40 | $1,115.76 | $2,011.64 |
| 06/14/2031 | $134,477.65 | $3,127.40 | $1,099.55 | $2,027.84 |
| 07/14/2031 | $132,433.47 | $3,127.40 | $1,083.22 | $2,044.18 |
| 08/14/2031 | $130,372.83 | $3,127.40 | $1,066.75 | $2,060.64 |
| 09/14/2031 | $128,295.59 | $3,127.40 | $1,050.15 | $2,077.24 |
| 10/14/2031 | $126,201.61 | $3,127.40 | $1,033.42 | $2,093.97 |
| 11/14/2031 | $124,090.77 | $3,127.40 | $1,016.55 | $2,110.84 |
| 12/14/2031 | $121,962.93 | $3,127.40 | $999.55 | $2,127.84 |
| 01/14/2032 | $119,817.94 | $3,127.40 | $982.41 | $2,144.98 |
| 02/14/2032 | $117,655.68 | $3,127.40 | $965.13 | $2,162.26 |
| 03/14/2032 | $115,476.00 | $3,127.40 | $947.72 | $2,179.68 |
| 04/14/2032 | $113,278.76 | $3,127.40 | $930.16 | $2,197.24 |
| 05/14/2032 | $111,063.83 | $3,127.40 | $912.46 | $2,214.94 |
| 06/14/2032 | $108,831.05 | $3,127.40 | $894.62 | $2,232.78 |
| 07/14/2032 | $106,580.29 | $3,127.40 | $876.63 | $2,250.76 |
| 08/14/2032 | $104,311.40 | $3,127.40 | $858.50 | $2,268.89 |
| 09/14/2032 | $102,024.23 | $3,127.40 | $840.23 | $2,287.17 |
| 10/14/2032 | $99,718.64 | $3,127.40 | $821.81 | $2,305.59 |
| 11/14/2032 | $97,394.48 | $3,127.40 | $803.23 | $2,324.16 |
| 12/14/2032 | $95,051.60 | $3,127.40 | $784.51 | $2,342.88 |
| 01/14/2033 | $92,689.84 | $3,127.40 | $765.64 | $2,361.75 |
| 02/14/2033 | $90,309.06 | $3,127.40 | $746.62 | $2,380.78 |
| 03/14/2033 | $87,909.11 | $3,127.40 | $727.44 | $2,399.96 |
| 04/14/2033 | $85,489.82 | $3,127.40 | $708.11 | $2,419.29 |
| 05/14/2033 | $83,051.04 | $3,127.40 | $688.62 | $2,438.78 |
| 06/14/2033 | $80,592.63 | $3,127.40 | $668.98 | $2,458.42 |
| 07/14/2033 | $78,114.40 | $3,127.40 | $649.17 | $2,478.22 |
| 08/14/2033 | $75,616.22 | $3,127.40 | $629.21 | $2,498.18 |
| 09/14/2033 | $73,097.91 | $3,127.40 | $609.09 | $2,518.31 |
| 10/14/2033 | $70,559.32 | $3,127.40 | $588.80 | $2,538.59 |
| 11/14/2033 | $68,000.28 | $3,127.40 | $568.36 | $2,559.04 |
| 12/14/2033 | $65,420.63 | $3,127.40 | $547.74 | $2,579.65 |
| 01/14/2034 | $62,820.19 | $3,127.40 | $526.96 | $2,600.43 |
| 02/14/2034 | $60,198.82 | $3,127.40 | $506.02 | $2,621.38 |
| 03/14/2034 | $57,556.32 | $3,127.40 | $484.90 | $2,642.49 |
| 04/14/2034 | $54,892.54 | $3,127.40 | $463.62 | $2,663.78 |
| 05/14/2034 | $52,207.31 | $3,127.40 | $442.16 | $2,685.24 |
| 06/14/2034 | $49,500.44 | $3,127.40 | $420.53 | $2,706.87 |
| 07/14/2034 | $46,771.77 | $3,127.40 | $398.73 | $2,728.67 |
| 08/14/2034 | $44,021.12 | $3,127.40 | $376.75 | $2,750.65 |
| 09/14/2034 | $41,248.32 | $3,127.40 | $354.59 | $2,772.81 |
| 10/14/2034 | $38,453.18 | $3,127.40 | $332.26 | $2,795.14 |
| 11/14/2034 | $35,635.52 | $3,127.40 | $309.74 | $2,817.66 |
| 12/14/2034 | $32,795.17 | $3,127.40 | $287.04 | $2,840.35 |
| 01/14/2035 | $29,931.94 | $3,127.40 | $264.17 | $2,863.23 |
| 02/14/2035 | $27,045.65 | $3,127.40 | $241.10 | $2,886.29 |
| 03/14/2035 | $24,136.10 | $3,127.40 | $217.85 | $2,909.54 |
| 04/14/2035 | $21,203.12 | $3,127.40 | $194.42 | $2,932.98 |
| 05/14/2035 | $18,246.52 | $3,127.40 | $170.79 | $2,956.60 |
| 06/14/2035 | $15,266.10 | $3,127.40 | $146.98 | $2,980.42 |
| 07/14/2035 | $12,261.67 | $3,127.40 | $122.97 | $3,004.43 |
| 08/14/2035 | $9,233.04 | $3,127.40 | $98.77 | $3,028.63 |
| 09/14/2035 | $6,180.02 | $3,127.40 | $74.37 | $3,053.02 |
| 10/14/2035 | $3,102.41 | $3,127.40 | $49.78 | $3,077.62 |
| 11/14/2035 | $0.00 | $3,127.40 | $24.99 | $3,102.41 |
| TOTAL: | - | $375,287.46 | $135,287.46 | $240,000.00 |
Change options for different scenario in the form below: