Use the calculator below to calculate your monthly home equity payment for the loan from US Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Product Total Termlength: 15 Years
Interest Rate: 9.15%
Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
---|---|---|---|---|
06/04/2024 | $319,165.73 | $3,274.27 | $2,440.00 | $834.27 |
07/04/2024 | $318,325.10 | $3,274.27 | $2,433.64 | $840.63 |
08/04/2024 | $317,478.06 | $3,274.27 | $2,427.23 | $847.04 |
09/04/2024 | $316,624.56 | $3,274.27 | $2,420.77 | $853.50 |
10/04/2024 | $315,764.55 | $3,274.27 | $2,414.26 | $860.01 |
11/04/2024 | $314,897.99 | $3,274.27 | $2,407.70 | $866.56 |
12/04/2024 | $314,024.82 | $3,274.27 | $2,401.10 | $873.17 |
01/04/2025 | $313,144.99 | $3,274.27 | $2,394.44 | $879.83 |
02/04/2025 | $312,258.45 | $3,274.27 | $2,387.73 | $886.54 |
03/04/2025 | $311,365.15 | $3,274.27 | $2,380.97 | $893.30 |
04/04/2025 | $310,465.04 | $3,274.27 | $2,374.16 | $900.11 |
05/04/2025 | $309,558.07 | $3,274.27 | $2,367.30 | $906.97 |
06/04/2025 | $308,644.18 | $3,274.27 | $2,360.38 | $913.89 |
07/04/2025 | $307,723.32 | $3,274.27 | $2,353.41 | $920.86 |
08/04/2025 | $306,795.44 | $3,274.27 | $2,346.39 | $927.88 |
09/04/2025 | $305,860.49 | $3,274.27 | $2,339.32 | $934.95 |
10/04/2025 | $304,918.40 | $3,274.27 | $2,332.19 | $942.08 |
11/04/2025 | $303,969.14 | $3,274.27 | $2,325.00 | $949.27 |
12/04/2025 | $303,012.63 | $3,274.27 | $2,317.76 | $956.50 |
01/04/2026 | $302,048.84 | $3,274.27 | $2,310.47 | $963.80 |
02/04/2026 | $301,077.69 | $3,274.27 | $2,303.12 | $971.15 |
03/04/2026 | $300,099.14 | $3,274.27 | $2,295.72 | $978.55 |
04/04/2026 | $299,113.12 | $3,274.27 | $2,288.26 | $986.01 |
05/04/2026 | $298,119.59 | $3,274.27 | $2,280.74 | $993.53 |
06/04/2026 | $297,118.48 | $3,274.27 | $2,273.16 | $1,001.11 |
07/04/2026 | $296,109.74 | $3,274.27 | $2,265.53 | $1,008.74 |
08/04/2026 | $295,093.31 | $3,274.27 | $2,257.84 | $1,016.43 |
09/04/2026 | $294,069.13 | $3,274.27 | $2,250.09 | $1,024.18 |
10/04/2026 | $293,037.14 | $3,274.27 | $2,242.28 | $1,031.99 |
11/04/2026 | $291,997.27 | $3,274.27 | $2,234.41 | $1,039.86 |
12/04/2026 | $290,949.48 | $3,274.27 | $2,226.48 | $1,047.79 |
01/04/2027 | $289,893.71 | $3,274.27 | $2,218.49 | $1,055.78 |
02/04/2027 | $288,829.88 | $3,274.27 | $2,210.44 | $1,063.83 |
03/04/2027 | $287,757.93 | $3,274.27 | $2,202.33 | $1,071.94 |
04/04/2027 | $286,677.82 | $3,274.27 | $2,194.15 | $1,080.12 |
05/04/2027 | $285,589.47 | $3,274.27 | $2,185.92 | $1,088.35 |
06/04/2027 | $284,492.82 | $3,274.27 | $2,177.62 | $1,096.65 |
07/04/2027 | $283,387.81 | $3,274.27 | $2,169.26 | $1,105.01 |
08/04/2027 | $282,274.37 | $3,274.27 | $2,160.83 | $1,113.44 |
09/04/2027 | $281,152.44 | $3,274.27 | $2,152.34 | $1,121.93 |
10/04/2027 | $280,021.96 | $3,274.27 | $2,143.79 | $1,130.48 |
11/04/2027 | $278,882.86 | $3,274.27 | $2,135.17 | $1,139.10 |
12/04/2027 | $277,735.07 | $3,274.27 | $2,126.48 | $1,147.79 |
01/04/2028 | $276,578.53 | $3,274.27 | $2,117.73 | $1,156.54 |
02/04/2028 | $275,413.17 | $3,274.27 | $2,108.91 | $1,165.36 |
03/04/2028 | $274,238.93 | $3,274.27 | $2,100.03 | $1,174.24 |
04/04/2028 | $273,055.73 | $3,274.27 | $2,091.07 | $1,183.20 |
05/04/2028 | $271,863.51 | $3,274.27 | $2,082.05 | $1,192.22 |
06/04/2028 | $270,662.20 | $3,274.27 | $2,072.96 | $1,201.31 |
07/04/2028 | $269,451.73 | $3,274.27 | $2,063.80 | $1,210.47 |
08/04/2028 | $268,232.03 | $3,274.27 | $2,054.57 | $1,219.70 |
09/04/2028 | $267,003.03 | $3,274.27 | $2,045.27 | $1,229.00 |
10/04/2028 | $265,764.66 | $3,274.27 | $2,035.90 | $1,238.37 |
11/04/2028 | $264,516.85 | $3,274.27 | $2,026.46 | $1,247.81 |
12/04/2028 | $263,259.52 | $3,274.27 | $2,016.94 | $1,257.33 |
01/04/2029 | $261,992.61 | $3,274.27 | $2,007.35 | $1,266.92 |
02/04/2029 | $260,716.03 | $3,274.27 | $1,997.69 | $1,276.58 |
03/04/2029 | $259,429.72 | $3,274.27 | $1,987.96 | $1,286.31 |
04/04/2029 | $258,133.60 | $3,274.27 | $1,978.15 | $1,296.12 |
05/04/2029 | $256,827.60 | $3,274.27 | $1,968.27 | $1,306.00 |
06/04/2029 | $255,511.64 | $3,274.27 | $1,958.31 | $1,315.96 |
07/04/2029 | $254,185.65 | $3,274.27 | $1,948.28 | $1,325.99 |
08/04/2029 | $252,849.55 | $3,274.27 | $1,938.17 | $1,336.10 |
09/04/2029 | $251,503.25 | $3,274.27 | $1,927.98 | $1,346.29 |
10/04/2029 | $250,146.70 | $3,274.27 | $1,917.71 | $1,356.56 |
11/04/2029 | $248,779.80 | $3,274.27 | $1,907.37 | $1,366.90 |
12/04/2029 | $247,402.47 | $3,274.27 | $1,896.95 | $1,377.32 |
01/04/2030 | $246,014.65 | $3,274.27 | $1,886.44 | $1,387.83 |
02/04/2030 | $244,616.24 | $3,274.27 | $1,875.86 | $1,398.41 |
03/04/2030 | $243,207.17 | $3,274.27 | $1,865.20 | $1,409.07 |
04/04/2030 | $241,787.36 | $3,274.27 | $1,854.45 | $1,419.81 |
05/04/2030 | $240,356.72 | $3,274.27 | $1,843.63 | $1,430.64 |
06/04/2030 | $238,915.17 | $3,274.27 | $1,832.72 | $1,441.55 |
07/04/2030 | $237,462.62 | $3,274.27 | $1,821.73 | $1,452.54 |
08/04/2030 | $235,999.01 | $3,274.27 | $1,810.65 | $1,463.62 |
09/04/2030 | $234,524.23 | $3,274.27 | $1,799.49 | $1,474.78 |
10/04/2030 | $233,038.21 | $3,274.27 | $1,788.25 | $1,486.02 |
11/04/2030 | $231,540.86 | $3,274.27 | $1,776.92 | $1,497.35 |
12/04/2030 | $230,032.09 | $3,274.27 | $1,765.50 | $1,508.77 |
01/04/2031 | $228,511.81 | $3,274.27 | $1,753.99 | $1,520.27 |
02/04/2031 | $226,979.94 | $3,274.27 | $1,742.40 | $1,531.87 |
03/04/2031 | $225,436.40 | $3,274.27 | $1,730.72 | $1,543.55 |
04/04/2031 | $223,881.08 | $3,274.27 | $1,718.95 | $1,555.32 |
05/04/2031 | $222,313.90 | $3,274.27 | $1,707.09 | $1,567.18 |
06/04/2031 | $220,734.78 | $3,274.27 | $1,695.14 | $1,579.13 |
07/04/2031 | $219,143.61 | $3,274.27 | $1,683.10 | $1,591.17 |
08/04/2031 | $217,540.31 | $3,274.27 | $1,670.97 | $1,603.30 |
09/04/2031 | $215,924.79 | $3,274.27 | $1,658.74 | $1,615.52 |
10/04/2031 | $214,296.95 | $3,274.27 | $1,646.43 | $1,627.84 |
11/04/2031 | $212,656.69 | $3,274.27 | $1,634.01 | $1,640.26 |
12/04/2031 | $211,003.93 | $3,274.27 | $1,621.51 | $1,652.76 |
01/04/2032 | $209,338.56 | $3,274.27 | $1,608.90 | $1,665.36 |
02/04/2032 | $207,660.50 | $3,274.27 | $1,596.21 | $1,678.06 |
03/04/2032 | $205,969.64 | $3,274.27 | $1,583.41 | $1,690.86 |
04/04/2032 | $204,265.89 | $3,274.27 | $1,570.52 | $1,703.75 |
05/04/2032 | $202,549.15 | $3,274.27 | $1,557.53 | $1,716.74 |
06/04/2032 | $200,819.32 | $3,274.27 | $1,544.44 | $1,729.83 |
07/04/2032 | $199,076.30 | $3,274.27 | $1,531.25 | $1,743.02 |
08/04/2032 | $197,319.99 | $3,274.27 | $1,517.96 | $1,756.31 |
09/04/2032 | $195,550.28 | $3,274.27 | $1,504.56 | $1,769.70 |
10/04/2032 | $193,767.08 | $3,274.27 | $1,491.07 | $1,783.20 |
11/04/2032 | $191,970.29 | $3,274.27 | $1,477.47 | $1,796.80 |
12/04/2032 | $190,159.79 | $3,274.27 | $1,463.77 | $1,810.50 |
01/04/2033 | $188,335.49 | $3,274.27 | $1,449.97 | $1,824.30 |
02/04/2033 | $186,497.28 | $3,274.27 | $1,436.06 | $1,838.21 |
03/04/2033 | $184,645.05 | $3,274.27 | $1,422.04 | $1,852.23 |
04/04/2033 | $182,778.70 | $3,274.27 | $1,407.92 | $1,866.35 |
05/04/2033 | $180,898.12 | $3,274.27 | $1,393.69 | $1,880.58 |
06/04/2033 | $179,003.20 | $3,274.27 | $1,379.35 | $1,894.92 |
07/04/2033 | $177,093.83 | $3,274.27 | $1,364.90 | $1,909.37 |
08/04/2033 | $175,169.90 | $3,274.27 | $1,350.34 | $1,923.93 |
09/04/2033 | $173,231.30 | $3,274.27 | $1,335.67 | $1,938.60 |
10/04/2033 | $171,277.92 | $3,274.27 | $1,320.89 | $1,953.38 |
11/04/2033 | $169,309.65 | $3,274.27 | $1,305.99 | $1,968.28 |
12/04/2033 | $167,326.36 | $3,274.27 | $1,290.99 | $1,983.28 |
01/04/2034 | $165,327.96 | $3,274.27 | $1,275.86 | $1,998.41 |
02/04/2034 | $163,314.31 | $3,274.27 | $1,260.63 | $2,013.64 |
03/04/2034 | $161,285.32 | $3,274.27 | $1,245.27 | $2,029.00 |
04/04/2034 | $159,240.85 | $3,274.27 | $1,229.80 | $2,044.47 |
05/04/2034 | $157,180.79 | $3,274.27 | $1,214.21 | $2,060.06 |
06/04/2034 | $155,105.02 | $3,274.27 | $1,198.50 | $2,075.77 |
07/04/2034 | $153,013.43 | $3,274.27 | $1,182.68 | $2,091.59 |
08/04/2034 | $150,905.89 | $3,274.27 | $1,166.73 | $2,107.54 |
09/04/2034 | $148,782.28 | $3,274.27 | $1,150.66 | $2,123.61 |
10/04/2034 | $146,642.47 | $3,274.27 | $1,134.46 | $2,139.80 |
11/04/2034 | $144,486.35 | $3,274.27 | $1,118.15 | $2,156.12 |
12/04/2034 | $142,313.79 | $3,274.27 | $1,101.71 | $2,172.56 |
01/04/2035 | $140,124.66 | $3,274.27 | $1,085.14 | $2,189.13 |
02/04/2035 | $137,918.84 | $3,274.27 | $1,068.45 | $2,205.82 |
03/04/2035 | $135,696.21 | $3,274.27 | $1,051.63 | $2,222.64 |
04/04/2035 | $133,456.62 | $3,274.27 | $1,034.68 | $2,239.59 |
05/04/2035 | $131,199.96 | $3,274.27 | $1,017.61 | $2,256.66 |
06/04/2035 | $128,926.09 | $3,274.27 | $1,000.40 | $2,273.87 |
07/04/2035 | $126,634.88 | $3,274.27 | $983.06 | $2,291.21 |
08/04/2035 | $124,326.20 | $3,274.27 | $965.59 | $2,308.68 |
09/04/2035 | $121,999.92 | $3,274.27 | $947.99 | $2,326.28 |
10/04/2035 | $119,655.90 | $3,274.27 | $930.25 | $2,344.02 |
11/04/2035 | $117,294.01 | $3,274.27 | $912.38 | $2,361.89 |
12/04/2035 | $114,914.11 | $3,274.27 | $894.37 | $2,379.90 |
01/04/2036 | $112,516.06 | $3,274.27 | $876.22 | $2,398.05 |
02/04/2036 | $110,099.72 | $3,274.27 | $857.93 | $2,416.33 |
03/04/2036 | $107,664.96 | $3,274.27 | $839.51 | $2,434.76 |
04/04/2036 | $105,211.64 | $3,274.27 | $820.95 | $2,453.32 |
05/04/2036 | $102,739.61 | $3,274.27 | $802.24 | $2,472.03 |
06/04/2036 | $100,248.73 | $3,274.27 | $783.39 | $2,490.88 |
07/04/2036 | $97,738.86 | $3,274.27 | $764.40 | $2,509.87 |
08/04/2036 | $95,209.85 | $3,274.27 | $745.26 | $2,529.01 |
09/04/2036 | $92,661.55 | $3,274.27 | $725.98 | $2,548.29 |
10/04/2036 | $90,093.83 | $3,274.27 | $706.54 | $2,567.72 |
11/04/2036 | $87,506.52 | $3,274.27 | $686.97 | $2,587.30 |
12/04/2036 | $84,899.49 | $3,274.27 | $667.24 | $2,607.03 |
01/04/2037 | $82,272.58 | $3,274.27 | $647.36 | $2,626.91 |
02/04/2037 | $79,625.64 | $3,274.27 | $627.33 | $2,646.94 |
03/04/2037 | $76,958.52 | $3,274.27 | $607.15 | $2,667.12 |
04/04/2037 | $74,271.05 | $3,274.27 | $586.81 | $2,687.46 |
05/04/2037 | $71,563.10 | $3,274.27 | $566.32 | $2,707.95 |
06/04/2037 | $68,834.50 | $3,274.27 | $545.67 | $2,728.60 |
07/04/2037 | $66,085.10 | $3,274.27 | $524.86 | $2,749.41 |
08/04/2037 | $63,314.73 | $3,274.27 | $503.90 | $2,770.37 |
09/04/2037 | $60,523.23 | $3,274.27 | $482.77 | $2,791.49 |
10/04/2037 | $57,710.45 | $3,274.27 | $461.49 | $2,812.78 |
11/04/2037 | $54,876.22 | $3,274.27 | $440.04 | $2,834.23 |
12/04/2037 | $52,020.39 | $3,274.27 | $418.43 | $2,855.84 |
01/04/2038 | $49,142.77 | $3,274.27 | $396.66 | $2,877.61 |
02/04/2038 | $46,243.22 | $3,274.27 | $374.71 | $2,899.56 |
03/04/2038 | $43,321.55 | $3,274.27 | $352.60 | $2,921.66 |
04/04/2038 | $40,377.61 | $3,274.27 | $330.33 | $2,943.94 |
05/04/2038 | $37,411.22 | $3,274.27 | $307.88 | $2,966.39 |
06/04/2038 | $34,422.21 | $3,274.27 | $285.26 | $2,989.01 |
07/04/2038 | $31,410.41 | $3,274.27 | $262.47 | $3,011.80 |
08/04/2038 | $28,375.65 | $3,274.27 | $239.50 | $3,034.76 |
09/04/2038 | $25,317.74 | $3,274.27 | $216.36 | $3,057.90 |
10/04/2038 | $22,236.52 | $3,274.27 | $193.05 | $3,081.22 |
11/04/2038 | $19,131.80 | $3,274.27 | $169.55 | $3,104.72 |
12/04/2038 | $16,003.41 | $3,274.27 | $145.88 | $3,128.39 |
01/04/2039 | $12,851.17 | $3,274.27 | $122.03 | $3,152.24 |
02/04/2039 | $9,674.89 | $3,274.27 | $97.99 | $3,176.28 |
03/04/2039 | $6,474.39 | $3,274.27 | $73.77 | $3,200.50 |
04/04/2039 | $3,249.49 | $3,274.27 | $49.37 | $3,224.90 |
05/04/2039 | $0.00 | $3,274.27 | $24.78 | $3,249.49 |
TOTAL: | - | $589,368.47 | $269,368.47 | $320,000.00 |
Change options for different scenario in the form below:
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
New American Funding, LLC |
Cash-Out and Home Equity Options Available. | Learn More | |
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AmeriSave Mortgage Corporation |
Home Equity Lines, Refinance, & Second Mortgages | Learn More | |
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Figure Home Equity Line Equal Housing Lender |
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | Learn More | |
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details. |