Home Equity Line of Credit product from Cadence Bank - Amortization Schedule Calculator

Use the calculator below to calculate your monthly home equity payment for the line of credit from Cadence Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the line of credit.

Home Equity product from Cadence Bank

Product Total Termlength: 15 Years
Interest Rate: 5.5%
Rate change (per year): 0.1%

Monthly Payment: Year 1: $2,079.85, Year 2: $2,116.99, Year 3: $2,154.13, Year 4: $2,191.27, Year 5: $2,228.41, Year 6: $2,265.55, Year 7: $2,302.69, Year 8: $2,339.83, Year 9: $2,376.97, Year 10: $2,414.11, Year 11: $2,451.25, Year 12: $2,488.39, Year 13: $2,525.53, Year 14: $2,562.67, Year 15: $2,599.81,
Date Principal Balance? Monthly Payment? Interest? Monthly Amortization?
06/28/2022 $250,000.00 $2,079.85 $1,166.67 $913.18
07/28/2022 $249,086.82 $2,079.85 $1,166.67 $913.18
08/28/2022 $248,169.37 $2,079.85 $1,162.41 $917.44
09/28/2022 $247,247.65 $2,079.85 $1,158.12 $921.73
10/28/2022 $246,321.62 $2,079.85 $1,153.82 $926.03
11/28/2022 $245,391.27 $2,079.85 $1,149.50 $930.35
12/28/2022 $244,456.59 $2,079.85 $1,145.16 $934.69
01/28/2023 $243,517.53 $2,079.85 $1,140.80 $939.05
02/28/2023 $242,574.10 $2,079.85 $1,136.42 $943.43
03/28/2023 $241,626.26 $2,079.85 $1,132.01 $947.84
04/28/2023 $240,674.00 $2,079.85 $1,127.59 $952.26
05/28/2023 $239,717.30 $2,079.85 $1,123.15 $956.70
06/28/2023 $238,738.97 $2,116.99 $1,138.66 $978.33
07/28/2023 $237,755.99 $2,116.99 $1,134.01 $982.98
08/28/2023 $236,768.34 $2,116.99 $1,129.34 $987.65
09/28/2023 $235,776.00 $2,116.99 $1,124.65 $992.34
10/28/2023 $234,778.95 $2,116.99 $1,119.94 $997.05
11/28/2023 $233,777.16 $2,116.99 $1,115.20 $1,001.79
12/28/2023 $232,770.61 $2,116.99 $1,110.44 $1,006.55
01/28/2024 $231,759.29 $2,116.99 $1,105.66 $1,011.33
02/28/2024 $230,743.15 $2,116.99 $1,100.86 $1,016.13
03/28/2024 $229,722.19 $2,116.99 $1,096.03 $1,020.96
04/28/2024 $228,696.39 $2,116.99 $1,091.18 $1,025.81
05/28/2024 $227,665.70 $2,116.99 $1,086.31 $1,030.68
06/28/2024 $226,611.96 $2,154.13 $1,100.38 $1,053.74
07/28/2024 $225,553.12 $2,154.13 $1,095.29 $1,058.84
08/28/2024 $224,489.17 $2,154.13 $1,090.17 $1,063.96
09/28/2024 $223,420.07 $2,154.13 $1,085.03 $1,069.10
10/28/2024 $222,345.80 $2,154.13 $1,079.86 $1,074.27
11/28/2024 $221,266.34 $2,154.13 $1,074.67 $1,079.46
12/28/2024 $220,181.67 $2,154.13 $1,069.45 $1,084.68
01/28/2025 $219,091.75 $2,154.13 $1,064.21 $1,089.92
02/28/2025 $217,996.57 $2,154.13 $1,058.94 $1,095.19
03/28/2025 $216,896.09 $2,154.13 $1,053.65 $1,100.48
04/28/2025 $215,790.29 $2,154.13 $1,048.33 $1,105.80
05/28/2025 $214,679.15 $2,154.13 $1,042.99 $1,111.14
06/28/2025 $213,543.38 $2,191.27 $1,055.51 $1,135.76
07/28/2025 $212,402.04 $2,191.27 $1,049.92 $1,141.35
08/28/2025 $211,255.08 $2,191.27 $1,044.31 $1,146.96
09/28/2025 $210,102.48 $2,191.27 $1,038.67 $1,152.60
10/28/2025 $208,944.21 $2,191.27 $1,033.00 $1,158.27
11/28/2025 $207,780.25 $2,191.27 $1,027.31 $1,163.96
12/28/2025 $206,610.57 $2,191.27 $1,021.59 $1,169.68
01/28/2026 $205,435.13 $2,191.27 $1,015.84 $1,175.43
02/28/2026 $204,253.92 $2,191.27 $1,010.06 $1,181.21
03/28/2026 $203,066.90 $2,191.27 $1,004.25 $1,187.02
04/28/2026 $201,874.04 $2,191.27 $998.41 $1,192.86
05/28/2026 $200,675.32 $2,191.27 $992.55 $1,198.72
06/28/2026 $199,450.29 $2,228.41 $1,003.38 $1,225.03
07/28/2026 $198,219.13 $2,228.41 $997.25 $1,231.16
08/28/2026 $196,981.82 $2,228.41 $991.10 $1,237.31
09/28/2026 $195,738.32 $2,228.41 $984.91 $1,243.50
10/28/2026 $194,488.60 $2,228.41 $978.69 $1,249.72
11/28/2026 $193,232.63 $2,228.41 $972.44 $1,255.97
12/28/2026 $191,970.39 $2,228.41 $966.16 $1,262.25
01/28/2027 $190,701.83 $2,228.41 $959.85 $1,268.56
02/28/2027 $189,426.93 $2,228.41 $953.51 $1,274.90
03/28/2027 $188,145.65 $2,228.41 $947.13 $1,281.27
04/28/2027 $186,857.97 $2,228.41 $940.73 $1,287.68
05/28/2027 $185,563.85 $2,228.41 $934.29 $1,294.12
06/28/2027 $184,241.59 $2,265.55 $943.28 $1,322.27
07/28/2027 $182,912.60 $2,265.55 $936.56 $1,328.99
08/28/2027 $181,576.85 $2,265.55 $929.81 $1,335.74
09/28/2027 $180,234.32 $2,265.55 $923.02 $1,342.53
10/28/2027 $178,884.96 $2,265.55 $916.19 $1,349.36
11/28/2027 $177,528.74 $2,265.55 $909.33 $1,356.22
12/28/2027 $176,165.63 $2,265.55 $902.44 $1,363.11
01/28/2028 $174,795.59 $2,265.55 $895.51 $1,370.04
02/28/2028 $173,418.59 $2,265.55 $888.54 $1,377.01
03/28/2028 $172,034.58 $2,265.55 $881.54 $1,384.01
04/28/2028 $170,643.54 $2,265.55 $874.51 $1,391.04
05/28/2028 $169,245.43 $2,265.55 $867.44 $1,398.11
06/28/2028 $167,817.17 $2,302.69 $874.43 $1,428.26
07/28/2028 $166,381.54 $2,302.69 $867.06 $1,435.63
08/28/2028 $164,938.49 $2,302.69 $859.64 $1,443.05
09/28/2028 $163,487.98 $2,302.69 $852.18 $1,450.51
10/28/2028 $162,029.98 $2,302.69 $844.69 $1,458.00
11/28/2028 $160,564.44 $2,302.69 $837.15 $1,465.53
12/28/2028 $159,091.34 $2,302.69 $829.58 $1,473.11
01/28/2029 $157,610.62 $2,302.69 $821.97 $1,480.72
02/28/2029 $156,122.25 $2,302.69 $814.32 $1,488.37
03/28/2029 $154,626.19 $2,302.69 $806.63 $1,496.06
04/28/2029 $153,122.41 $2,302.69 $798.90 $1,503.79
05/28/2029 $151,610.85 $2,302.69 $791.13 $1,511.56
06/28/2029 $150,066.97 $2,339.83 $795.96 $1,543.87
07/28/2029 $148,515.00 $2,339.83 $787.85 $1,551.98
08/28/2029 $146,954.87 $2,339.83 $779.70 $1,560.13
09/28/2029 $145,386.55 $2,339.83 $771.51 $1,568.32
10/28/2029 $143,810.00 $2,339.83 $763.28 $1,576.55
11/28/2029 $142,225.18 $2,339.83 $755.00 $1,584.83
12/28/2029 $140,632.03 $2,339.83 $746.68 $1,593.15
01/28/2030 $139,030.52 $2,339.83 $738.32 $1,601.51
02/28/2030 $137,420.60 $2,339.83 $729.91 $1,609.92
03/28/2030 $135,802.22 $2,339.83 $721.46 $1,618.37
04/28/2030 $134,175.36 $2,339.83 $712.96 $1,626.87
05/28/2030 $132,539.95 $2,339.83 $704.42 $1,635.41
06/28/2030 $130,869.86 $2,376.97 $706.88 $1,670.09
07/28/2030 $129,190.86 $2,376.97 $697.97 $1,679.00
08/28/2030 $127,502.91 $2,376.97 $689.02 $1,687.95
09/28/2030 $125,805.95 $2,376.97 $680.02 $1,696.95
10/28/2030 $124,099.95 $2,376.97 $670.97 $1,706.00
11/28/2030 $122,384.84 $2,376.97 $661.87 $1,715.10
12/28/2030 $120,660.59 $2,376.97 $652.72 $1,724.25
01/28/2031 $118,927.15 $2,376.97 $643.52 $1,733.45
02/28/2031 $117,184.45 $2,376.97 $634.28 $1,742.69
03/28/2031 $115,432.47 $2,376.97 $624.98 $1,751.99
04/28/2031 $113,671.14 $2,376.97 $615.64 $1,761.33
05/28/2031 $111,900.41 $2,376.97 $606.25 $1,770.72
06/28/2031 $110,092.43 $2,414.11 $606.13 $1,807.98
07/28/2031 $108,274.65 $2,414.11 $596.33 $1,817.78
08/28/2031 $106,447.03 $2,414.11 $586.49 $1,827.62
09/28/2031 $104,609.51 $2,414.11 $576.59 $1,837.52
10/28/2031 $102,762.03 $2,414.11 $566.63 $1,847.48
11/28/2031 $100,904.55 $2,414.11 $556.63 $1,857.48
12/28/2031 $99,037.01 $2,414.11 $546.57 $1,867.54
01/28/2032 $97,159.35 $2,414.11 $536.45 $1,877.66
02/28/2032 $95,271.52 $2,414.11 $526.28 $1,887.83
03/28/2032 $93,373.46 $2,414.11 $516.05 $1,898.06
04/28/2032 $91,465.13 $2,414.11 $505.77 $1,908.34
05/28/2032 $89,546.45 $2,414.11 $495.44 $1,918.67
06/28/2032 $87,587.71 $2,451.25 $492.51 $1,958.74
07/28/2032 $85,618.19 $2,451.25 $481.73 $1,969.52
08/28/2032 $83,637.84 $2,451.25 $470.90 $1,980.35
09/28/2032 $81,646.60 $2,451.25 $460.01 $1,991.24
10/28/2032 $79,644.40 $2,451.25 $449.06 $2,002.19
11/28/2032 $77,631.20 $2,451.25 $438.04 $2,013.21
12/28/2032 $75,606.92 $2,451.25 $426.97 $2,024.28
01/28/2033 $73,571.50 $2,451.25 $415.84 $2,035.41
02/28/2033 $71,524.90 $2,451.25 $404.64 $2,046.61
03/28/2033 $69,467.03 $2,451.25 $393.39 $2,057.86
04/28/2033 $67,397.85 $2,451.25 $382.07 $2,069.18
05/28/2033 $65,317.29 $2,451.25 $370.69 $2,080.56
06/28/2033 $63,193.59 $2,488.39 $364.69 $2,123.70
07/28/2033 $61,058.03 $2,488.39 $352.83 $2,135.56
08/28/2033 $58,910.54 $2,488.39 $340.91 $2,147.48
09/28/2033 $56,751.07 $2,488.39 $328.92 $2,159.47
10/28/2033 $54,579.54 $2,488.39 $316.86 $2,171.53
11/28/2033 $52,395.89 $2,488.39 $304.74 $2,183.65
12/28/2033 $50,200.04 $2,488.39 $292.54 $2,195.85
01/28/2034 $47,991.93 $2,488.39 $280.28 $2,208.11
02/28/2034 $45,771.50 $2,488.39 $267.95 $2,220.44
03/28/2034 $43,538.66 $2,488.39 $255.56 $2,232.83
04/28/2034 $41,293.36 $2,488.39 $243.09 $2,245.30
05/28/2034 $39,035.53 $2,488.39 $230.55 $2,257.84
06/28/2034 $36,731.20 $2,525.53 $221.20 $2,304.33
07/28/2034 $34,413.81 $2,525.53 $208.14 $2,317.39
08/28/2034 $32,083.29 $2,525.53 $195.01 $2,330.52
09/28/2034 $29,739.57 $2,525.53 $181.81 $2,343.73
10/28/2034 $27,382.56 $2,525.53 $168.52 $2,357.01
11/28/2034 $25,012.20 $2,525.53 $155.17 $2,370.36
12/28/2034 $22,628.40 $2,525.53 $141.74 $2,383.79
01/28/2035 $20,231.10 $2,525.53 $128.23 $2,397.30
02/28/2035 $17,820.21 $2,525.53 $114.64 $2,410.89
03/28/2035 $15,395.66 $2,525.53 $100.98 $2,424.55
04/28/2035 $12,957.37 $2,525.53 $87.24 $2,438.29
05/28/2035 $10,505.27 $2,525.53 $73.43 $2,452.11
06/28/2035 $8,003.00 $2,562.67 $60.41 $2,502.27
07/28/2035 $5,486.35 $2,562.67 $46.02 $2,516.65
08/28/2035 $2,955.23 $2,562.67 $31.55 $2,531.12
09/28/2035 $409.55 $2,562.67 $16.99 $2,545.68
10/28/2035 $-2,150.77 $2,562.67 $2.35 $2,560.32
11/28/2035 $-4,725.81 $2,562.67 $-12.37 $2,575.04
12/28/2035 $-7,315.65 $2,562.67 $-27.17 $2,589.84
01/28/2036 $-9,920.39 $2,562.67 $-42.06 $2,604.74
02/28/2036 $-12,540.10 $2,562.67 $-57.04 $2,619.71
03/28/2036 $-15,174.88 $2,562.67 $-72.11 $2,634.78
04/28/2036 $-17,824.80 $2,562.67 $-87.26 $2,649.93
05/28/2036 $-20,489.97 $2,562.67 $-102.49 $2,665.16
06/28/2036 $-23,209.30 $2,599.81 $-119.52 $2,719.34
07/28/2036 $-25,944.50 $2,599.81 $-135.39 $2,735.20
08/28/2036 $-28,695.65 $2,599.81 $-151.34 $2,751.15
09/28/2036 $-31,462.86 $2,599.81 $-167.39 $2,767.20
10/28/2036 $-34,246.20 $2,599.81 $-183.53 $2,783.34
11/28/2036 $-37,045.78 $2,599.81 $-199.77 $2,799.58
12/28/2036 $-39,861.69 $2,599.81 $-216.10 $2,815.91
01/28/2037 $-42,694.03 $2,599.81 $-232.53 $2,832.34
02/28/2037 $-45,542.89 $2,599.81 $-249.05 $2,848.86
03/28/2037 $-48,408.37 $2,599.81 $-265.67 $2,865.48
04/28/2037 $-51,290.56 $2,599.81 $-282.38 $2,882.19
05/28/2037 $-54,189.57 $2,599.81 $-299.19 $2,899.01
TOTAL: - $421,169.38 $116,066.63 $305,102.75

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Featured California Home Equity Rates 2022

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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.