Home Equity Line of Credit Calculator

Use the calculator below to calculate your monthly home equity line of credit payment. You can adjust loan amount, interest rate, and the home equity line of credit term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the line of credit.

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Featured North Carolina Home Equity Rates 2025

Lender APR (%)? Monthly Payment? Learn More

Four Leaf Federal Credit Union
Intro APR
6.490 %
After Intro: 7.750 %
Intro Period: 12 months

$25,000 Learn More
  • Tap into your home's equity & access the funds you need with a HELOC
  • Apply online or speak with a specialist
  • No application, origination & appraisal fees on lines up to $500K[3]
  • On average, access funds within 35 days[5]
More Info

Rate
Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi Learn More
  • Nation's #2 retail mortgage lender in 2024.
  • Apply in 5 minutes, get your money in as fast as 5 days.
  • Digital application experience.
  • No in-person appraisal needed.
More Info

AmeriSave Mortgage Corporation
Home Equity Loans & Refinance – Cash out Learn More
  • Home Equity Loans & Refinance – Cash out
  • Customized rate quote with no impact to credit
  • Low Rates, Quick Approvals, Wide Range of Products
  • Over 100 Billion Funded. 22 Years in Business
More Info

District Lending
No Lender Fees Learn More
  • No Lender Fees
  • Fast
  • Easy
  • Over 20 Years Experience
More Info

PenFed Credit Union
Equal Housing Lender
Home Equity Line of Credit - Equal Housing Lender Learn More
  • Home Equity Line of Credit - Equal Housing Lender
  • Loans Amounts from $25,000 - $500,000
  • Get a HELOC from PenFed to Put Your Home Equity to Work
  • HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
More Info

Point Digital Finance
Get up to $600k with no monthly payments, ever. Learn More
  • Use your funds your way
  • No income verification - ideal for self-employment or retirement planning
  • Enjoy maximum flexibility - 30 year term, no prepayment penalties
  • Home Equity Investments are not considered a loan in all states
More Info

Unlock Technologies, Inc.
Get cash now in exchange for a percentage of your homes future equity. Learn More
  • No monthly payments or interest charges
  • Minimum Credit score: 500
  • Access up to $500k
  • No need to refinance
More Info

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.