Use the calculator below to calculate your monthly home equity payment for the line of credit from Frost Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the line of credit.
Product Total Termlength: 20 Years
Interest Rate: 9.4%
Rate change (per year): 0.1%
Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
---|---|---|---|---|
03/29/2024 | $320,000.00 | $2,993.46 | $2,533.33 | $460.13 |
04/29/2024 | $319,539.87 | $2,993.46 | $2,533.33 | $460.13 |
05/29/2024 | $319,076.09 | $2,993.46 | $2,529.69 | $463.77 |
06/29/2024 | $318,608.65 | $2,993.46 | $2,526.02 | $467.45 |
07/29/2024 | $318,137.50 | $2,993.46 | $2,522.32 | $471.15 |
08/29/2024 | $317,662.63 | $2,993.46 | $2,518.59 | $474.88 |
09/29/2024 | $317,183.99 | $2,993.46 | $2,514.83 | $478.64 |
10/29/2024 | $316,701.57 | $2,993.46 | $2,511.04 | $482.42 |
11/29/2024 | $316,215.32 | $2,993.46 | $2,507.22 | $486.24 |
12/29/2024 | $315,725.23 | $2,993.46 | $2,503.37 | $490.09 |
01/29/2025 | $315,231.26 | $2,993.46 | $2,499.49 | $493.97 |
03/01/2025 | $314,733.37 | $2,993.46 | $2,495.58 | $497.88 |
04/01/2025 | $314,226.26 | $3,024.97 | $2,517.87 | $507.11 |
05/01/2025 | $313,715.10 | $3,024.97 | $2,513.81 | $511.16 |
06/01/2025 | $313,199.85 | $3,024.97 | $2,509.72 | $515.25 |
07/01/2025 | $312,680.47 | $3,024.97 | $2,505.60 | $519.38 |
08/01/2025 | $312,156.94 | $3,024.97 | $2,501.44 | $523.53 |
09/01/2025 | $311,629.22 | $3,024.97 | $2,497.26 | $527.72 |
10/01/2025 | $311,097.28 | $3,024.97 | $2,493.03 | $531.94 |
11/01/2025 | $310,561.08 | $3,024.97 | $2,488.78 | $536.20 |
12/01/2025 | $310,020.60 | $3,024.97 | $2,484.49 | $540.49 |
01/01/2026 | $309,475.79 | $3,024.97 | $2,480.16 | $544.81 |
02/01/2026 | $308,926.62 | $3,024.97 | $2,475.81 | $549.17 |
03/01/2026 | $308,373.06 | $3,024.97 | $2,471.41 | $553.56 |
04/01/2026 | $307,809.25 | $3,056.48 | $2,492.68 | $563.80 |
05/01/2026 | $307,240.89 | $3,056.48 | $2,488.12 | $568.36 |
06/01/2026 | $306,667.94 | $3,056.48 | $2,483.53 | $572.95 |
07/01/2026 | $306,090.35 | $3,056.48 | $2,478.90 | $577.59 |
08/01/2026 | $305,508.10 | $3,056.48 | $2,474.23 | $582.25 |
09/01/2026 | $304,921.14 | $3,056.48 | $2,469.52 | $586.96 |
10/01/2026 | $304,329.43 | $3,056.48 | $2,464.78 | $591.71 |
11/01/2026 | $303,732.94 | $3,056.48 | $2,460.00 | $596.49 |
12/01/2026 | $303,131.63 | $3,056.48 | $2,455.17 | $601.31 |
01/01/2027 | $302,525.46 | $3,056.48 | $2,450.31 | $606.17 |
02/01/2027 | $301,914.39 | $3,056.48 | $2,445.41 | $611.07 |
03/01/2027 | $301,298.38 | $3,056.48 | $2,440.47 | $616.01 |
04/01/2027 | $300,670.99 | $3,088.00 | $2,460.60 | $627.39 |
05/01/2027 | $300,038.47 | $3,088.00 | $2,455.48 | $632.52 |
06/01/2027 | $299,400.79 | $3,088.00 | $2,450.31 | $637.68 |
07/01/2027 | $298,757.90 | $3,088.00 | $2,445.11 | $642.89 |
08/01/2027 | $298,109.77 | $3,088.00 | $2,439.86 | $648.14 |
09/01/2027 | $297,456.33 | $3,088.00 | $2,434.56 | $653.43 |
10/01/2027 | $296,797.57 | $3,088.00 | $2,429.23 | $658.77 |
11/01/2027 | $296,133.42 | $3,088.00 | $2,423.85 | $664.15 |
12/01/2027 | $295,463.84 | $3,088.00 | $2,418.42 | $669.57 |
01/01/2028 | $294,788.80 | $3,088.00 | $2,412.95 | $675.04 |
02/01/2028 | $294,108.25 | $3,088.00 | $2,407.44 | $680.55 |
03/01/2028 | $293,422.14 | $3,088.00 | $2,401.88 | $686.11 |
04/01/2028 | $292,723.37 | $3,119.51 | $2,420.73 | $698.77 |
05/01/2028 | $292,018.83 | $3,119.51 | $2,414.97 | $704.54 |
06/01/2028 | $291,308.48 | $3,119.51 | $2,409.16 | $710.35 |
07/01/2028 | $290,592.27 | $3,119.51 | $2,403.29 | $716.21 |
08/01/2028 | $289,870.15 | $3,119.51 | $2,397.39 | $722.12 |
09/01/2028 | $289,142.07 | $3,119.51 | $2,391.43 | $728.08 |
10/01/2028 | $288,407.99 | $3,119.51 | $2,385.42 | $734.08 |
11/01/2028 | $287,667.85 | $3,119.51 | $2,379.37 | $740.14 |
12/01/2028 | $286,921.61 | $3,119.51 | $2,373.26 | $746.25 |
01/01/2029 | $286,169.20 | $3,119.51 | $2,367.10 | $752.40 |
02/01/2029 | $285,410.60 | $3,119.51 | $2,360.90 | $758.61 |
03/01/2029 | $284,645.73 | $3,119.51 | $2,354.64 | $764.87 |
04/01/2029 | $283,866.76 | $3,151.02 | $2,372.05 | $778.97 |
05/01/2029 | $283,081.30 | $3,151.02 | $2,365.56 | $785.46 |
06/01/2029 | $282,289.30 | $3,151.02 | $2,359.01 | $792.00 |
07/01/2029 | $281,490.69 | $3,151.02 | $2,352.41 | $798.60 |
08/01/2029 | $280,685.43 | $3,151.02 | $2,345.76 | $805.26 |
09/01/2029 | $279,873.46 | $3,151.02 | $2,339.05 | $811.97 |
10/01/2029 | $279,054.73 | $3,151.02 | $2,332.28 | $818.74 |
11/01/2029 | $278,229.17 | $3,151.02 | $2,325.46 | $825.56 |
12/01/2029 | $277,396.73 | $3,151.02 | $2,318.58 | $832.44 |
01/01/2030 | $276,557.35 | $3,151.02 | $2,311.64 | $839.38 |
02/01/2030 | $275,710.98 | $3,151.02 | $2,304.64 | $846.37 |
03/01/2030 | $274,857.56 | $3,151.02 | $2,297.59 | $853.42 |
04/01/2030 | $273,988.42 | $3,182.53 | $2,313.38 | $869.14 |
05/01/2030 | $273,111.96 | $3,182.53 | $2,306.07 | $876.46 |
06/01/2030 | $272,228.13 | $3,182.53 | $2,298.69 | $883.83 |
07/01/2030 | $271,336.85 | $3,182.53 | $2,291.25 | $891.27 |
08/01/2030 | $270,438.08 | $3,182.53 | $2,283.75 | $898.77 |
09/01/2030 | $269,531.74 | $3,182.53 | $2,276.19 | $906.34 |
10/01/2030 | $268,617.78 | $3,182.53 | $2,268.56 | $913.97 |
11/01/2030 | $267,696.12 | $3,182.53 | $2,260.87 | $921.66 |
12/01/2030 | $266,766.70 | $3,182.53 | $2,253.11 | $929.42 |
01/01/2031 | $265,829.46 | $3,182.53 | $2,245.29 | $937.24 |
02/01/2031 | $264,884.33 | $3,182.53 | $2,237.40 | $945.13 |
03/01/2031 | $263,931.25 | $3,182.53 | $2,229.44 | $953.08 |
04/01/2031 | $262,960.63 | $3,214.04 | $2,243.42 | $970.62 |
05/01/2031 | $261,981.76 | $3,214.04 | $2,235.17 | $978.87 |
06/01/2031 | $260,994.57 | $3,214.04 | $2,226.84 | $987.19 |
07/01/2031 | $259,998.99 | $3,214.04 | $2,218.45 | $995.58 |
08/01/2031 | $258,994.94 | $3,214.04 | $2,209.99 | $1,004.04 |
09/01/2031 | $257,982.36 | $3,214.04 | $2,201.46 | $1,012.58 |
10/01/2031 | $256,961.18 | $3,214.04 | $2,192.85 | $1,021.19 |
11/01/2031 | $255,931.31 | $3,214.04 | $2,184.17 | $1,029.87 |
12/01/2031 | $254,892.69 | $3,214.04 | $2,175.42 | $1,038.62 |
01/01/2032 | $253,845.25 | $3,214.04 | $2,166.59 | $1,047.45 |
02/01/2032 | $252,788.89 | $3,214.04 | $2,157.68 | $1,056.35 |
03/01/2032 | $251,723.56 | $3,214.04 | $2,148.71 | $1,065.33 |
04/01/2032 | $250,638.65 | $3,245.55 | $2,160.63 | $1,084.92 |
05/01/2032 | $249,544.42 | $3,245.55 | $2,151.32 | $1,094.23 |
06/01/2032 | $248,440.79 | $3,245.55 | $2,141.92 | $1,103.62 |
07/01/2032 | $247,327.70 | $3,245.55 | $2,132.45 | $1,113.10 |
08/01/2032 | $246,205.05 | $3,245.55 | $2,122.90 | $1,122.65 |
09/01/2032 | $245,072.76 | $3,245.55 | $2,113.26 | $1,132.29 |
10/01/2032 | $243,930.76 | $3,245.55 | $2,103.54 | $1,142.00 |
11/01/2032 | $242,778.95 | $3,245.55 | $2,093.74 | $1,151.81 |
12/01/2032 | $241,617.26 | $3,245.55 | $2,083.85 | $1,161.69 |
01/01/2033 | $240,445.59 | $3,245.55 | $2,073.88 | $1,171.66 |
02/01/2033 | $239,263.87 | $3,245.55 | $2,063.82 | $1,181.72 |
03/01/2033 | $238,072.01 | $3,245.55 | $2,053.68 | $1,191.86 |
04/01/2033 | $236,858.24 | $3,277.06 | $2,063.29 | $1,213.77 |
05/01/2033 | $235,633.96 | $3,277.06 | $2,052.77 | $1,224.28 |
06/01/2033 | $234,399.06 | $3,277.06 | $2,042.16 | $1,234.90 |
07/01/2033 | $233,153.46 | $3,277.06 | $2,031.46 | $1,245.60 |
08/01/2033 | $231,897.07 | $3,277.06 | $2,020.66 | $1,256.39 |
09/01/2033 | $230,629.79 | $3,277.06 | $2,009.77 | $1,267.28 |
10/01/2033 | $229,351.53 | $3,277.06 | $1,998.79 | $1,278.26 |
11/01/2033 | $228,062.18 | $3,277.06 | $1,987.71 | $1,289.34 |
12/01/2033 | $226,761.67 | $3,277.06 | $1,976.54 | $1,300.52 |
01/01/2034 | $225,449.88 | $3,277.06 | $1,965.27 | $1,311.79 |
02/01/2034 | $224,126.72 | $3,277.06 | $1,953.90 | $1,323.16 |
03/01/2034 | $222,792.10 | $3,277.06 | $1,942.43 | $1,334.62 |
04/01/2034 | $221,432.96 | $3,308.57 | $1,949.43 | $1,359.14 |
05/01/2034 | $220,061.93 | $3,308.57 | $1,937.54 | $1,371.03 |
06/01/2034 | $218,678.91 | $3,308.57 | $1,925.54 | $1,383.02 |
07/01/2034 | $217,283.78 | $3,308.57 | $1,913.44 | $1,395.13 |
08/01/2034 | $215,876.45 | $3,308.57 | $1,901.23 | $1,407.33 |
09/01/2034 | $214,456.80 | $3,308.57 | $1,888.92 | $1,419.65 |
10/01/2034 | $213,024.73 | $3,308.57 | $1,876.50 | $1,432.07 |
11/01/2034 | $211,580.13 | $3,308.57 | $1,863.97 | $1,444.60 |
12/01/2034 | $210,122.89 | $3,308.57 | $1,851.33 | $1,457.24 |
01/01/2035 | $208,652.90 | $3,308.57 | $1,838.58 | $1,469.99 |
02/01/2035 | $207,170.05 | $3,308.57 | $1,825.71 | $1,482.85 |
03/01/2035 | $205,674.22 | $3,308.57 | $1,812.74 | $1,495.83 |
04/01/2035 | $204,150.93 | $3,340.08 | $1,816.79 | $1,523.29 |
05/01/2035 | $202,614.19 | $3,340.08 | $1,803.33 | $1,536.74 |
06/01/2035 | $201,063.87 | $3,340.08 | $1,789.76 | $1,550.32 |
07/01/2035 | $199,499.86 | $3,340.08 | $1,776.06 | $1,564.01 |
08/01/2035 | $197,922.03 | $3,340.08 | $1,762.25 | $1,577.83 |
09/01/2035 | $196,330.27 | $3,340.08 | $1,748.31 | $1,591.77 |
10/01/2035 | $194,724.44 | $3,340.08 | $1,734.25 | $1,605.83 |
11/01/2035 | $193,104.43 | $3,340.08 | $1,720.07 | $1,620.01 |
12/01/2035 | $191,470.11 | $3,340.08 | $1,705.76 | $1,634.32 |
01/01/2036 | $189,821.36 | $3,340.08 | $1,691.32 | $1,648.76 |
02/01/2036 | $188,158.03 | $3,340.08 | $1,676.76 | $1,663.32 |
03/01/2036 | $186,480.02 | $3,340.08 | $1,662.06 | $1,678.01 |
04/01/2036 | $184,771.21 | $3,371.59 | $1,662.78 | $1,708.81 |
05/01/2036 | $183,047.17 | $3,371.59 | $1,647.54 | $1,724.04 |
06/01/2036 | $181,307.76 | $3,371.59 | $1,632.17 | $1,739.42 |
07/01/2036 | $179,552.83 | $3,371.59 | $1,616.66 | $1,754.93 |
08/01/2036 | $177,782.26 | $3,371.59 | $1,601.01 | $1,770.57 |
09/01/2036 | $175,995.90 | $3,371.59 | $1,585.23 | $1,786.36 |
10/01/2036 | $174,193.61 | $3,371.59 | $1,569.30 | $1,802.29 |
11/01/2036 | $172,375.25 | $3,371.59 | $1,553.23 | $1,818.36 |
12/01/2036 | $170,540.67 | $3,371.59 | $1,537.01 | $1,834.57 |
01/01/2037 | $168,689.74 | $3,371.59 | $1,520.65 | $1,850.93 |
02/01/2037 | $166,822.30 | $3,371.59 | $1,504.15 | $1,867.44 |
03/01/2037 | $164,938.22 | $3,371.59 | $1,487.50 | $1,884.09 |
04/01/2037 | $163,019.56 | $3,403.10 | $1,484.44 | $1,918.65 |
05/01/2037 | $161,083.64 | $3,403.10 | $1,467.18 | $1,935.92 |
06/01/2037 | $159,130.30 | $3,403.10 | $1,449.75 | $1,953.34 |
07/01/2037 | $157,159.37 | $3,403.10 | $1,432.17 | $1,970.92 |
08/01/2037 | $155,170.71 | $3,403.10 | $1,414.43 | $1,988.66 |
09/01/2037 | $153,164.15 | $3,403.10 | $1,396.54 | $2,006.56 |
10/01/2037 | $151,139.53 | $3,403.10 | $1,378.48 | $2,024.62 |
11/01/2037 | $149,096.69 | $3,403.10 | $1,360.26 | $2,042.84 |
12/01/2037 | $147,035.47 | $3,403.10 | $1,341.87 | $2,061.23 |
01/01/2038 | $144,955.69 | $3,403.10 | $1,323.32 | $2,079.78 |
02/01/2038 | $142,857.19 | $3,403.10 | $1,304.60 | $2,098.50 |
03/01/2038 | $140,739.81 | $3,403.10 | $1,285.71 | $2,117.38 |
04/01/2038 | $138,583.59 | $3,434.61 | $1,278.39 | $2,156.22 |
05/01/2038 | $136,407.78 | $3,434.61 | $1,258.80 | $2,175.81 |
06/01/2038 | $134,212.22 | $3,434.61 | $1,239.04 | $2,195.57 |
07/01/2038 | $131,996.70 | $3,434.61 | $1,219.09 | $2,215.51 |
08/01/2038 | $129,761.07 | $3,434.61 | $1,198.97 | $2,235.64 |
09/01/2038 | $127,505.12 | $3,434.61 | $1,178.66 | $2,255.94 |
10/01/2038 | $125,228.69 | $3,434.61 | $1,158.17 | $2,276.44 |
11/01/2038 | $122,931.57 | $3,434.61 | $1,137.49 | $2,297.11 |
12/01/2038 | $120,613.60 | $3,434.61 | $1,116.63 | $2,317.98 |
01/01/2039 | $118,274.56 | $3,434.61 | $1,095.57 | $2,339.03 |
02/01/2039 | $115,914.28 | $3,434.61 | $1,074.33 | $2,360.28 |
03/01/2039 | $113,532.56 | $3,434.61 | $1,052.89 | $2,381.72 |
04/01/2039 | $111,107.16 | $3,466.12 | $1,040.72 | $2,425.40 |
05/01/2039 | $108,659.53 | $3,466.12 | $1,018.48 | $2,447.63 |
06/01/2039 | $106,189.46 | $3,466.12 | $996.05 | $2,470.07 |
07/01/2039 | $103,696.74 | $3,466.12 | $973.40 | $2,492.71 |
08/01/2039 | $101,181.18 | $3,466.12 | $950.55 | $2,515.56 |
09/01/2039 | $98,642.56 | $3,466.12 | $927.49 | $2,538.62 |
10/01/2039 | $96,080.66 | $3,466.12 | $904.22 | $2,561.89 |
11/01/2039 | $93,495.29 | $3,466.12 | $880.74 | $2,585.38 |
12/01/2039 | $90,886.21 | $3,466.12 | $857.04 | $2,609.08 |
01/01/2040 | $88,253.22 | $3,466.12 | $833.12 | $2,632.99 |
02/01/2040 | $85,596.09 | $3,466.12 | $808.99 | $2,657.13 |
03/01/2040 | $82,914.60 | $3,466.12 | $784.63 | $2,681.49 |
04/01/2040 | $80,183.93 | $3,497.63 | $766.96 | $2,730.67 |
05/01/2040 | $77,428.01 | $3,497.63 | $741.70 | $2,755.93 |
06/01/2040 | $74,646.59 | $3,497.63 | $716.21 | $2,781.42 |
07/01/2040 | $71,839.44 | $3,497.63 | $690.48 | $2,807.15 |
08/01/2040 | $69,006.33 | $3,497.63 | $664.51 | $2,833.11 |
09/01/2040 | $66,147.01 | $3,497.63 | $638.31 | $2,859.32 |
10/01/2040 | $63,261.25 | $3,497.63 | $611.86 | $2,885.77 |
11/01/2040 | $60,348.79 | $3,497.63 | $585.17 | $2,912.46 |
12/01/2040 | $57,409.38 | $3,497.63 | $558.23 | $2,939.40 |
01/01/2041 | $54,442.79 | $3,497.63 | $531.04 | $2,966.59 |
02/01/2041 | $51,448.76 | $3,497.63 | $503.60 | $2,994.03 |
03/01/2041 | $48,427.04 | $3,497.63 | $475.90 | $3,021.73 |
04/01/2041 | $45,349.89 | $3,529.14 | $451.99 | $3,077.15 |
05/01/2041 | $42,244.01 | $3,529.14 | $423.27 | $3,105.87 |
06/01/2041 | $39,109.15 | $3,529.14 | $394.28 | $3,134.86 |
07/01/2041 | $35,945.04 | $3,529.14 | $365.02 | $3,164.12 |
08/01/2041 | $32,751.39 | $3,529.14 | $335.49 | $3,193.65 |
09/01/2041 | $29,527.93 | $3,529.14 | $305.68 | $3,223.46 |
10/01/2041 | $26,274.38 | $3,529.14 | $275.59 | $3,253.54 |
11/01/2041 | $22,990.48 | $3,529.14 | $245.23 | $3,283.91 |
12/01/2041 | $19,675.92 | $3,529.14 | $214.58 | $3,314.56 |
01/01/2042 | $16,330.42 | $3,529.14 | $183.64 | $3,345.50 |
02/01/2042 | $12,953.70 | $3,529.14 | $152.42 | $3,376.72 |
03/01/2042 | $9,545.46 | $3,529.14 | $120.90 | $3,408.24 |
04/01/2042 | $6,074.70 | $3,560.65 | $89.89 | $3,470.76 |
05/01/2042 | $2,571.26 | $3,560.65 | $57.20 | $3,503.44 |
06/01/2042 | $-965.17 | $3,560.65 | $24.21 | $3,536.43 |
07/01/2042 | $-4,534.91 | $3,560.65 | $-9.09 | $3,569.74 |
08/01/2042 | $-8,138.26 | $3,560.65 | $-42.70 | $3,603.35 |
09/01/2042 | $-11,775.54 | $3,560.65 | $-76.64 | $3,637.28 |
10/01/2042 | $-15,447.08 | $3,560.65 | $-110.89 | $3,671.53 |
11/01/2042 | $-19,153.19 | $3,560.65 | $-145.46 | $3,706.11 |
12/01/2042 | $-22,894.19 | $3,560.65 | $-180.36 | $3,741.01 |
01/01/2043 | $-26,670.43 | $3,560.65 | $-215.59 | $3,776.23 |
02/01/2043 | $-30,482.22 | $3,560.65 | $-251.15 | $3,811.79 |
03/01/2043 | $-34,329.91 | $3,560.65 | $-287.04 | $3,847.69 |
04/01/2043 | $-38,248.20 | $3,592.16 | $-326.13 | $3,918.29 |
05/01/2043 | $-42,203.72 | $3,592.16 | $-363.36 | $3,955.52 |
06/01/2043 | $-46,196.81 | $3,592.16 | $-400.94 | $3,993.09 |
07/01/2043 | $-50,227.84 | $3,592.16 | $-438.87 | $4,031.03 |
08/01/2043 | $-54,297.16 | $3,592.16 | $-477.16 | $4,069.32 |
09/01/2043 | $-58,405.14 | $3,592.16 | $-515.82 | $4,107.98 |
10/01/2043 | $-62,552.15 | $3,592.16 | $-554.85 | $4,147.01 |
11/01/2043 | $-66,738.55 | $3,592.16 | $-594.25 | $4,186.40 |
12/01/2043 | $-70,964.72 | $3,592.16 | $-634.02 | $4,226.17 |
01/01/2044 | $-75,231.04 | $3,592.16 | $-674.16 | $4,266.32 |
02/01/2044 | $-79,537.90 | $3,592.16 | $-714.69 | $4,306.85 |
03/01/2044 | $-83,885.66 | $3,592.16 | $-755.61 | $4,347.77 |
TOTAL: | - | $790,274.66 | $385,928.86 | $404,345.80 |
Change options for different scenario in the form below:
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
CrossCountry Mortgage, LLC |
"Unlock Your Home's Potential" | Learn More | |
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AmeriSave Mortgage Corporation |
Home Equity Lines, Refinance, & Second Mortgages | Learn More | |
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New American Funding, LLC |
Cash-Out and Home Equity Options Available. | Learn More | |
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details. |