Home Equity Line of Credit product from Keesler FCU - Amortization Schedule Calculator

Use the calculator below to calculate your monthly home equity payment for the line of credit from Keesler FCU. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the line of credit.

Home Equity product from Keesler FCU

Product Total Termlength: 5 Years
Interest Rate: 5.5%
Rate change (per year): 0.1%

Monthly Payment: Year 1: $4,862.11, Year 2: $4,948.94, Year 3: $5,035.76, Year 4: $5,122.58, Year 5: $5,209.41,
Date Principal Balance? Monthly Payment? Interest? Monthly Amortization?
09/24/2022 $250,000.00 $4,862.11 $1,166.67 $3,695.45
10/24/2022 $246,304.55 $4,862.11 $1,166.67 $3,695.45
11/24/2022 $242,591.86 $4,862.11 $1,149.42 $3,712.69
12/24/2022 $238,861.84 $4,862.11 $1,132.10 $3,730.02
01/24/2023 $235,114.42 $4,862.11 $1,114.69 $3,747.43
02/24/2023 $231,349.50 $4,862.11 $1,097.20 $3,764.91
03/24/2023 $227,567.02 $4,862.11 $1,079.63 $3,782.48
04/24/2023 $223,766.88 $4,862.11 $1,061.98 $3,800.13
05/24/2023 $219,949.02 $4,862.11 $1,044.25 $3,817.87
06/24/2023 $216,113.33 $4,862.11 $1,026.43 $3,835.69
07/24/2023 $212,259.75 $4,862.11 $1,008.53 $3,853.59
08/24/2023 $208,388.18 $4,862.11 $990.55 $3,871.57
09/24/2023 $204,429.08 $4,948.94 $989.84 $3,959.09
10/24/2023 $200,451.18 $4,948.94 $971.04 $3,977.90
11/24/2023 $196,454.39 $4,948.94 $952.14 $3,996.79
12/24/2023 $192,438.61 $4,948.94 $933.16 $4,015.78
01/24/2024 $188,403.76 $4,948.94 $914.08 $4,034.85
02/24/2024 $184,349.74 $4,948.94 $894.92 $4,054.02
03/24/2024 $180,276.46 $4,948.94 $875.66 $4,073.28
04/24/2024 $176,183.84 $4,948.94 $856.31 $4,092.62
05/24/2024 $172,071.77 $4,948.94 $836.87 $4,112.06
06/24/2024 $167,940.18 $4,948.94 $817.34 $4,131.60
07/24/2024 $163,788.95 $4,948.94 $797.72 $4,151.22
08/24/2024 $159,618.01 $4,948.94 $778.00 $4,170.94
09/24/2024 $155,353.74 $5,035.76 $771.49 $4,264.27
10/24/2024 $151,068.86 $5,035.76 $750.88 $4,284.88
11/24/2024 $146,763.26 $5,035.76 $730.17 $4,305.59
12/24/2024 $142,436.86 $5,035.76 $709.36 $4,326.41
01/24/2025 $138,089.54 $5,035.76 $688.44 $4,347.32
02/24/2025 $133,721.21 $5,035.76 $667.43 $4,368.33
03/24/2025 $129,331.77 $5,035.76 $646.32 $4,389.44
04/24/2025 $124,921.11 $5,035.76 $625.10 $4,410.66
05/24/2025 $120,489.14 $5,035.76 $603.79 $4,431.98
06/24/2025 $116,035.74 $5,035.76 $582.36 $4,453.40
07/24/2025 $111,560.82 $5,035.76 $560.84 $4,474.92
08/24/2025 $107,064.27 $5,035.76 $539.21 $4,496.55
09/24/2025 $102,468.08 $5,122.58 $526.40 $4,596.19
10/24/2025 $97,849.30 $5,122.58 $503.80 $4,618.78
11/24/2025 $93,207.81 $5,122.58 $481.09 $4,641.49
12/24/2025 $88,543.50 $5,122.58 $458.27 $4,664.31
01/24/2026 $83,856.25 $5,122.58 $435.34 $4,687.25
02/24/2026 $79,145.96 $5,122.58 $412.29 $4,710.29
03/24/2026 $74,412.51 $5,122.58 $389.13 $4,733.45
04/24/2026 $69,655.79 $5,122.58 $365.86 $4,756.72
05/24/2026 $64,875.68 $5,122.58 $342.47 $4,780.11
06/24/2026 $60,072.06 $5,122.58 $318.97 $4,803.61
07/24/2026 $55,244.83 $5,122.58 $295.35 $4,827.23
08/24/2026 $50,393.87 $5,122.58 $271.62 $4,850.96
09/24/2026 $45,436.43 $5,209.41 $251.97 $4,957.44
10/24/2026 $40,454.21 $5,209.41 $227.18 $4,982.23
11/24/2026 $35,447.07 $5,209.41 $202.27 $5,007.14
12/24/2026 $30,414.90 $5,209.41 $177.24 $5,032.17
01/24/2027 $25,357.56 $5,209.41 $152.07 $5,057.33
02/24/2027 $20,274.94 $5,209.41 $126.79 $5,082.62
03/24/2027 $15,166.91 $5,209.41 $101.37 $5,108.03
04/24/2027 $10,033.34 $5,209.41 $75.83 $5,133.57
05/24/2027 $4,874.09 $5,209.41 $50.17 $5,159.24
06/24/2027 $-310.94 $5,209.41 $24.37 $5,185.04
07/24/2027 $-5,521.91 $5,209.41 $-1.55 $5,210.96
08/24/2027 $-10,758.92 $5,209.41 $-27.61 $5,237.02
TOTAL: - $302,145.66 $37,691.29 $264,454.37

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Featured Virginia Home Equity Rates 2022

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Figure Home Equity Line
Equal Housing Lender
FIXED rates from 4.49% APR*. HELOC up to $400K. Funding as fast as 5 days Learn More
  • Fastest way to turn home equity into cash
  • Flexible terms, redraw up to 100%, borrow $20k-$400k
  • Approval in 5 minutes. Funding in as few as 5 days
  • Use to consolidate debt or finance your next home project
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AimLoan.com NMLS#2890
Home Equity Loan - 15 Year Fixed Rate Learn More
  • Home Equity Loan - 15 Year Fixed Rate
  • No Appraisal Required
  • Close in 10 Days
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.