Use the calculator below to calculate your monthly home equity payment for the line of credit from WSFS. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the line of credit.
Product Total Termlength: 20 Years
Interest Rate: 10.5%
Rate change (per year): 0.1%
Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
---|---|---|---|---|
03/28/2024 | $320,000.00 | $3,225.24 | $2,826.67 | $398.58 |
04/28/2024 | $319,601.42 | $3,225.24 | $2,826.67 | $398.58 |
05/28/2024 | $319,199.33 | $3,225.24 | $2,823.15 | $402.10 |
06/28/2024 | $318,793.68 | $3,225.24 | $2,819.59 | $405.65 |
07/28/2024 | $318,384.45 | $3,225.24 | $2,816.01 | $409.23 |
08/28/2024 | $317,971.60 | $3,225.24 | $2,812.40 | $412.85 |
09/28/2024 | $317,555.11 | $3,225.24 | $2,808.75 | $416.49 |
10/28/2024 | $317,134.94 | $3,225.24 | $2,805.07 | $420.17 |
11/28/2024 | $316,711.05 | $3,225.24 | $2,801.36 | $423.88 |
12/28/2024 | $316,283.42 | $3,225.24 | $2,797.61 | $427.63 |
01/28/2025 | $315,852.02 | $3,225.24 | $2,793.84 | $431.41 |
02/28/2025 | $315,416.80 | $3,225.24 | $2,790.03 | $435.22 |
03/28/2025 | $314,973.60 | $3,255.67 | $2,812.47 | $443.20 |
04/28/2025 | $314,526.44 | $3,255.67 | $2,808.51 | $447.15 |
05/28/2025 | $314,075.30 | $3,255.67 | $2,804.53 | $451.14 |
06/28/2025 | $313,620.14 | $3,255.67 | $2,800.50 | $455.16 |
07/28/2025 | $313,160.91 | $3,255.67 | $2,796.45 | $459.22 |
08/28/2025 | $312,697.60 | $3,255.67 | $2,792.35 | $463.32 |
09/28/2025 | $312,230.15 | $3,255.67 | $2,788.22 | $467.45 |
10/28/2025 | $311,758.53 | $3,255.67 | $2,784.05 | $471.62 |
11/28/2025 | $311,282.71 | $3,255.67 | $2,779.85 | $475.82 |
12/28/2025 | $310,802.64 | $3,255.67 | $2,775.60 | $480.07 |
01/28/2026 | $310,318.30 | $3,255.67 | $2,771.32 | $484.35 |
02/28/2026 | $309,829.63 | $3,255.67 | $2,767.00 | $488.66 |
03/28/2026 | $309,332.00 | $3,286.10 | $2,788.47 | $497.63 |
04/28/2026 | $308,829.90 | $3,286.10 | $2,783.99 | $502.11 |
05/28/2026 | $308,323.27 | $3,286.10 | $2,779.47 | $506.63 |
06/28/2026 | $307,812.08 | $3,286.10 | $2,774.91 | $511.19 |
07/28/2026 | $307,296.29 | $3,286.10 | $2,770.31 | $515.79 |
08/28/2026 | $306,775.87 | $3,286.10 | $2,765.67 | $520.43 |
09/28/2026 | $306,250.75 | $3,286.10 | $2,760.98 | $525.11 |
10/28/2026 | $305,720.91 | $3,286.10 | $2,756.26 | $529.84 |
11/28/2026 | $305,186.30 | $3,286.10 | $2,751.49 | $534.61 |
12/28/2026 | $304,646.89 | $3,286.10 | $2,746.68 | $539.42 |
01/28/2027 | $304,102.61 | $3,286.10 | $2,741.82 | $544.27 |
02/28/2027 | $303,553.44 | $3,286.10 | $2,736.92 | $549.17 |
03/28/2027 | $302,994.19 | $3,316.52 | $2,757.28 | $559.25 |
04/28/2027 | $302,429.87 | $3,316.52 | $2,752.20 | $564.33 |
05/28/2027 | $301,860.42 | $3,316.52 | $2,747.07 | $569.45 |
06/28/2027 | $301,285.79 | $3,316.52 | $2,741.90 | $574.62 |
07/28/2027 | $300,705.95 | $3,316.52 | $2,736.68 | $579.84 |
08/28/2027 | $300,120.84 | $3,316.52 | $2,731.41 | $585.11 |
09/28/2027 | $299,530.41 | $3,316.52 | $2,726.10 | $590.43 |
10/28/2027 | $298,934.62 | $3,316.52 | $2,720.73 | $595.79 |
11/28/2027 | $298,333.42 | $3,316.52 | $2,715.32 | $601.20 |
12/28/2027 | $297,726.76 | $3,316.52 | $2,709.86 | $606.66 |
01/28/2028 | $297,114.59 | $3,316.52 | $2,704.35 | $612.17 |
02/28/2028 | $296,496.86 | $3,316.52 | $2,698.79 | $617.73 |
03/28/2028 | $295,867.80 | $3,346.95 | $2,717.89 | $629.06 |
04/28/2028 | $295,232.97 | $3,346.95 | $2,712.12 | $634.83 |
05/28/2028 | $294,592.32 | $3,346.95 | $2,706.30 | $640.65 |
06/28/2028 | $293,945.80 | $3,346.95 | $2,700.43 | $646.52 |
07/28/2028 | $293,293.36 | $3,346.95 | $2,694.50 | $652.45 |
08/28/2028 | $292,634.93 | $3,346.95 | $2,688.52 | $658.43 |
09/28/2028 | $291,970.46 | $3,346.95 | $2,682.49 | $664.46 |
10/28/2028 | $291,299.91 | $3,346.95 | $2,676.40 | $670.55 |
11/28/2028 | $290,623.21 | $3,346.95 | $2,670.25 | $676.70 |
12/28/2028 | $289,940.31 | $3,346.95 | $2,664.05 | $682.90 |
01/28/2029 | $289,251.14 | $3,346.95 | $2,657.79 | $689.16 |
02/28/2029 | $288,555.66 | $3,346.95 | $2,651.47 | $695.48 |
03/28/2029 | $287,847.43 | $3,377.38 | $2,669.14 | $708.24 |
04/28/2029 | $287,132.64 | $3,377.38 | $2,662.59 | $714.79 |
05/28/2029 | $286,411.24 | $3,377.38 | $2,655.98 | $721.40 |
06/28/2029 | $285,683.17 | $3,377.38 | $2,649.30 | $728.07 |
07/28/2029 | $284,948.36 | $3,377.38 | $2,642.57 | $734.81 |
08/28/2029 | $284,206.75 | $3,377.38 | $2,635.77 | $741.60 |
09/28/2029 | $283,458.29 | $3,377.38 | $2,628.91 | $748.46 |
10/28/2029 | $282,702.90 | $3,377.38 | $2,621.99 | $755.39 |
11/28/2029 | $281,940.53 | $3,377.38 | $2,615.00 | $762.37 |
12/28/2029 | $281,171.10 | $3,377.38 | $2,607.95 | $769.43 |
01/28/2030 | $280,394.56 | $3,377.38 | $2,600.83 | $776.54 |
02/28/2030 | $279,610.83 | $3,377.38 | $2,593.65 | $783.73 |
03/28/2030 | $278,812.73 | $3,407.80 | $2,609.70 | $798.10 |
04/28/2030 | $278,007.18 | $3,407.80 | $2,602.25 | $805.55 |
05/28/2030 | $277,194.11 | $3,407.80 | $2,594.73 | $813.07 |
06/28/2030 | $276,373.45 | $3,407.80 | $2,587.15 | $820.66 |
07/28/2030 | $275,545.13 | $3,407.80 | $2,579.49 | $828.32 |
08/28/2030 | $274,709.08 | $3,407.80 | $2,571.75 | $836.05 |
09/28/2030 | $273,865.23 | $3,407.80 | $2,563.95 | $843.85 |
10/28/2030 | $273,013.50 | $3,407.80 | $2,556.08 | $851.73 |
11/28/2030 | $272,153.83 | $3,407.80 | $2,548.13 | $859.68 |
12/28/2030 | $271,286.12 | $3,407.80 | $2,540.10 | $867.70 |
01/28/2031 | $270,410.33 | $3,407.80 | $2,532.00 | $875.80 |
02/28/2031 | $269,526.35 | $3,407.80 | $2,523.83 | $883.97 |
03/28/2031 | $268,626.16 | $3,438.23 | $2,538.04 | $900.19 |
04/28/2031 | $267,717.49 | $3,438.23 | $2,529.56 | $908.67 |
05/28/2031 | $266,800.27 | $3,438.23 | $2,521.01 | $917.22 |
06/28/2031 | $265,874.41 | $3,438.23 | $2,512.37 | $925.86 |
07/28/2031 | $264,939.83 | $3,438.23 | $2,503.65 | $934.58 |
08/28/2031 | $263,996.45 | $3,438.23 | $2,494.85 | $943.38 |
09/28/2031 | $263,044.19 | $3,438.23 | $2,485.97 | $952.26 |
10/28/2031 | $262,082.96 | $3,438.23 | $2,477.00 | $961.23 |
11/28/2031 | $261,112.67 | $3,438.23 | $2,467.95 | $970.28 |
12/28/2031 | $260,133.25 | $3,438.23 | $2,458.81 | $979.42 |
01/28/2032 | $259,144.61 | $3,438.23 | $2,449.59 | $988.64 |
02/28/2032 | $258,146.66 | $3,438.23 | $2,440.28 | $997.95 |
03/28/2032 | $257,130.40 | $3,468.66 | $2,452.39 | $1,016.26 |
04/28/2032 | $256,104.48 | $3,468.66 | $2,442.74 | $1,025.92 |
05/28/2032 | $255,068.81 | $3,468.66 | $2,432.99 | $1,035.66 |
06/28/2032 | $254,023.31 | $3,468.66 | $2,423.15 | $1,045.50 |
07/28/2032 | $252,967.88 | $3,468.66 | $2,413.22 | $1,055.44 |
08/28/2032 | $251,902.41 | $3,468.66 | $2,403.19 | $1,065.46 |
09/28/2032 | $250,826.83 | $3,468.66 | $2,393.07 | $1,075.58 |
10/28/2032 | $249,741.03 | $3,468.66 | $2,382.85 | $1,085.80 |
11/28/2032 | $248,644.91 | $3,468.66 | $2,372.54 | $1,096.12 |
12/28/2032 | $247,538.38 | $3,468.66 | $2,362.13 | $1,106.53 |
01/28/2033 | $246,421.34 | $3,468.66 | $2,351.61 | $1,117.04 |
02/28/2033 | $245,293.68 | $3,468.66 | $2,341.00 | $1,127.65 |
03/28/2033 | $244,145.33 | $3,499.08 | $2,350.73 | $1,148.35 |
04/28/2033 | $242,985.97 | $3,499.08 | $2,339.73 | $1,159.36 |
05/28/2033 | $241,815.50 | $3,499.08 | $2,328.62 | $1,170.47 |
06/28/2033 | $240,633.82 | $3,499.08 | $2,317.40 | $1,181.69 |
07/28/2033 | $239,440.81 | $3,499.08 | $2,306.07 | $1,193.01 |
08/28/2033 | $238,236.37 | $3,499.08 | $2,294.64 | $1,204.44 |
09/28/2033 | $237,020.38 | $3,499.08 | $2,283.10 | $1,215.99 |
10/28/2033 | $235,792.74 | $3,499.08 | $2,271.45 | $1,227.64 |
11/28/2033 | $234,553.34 | $3,499.08 | $2,259.68 | $1,239.40 |
12/28/2033 | $233,302.06 | $3,499.08 | $2,247.80 | $1,251.28 |
01/28/2034 | $232,038.79 | $3,499.08 | $2,235.81 | $1,263.27 |
02/28/2034 | $230,763.41 | $3,499.08 | $2,223.71 | $1,275.38 |
03/28/2034 | $229,464.61 | $3,529.51 | $2,230.71 | $1,298.80 |
04/28/2034 | $228,153.26 | $3,529.51 | $2,218.16 | $1,311.35 |
05/28/2034 | $226,829.23 | $3,529.51 | $2,205.48 | $1,324.03 |
06/28/2034 | $225,492.40 | $3,529.51 | $2,192.68 | $1,336.83 |
07/28/2034 | $224,142.65 | $3,529.51 | $2,179.76 | $1,349.75 |
08/28/2034 | $222,779.85 | $3,529.51 | $2,166.71 | $1,362.80 |
09/28/2034 | $221,403.88 | $3,529.51 | $2,153.54 | $1,375.97 |
10/28/2034 | $220,014.61 | $3,529.51 | $2,140.24 | $1,389.27 |
11/28/2034 | $218,611.90 | $3,529.51 | $2,126.81 | $1,402.70 |
12/28/2034 | $217,195.64 | $3,529.51 | $2,113.25 | $1,416.26 |
01/28/2035 | $215,765.69 | $3,529.51 | $2,099.56 | $1,429.95 |
02/28/2035 | $214,321.91 | $3,529.51 | $2,085.73 | $1,443.78 |
03/28/2035 | $212,851.61 | $3,559.94 | $2,089.64 | $1,470.30 |
04/28/2035 | $211,366.98 | $3,559.94 | $2,075.30 | $1,484.63 |
05/28/2035 | $209,867.87 | $3,559.94 | $2,060.83 | $1,499.11 |
06/28/2035 | $208,354.14 | $3,559.94 | $2,046.21 | $1,513.73 |
07/28/2035 | $206,825.66 | $3,559.94 | $2,031.45 | $1,528.48 |
08/28/2035 | $205,282.27 | $3,559.94 | $2,016.55 | $1,543.39 |
09/28/2035 | $203,723.84 | $3,559.94 | $2,001.50 | $1,558.44 |
10/28/2035 | $202,150.21 | $3,559.94 | $1,986.31 | $1,573.63 |
11/28/2035 | $200,561.23 | $3,559.94 | $1,970.96 | $1,588.97 |
12/28/2035 | $198,956.77 | $3,559.94 | $1,955.47 | $1,604.47 |
01/28/2036 | $197,336.66 | $3,559.94 | $1,939.83 | $1,620.11 |
02/28/2036 | $195,700.75 | $3,559.94 | $1,924.03 | $1,635.90 |
03/28/2036 | $194,034.78 | $3,590.36 | $1,924.39 | $1,665.97 |
04/28/2036 | $192,352.43 | $3,590.36 | $1,908.01 | $1,682.36 |
05/28/2036 | $190,653.53 | $3,590.36 | $1,891.47 | $1,698.90 |
06/28/2036 | $188,937.92 | $3,590.36 | $1,874.76 | $1,715.60 |
07/28/2036 | $187,205.45 | $3,590.36 | $1,857.89 | $1,732.47 |
08/28/2036 | $185,455.94 | $3,590.36 | $1,840.85 | $1,749.51 |
09/28/2036 | $183,689.22 | $3,590.36 | $1,823.65 | $1,766.71 |
10/28/2036 | $181,905.14 | $3,590.36 | $1,806.28 | $1,784.09 |
11/28/2036 | $180,103.51 | $3,590.36 | $1,788.73 | $1,801.63 |
12/28/2036 | $178,284.16 | $3,590.36 | $1,771.02 | $1,819.35 |
01/28/2037 | $176,446.92 | $3,590.36 | $1,753.13 | $1,837.24 |
02/28/2037 | $174,591.62 | $3,590.36 | $1,735.06 | $1,855.30 |
03/28/2037 | $172,702.20 | $3,620.79 | $1,731.37 | $1,889.42 |
04/28/2037 | $170,794.03 | $3,620.79 | $1,712.63 | $1,908.16 |
05/28/2037 | $168,866.95 | $3,620.79 | $1,693.71 | $1,927.08 |
06/28/2037 | $166,920.76 | $3,620.79 | $1,674.60 | $1,946.19 |
07/28/2037 | $164,955.26 | $3,620.79 | $1,655.30 | $1,965.49 |
08/28/2037 | $162,970.28 | $3,620.79 | $1,635.81 | $1,984.98 |
09/28/2037 | $160,965.61 | $3,620.79 | $1,616.12 | $2,004.67 |
10/28/2037 | $158,941.06 | $3,620.79 | $1,596.24 | $2,024.55 |
11/28/2037 | $156,896.44 | $3,620.79 | $1,576.17 | $2,044.63 |
12/28/2037 | $154,831.53 | $3,620.79 | $1,555.89 | $2,064.90 |
01/28/2038 | $152,746.16 | $3,620.79 | $1,535.41 | $2,085.38 |
02/28/2038 | $150,640.10 | $3,620.79 | $1,514.73 | $2,106.06 |
03/28/2038 | $148,495.28 | $3,651.22 | $1,506.40 | $2,144.82 |
04/28/2038 | $146,329.02 | $3,651.22 | $1,484.95 | $2,166.27 |
05/28/2038 | $144,141.09 | $3,651.22 | $1,463.29 | $2,187.93 |
06/28/2038 | $141,931.28 | $3,651.22 | $1,441.41 | $2,209.81 |
07/28/2038 | $139,699.38 | $3,651.22 | $1,419.31 | $2,231.91 |
08/28/2038 | $137,445.15 | $3,651.22 | $1,396.99 | $2,254.22 |
09/28/2038 | $135,168.38 | $3,651.22 | $1,374.45 | $2,276.77 |
10/28/2038 | $132,868.85 | $3,651.22 | $1,351.68 | $2,299.53 |
11/28/2038 | $130,546.32 | $3,651.22 | $1,328.69 | $2,322.53 |
12/28/2038 | $128,200.57 | $3,651.22 | $1,305.46 | $2,345.75 |
01/28/2039 | $125,831.35 | $3,651.22 | $1,282.01 | $2,369.21 |
02/28/2039 | $123,438.45 | $3,651.22 | $1,258.31 | $2,392.90 |
03/28/2039 | $121,001.48 | $3,681.64 | $1,244.67 | $2,436.97 |
04/28/2039 | $118,539.93 | $3,681.64 | $1,220.10 | $2,461.55 |
05/28/2039 | $116,053.56 | $3,681.64 | $1,195.28 | $2,486.37 |
06/28/2039 | $113,542.13 | $3,681.64 | $1,170.21 | $2,511.44 |
07/28/2039 | $111,005.36 | $3,681.64 | $1,144.88 | $2,536.76 |
08/28/2039 | $108,443.02 | $3,681.64 | $1,119.30 | $2,562.34 |
09/28/2039 | $105,854.85 | $3,681.64 | $1,093.47 | $2,588.18 |
10/28/2039 | $103,240.57 | $3,681.64 | $1,067.37 | $2,614.27 |
11/28/2039 | $100,599.93 | $3,681.64 | $1,041.01 | $2,640.64 |
12/28/2039 | $97,932.67 | $3,681.64 | $1,014.38 | $2,667.26 |
01/28/2040 | $95,238.52 | $3,681.64 | $987.49 | $2,694.16 |
02/28/2040 | $92,517.19 | $3,681.64 | $960.32 | $2,721.32 |
03/28/2040 | $89,745.71 | $3,712.07 | $940.59 | $2,771.48 |
04/28/2040 | $86,946.06 | $3,712.07 | $912.41 | $2,799.66 |
05/28/2040 | $84,117.94 | $3,712.07 | $883.95 | $2,828.12 |
06/28/2040 | $81,261.06 | $3,712.07 | $855.20 | $2,856.87 |
07/28/2040 | $78,375.15 | $3,712.07 | $826.15 | $2,885.92 |
08/28/2040 | $75,459.89 | $3,712.07 | $796.81 | $2,915.26 |
09/28/2040 | $72,514.99 | $3,712.07 | $767.18 | $2,944.90 |
10/28/2040 | $69,540.16 | $3,712.07 | $737.24 | $2,974.84 |
11/28/2040 | $66,535.08 | $3,712.07 | $706.99 | $3,005.08 |
12/28/2040 | $63,499.45 | $3,712.07 | $676.44 | $3,035.63 |
01/28/2041 | $60,432.95 | $3,712.07 | $645.58 | $3,066.49 |
02/28/2041 | $57,335.28 | $3,712.07 | $614.40 | $3,097.67 |
03/28/2041 | $54,180.47 | $3,742.50 | $587.69 | $3,154.81 |
04/28/2041 | $50,993.32 | $3,742.50 | $555.35 | $3,187.15 |
05/28/2041 | $47,773.51 | $3,742.50 | $522.68 | $3,219.82 |
06/28/2041 | $44,520.69 | $3,742.50 | $489.68 | $3,252.82 |
07/28/2041 | $41,234.52 | $3,742.50 | $456.34 | $3,286.16 |
08/28/2041 | $37,914.68 | $3,742.50 | $422.65 | $3,319.84 |
09/28/2041 | $34,560.81 | $3,742.50 | $388.63 | $3,353.87 |
10/28/2041 | $31,172.56 | $3,742.50 | $354.25 | $3,388.25 |
11/28/2041 | $27,749.58 | $3,742.50 | $319.52 | $3,422.98 |
12/28/2041 | $24,291.51 | $3,742.50 | $284.43 | $3,458.07 |
01/28/2042 | $20,798.00 | $3,742.50 | $248.99 | $3,493.51 |
02/28/2042 | $17,268.68 | $3,742.50 | $213.18 | $3,529.32 |
03/28/2042 | $13,674.20 | $3,772.93 | $178.44 | $3,594.48 |
04/28/2042 | $10,042.58 | $3,772.93 | $141.30 | $3,631.63 |
05/28/2042 | $6,373.42 | $3,772.93 | $103.77 | $3,669.15 |
06/28/2042 | $2,666.36 | $3,772.93 | $65.86 | $3,707.07 |
07/28/2042 | $-1,079.02 | $3,772.93 | $27.55 | $3,745.37 |
08/28/2042 | $-4,863.09 | $3,772.93 | $-11.15 | $3,784.07 |
09/28/2042 | $-8,686.27 | $3,772.93 | $-50.25 | $3,823.18 |
10/28/2042 | $-12,548.95 | $3,772.93 | $-89.76 | $3,862.68 |
11/28/2042 | $-16,451.55 | $3,772.93 | $-129.67 | $3,902.60 |
12/28/2042 | $-20,394.47 | $3,772.93 | $-170.00 | $3,942.92 |
01/28/2043 | $-24,378.14 | $3,772.93 | $-210.74 | $3,983.67 |
02/28/2043 | $-28,402.97 | $3,772.93 | $-251.91 | $4,024.83 |
03/28/2043 | $-32,502.19 | $3,803.35 | $-295.86 | $4,099.22 |
04/28/2043 | $-36,644.11 | $3,803.35 | $-338.56 | $4,141.92 |
05/28/2043 | $-40,829.17 | $3,803.35 | $-381.71 | $4,185.06 |
06/28/2043 | $-45,057.82 | $3,803.35 | $-425.30 | $4,228.66 |
07/28/2043 | $-49,330.53 | $3,803.35 | $-469.35 | $4,272.70 |
08/28/2043 | $-53,647.74 | $3,803.35 | $-513.86 | $4,317.21 |
09/28/2043 | $-58,009.92 | $3,803.35 | $-558.83 | $4,362.18 |
10/28/2043 | $-62,417.54 | $3,803.35 | $-604.27 | $4,407.62 |
11/28/2043 | $-66,871.08 | $3,803.35 | $-650.18 | $4,453.53 |
12/28/2043 | $-71,371.00 | $3,803.35 | $-696.57 | $4,499.93 |
01/28/2044 | $-75,917.80 | $3,803.35 | $-743.45 | $4,546.80 |
02/28/2044 | $-80,511.97 | $3,803.35 | $-790.81 | $4,594.16 |
TOTAL: | - | $843,431.33 | $442,520.79 | $400,910.54 |
Change options for different scenario in the form below:
Lender | APR (%)? | Monthly Payment? | Learn More |
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New American Funding, LLC |
Cash-Out and Home Equity Options Available. | Learn More | |
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AmeriSave Mortgage Corporation |
Home Equity Lines, Refinance, & Second Mortgages | Learn More | |
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details. |