Mortgage product from Citibank, National Association - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from Citibank, National Association
Interest Type: Fixed
Interest Rate: 5.880%
Monthly Payment: $
3,202.15
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 06/04/2025 | $288,218.85 | $3,202.15 | $1,421.00 | $1,781.15 |
| 07/04/2025 | $286,428.98 | $3,202.15 | $1,412.27 | $1,789.87 |
| 08/04/2025 | $284,630.33 | $3,202.15 | $1,403.50 | $1,798.64 |
| 09/04/2025 | $282,822.88 | $3,202.15 | $1,394.69 | $1,807.46 |
| 10/04/2025 | $281,006.56 | $3,202.15 | $1,385.83 | $1,816.31 |
| 11/04/2025 | $279,181.35 | $3,202.15 | $1,376.93 | $1,825.21 |
| 12/04/2025 | $277,347.19 | $3,202.15 | $1,367.99 | $1,834.16 |
| 01/04/2026 | $275,504.04 | $3,202.15 | $1,359.00 | $1,843.15 |
| 02/04/2026 | $273,651.87 | $3,202.15 | $1,349.97 | $1,852.18 |
| 03/04/2026 | $271,790.62 | $3,202.15 | $1,340.89 | $1,861.25 |
| 04/04/2026 | $269,920.24 | $3,202.15 | $1,331.77 | $1,870.37 |
| 05/04/2026 | $268,040.71 | $3,202.15 | $1,322.61 | $1,879.54 |
| 06/04/2026 | $266,151.96 | $3,202.15 | $1,313.40 | $1,888.75 |
| 07/04/2026 | $264,253.96 | $3,202.15 | $1,304.14 | $1,898.00 |
| 08/04/2026 | $262,346.65 | $3,202.15 | $1,294.84 | $1,907.30 |
| 09/04/2026 | $260,430.01 | $3,202.15 | $1,285.50 | $1,916.65 |
| 10/04/2026 | $258,503.97 | $3,202.15 | $1,276.11 | $1,926.04 |
| 11/04/2026 | $256,568.49 | $3,202.15 | $1,266.67 | $1,935.48 |
| 12/04/2026 | $254,623.53 | $3,202.15 | $1,257.19 | $1,944.96 |
| 01/04/2027 | $252,669.04 | $3,202.15 | $1,247.66 | $1,954.49 |
| 02/04/2027 | $250,704.97 | $3,202.15 | $1,238.08 | $1,964.07 |
| 03/04/2027 | $248,731.28 | $3,202.15 | $1,228.45 | $1,973.69 |
| 04/04/2027 | $246,747.91 | $3,202.15 | $1,218.78 | $1,983.36 |
| 05/04/2027 | $244,754.83 | $3,202.15 | $1,209.06 | $1,993.08 |
| 06/04/2027 | $242,751.98 | $3,202.15 | $1,199.30 | $2,002.85 |
| 07/04/2027 | $240,739.32 | $3,202.15 | $1,189.48 | $2,012.66 |
| 08/04/2027 | $238,716.80 | $3,202.15 | $1,179.62 | $2,022.52 |
| 09/04/2027 | $236,684.36 | $3,202.15 | $1,169.71 | $2,032.43 |
| 10/04/2027 | $234,641.97 | $3,202.15 | $1,159.75 | $2,042.39 |
| 11/04/2027 | $232,589.57 | $3,202.15 | $1,149.75 | $2,052.40 |
| 12/04/2027 | $230,527.11 | $3,202.15 | $1,139.69 | $2,062.46 |
| 01/04/2028 | $228,454.55 | $3,202.15 | $1,129.58 | $2,072.56 |
| 02/04/2028 | $226,371.83 | $3,202.15 | $1,119.43 | $2,082.72 |
| 03/04/2028 | $224,278.90 | $3,202.15 | $1,109.22 | $2,092.92 |
| 04/04/2028 | $222,175.72 | $3,202.15 | $1,098.97 | $2,103.18 |
| 05/04/2028 | $220,062.24 | $3,202.15 | $1,088.66 | $2,113.49 |
| 06/04/2028 | $217,938.40 | $3,202.15 | $1,078.30 | $2,123.84 |
| 07/04/2028 | $215,804.15 | $3,202.15 | $1,067.90 | $2,134.25 |
| 08/04/2028 | $213,659.44 | $3,202.15 | $1,057.44 | $2,144.71 |
| 09/04/2028 | $211,504.23 | $3,202.15 | $1,046.93 | $2,155.22 |
| 10/04/2028 | $209,338.45 | $3,202.15 | $1,036.37 | $2,165.78 |
| 11/04/2028 | $207,162.06 | $3,202.15 | $1,025.76 | $2,176.39 |
| 12/04/2028 | $204,975.01 | $3,202.15 | $1,015.09 | $2,187.05 |
| 01/04/2029 | $202,777.24 | $3,202.15 | $1,004.38 | $2,197.77 |
| 02/04/2029 | $200,568.70 | $3,202.15 | $993.61 | $2,208.54 |
| 03/04/2029 | $198,349.34 | $3,202.15 | $982.79 | $2,219.36 |
| 04/04/2029 | $196,119.11 | $3,202.15 | $971.91 | $2,230.23 |
| 05/04/2029 | $193,877.95 | $3,202.15 | $960.98 | $2,241.16 |
| 06/04/2029 | $191,625.80 | $3,202.15 | $950.00 | $2,252.14 |
| 07/04/2029 | $189,362.62 | $3,202.15 | $938.97 | $2,263.18 |
| 08/04/2029 | $187,088.35 | $3,202.15 | $927.88 | $2,274.27 |
| 09/04/2029 | $184,802.94 | $3,202.15 | $916.73 | $2,285.41 |
| 10/04/2029 | $182,506.33 | $3,202.15 | $905.53 | $2,296.61 |
| 11/04/2029 | $180,198.46 | $3,202.15 | $894.28 | $2,307.87 |
| 12/04/2029 | $177,879.29 | $3,202.15 | $882.97 | $2,319.17 |
| 01/04/2030 | $175,548.75 | $3,202.15 | $871.61 | $2,330.54 |
| 02/04/2030 | $173,206.79 | $3,202.15 | $860.19 | $2,341.96 |
| 03/04/2030 | $170,853.36 | $3,202.15 | $848.71 | $2,353.43 |
| 04/04/2030 | $168,488.39 | $3,202.15 | $837.18 | $2,364.97 |
| 05/04/2030 | $166,111.84 | $3,202.15 | $825.59 | $2,376.55 |
| 06/04/2030 | $163,723.64 | $3,202.15 | $813.95 | $2,388.20 |
| 07/04/2030 | $161,323.74 | $3,202.15 | $802.25 | $2,399.90 |
| 08/04/2030 | $158,912.08 | $3,202.15 | $790.49 | $2,411.66 |
| 09/04/2030 | $156,488.60 | $3,202.15 | $778.67 | $2,423.48 |
| 10/04/2030 | $154,053.25 | $3,202.15 | $766.79 | $2,435.35 |
| 11/04/2030 | $151,605.96 | $3,202.15 | $754.86 | $2,447.29 |
| 12/04/2030 | $149,146.69 | $3,202.15 | $742.87 | $2,459.28 |
| 01/04/2031 | $146,675.36 | $3,202.15 | $730.82 | $2,471.33 |
| 02/04/2031 | $144,191.92 | $3,202.15 | $718.71 | $2,483.44 |
| 03/04/2031 | $141,696.31 | $3,202.15 | $706.54 | $2,495.61 |
| 04/04/2031 | $139,188.48 | $3,202.15 | $694.31 | $2,507.83 |
| 05/04/2031 | $136,668.36 | $3,202.15 | $682.02 | $2,520.12 |
| 06/04/2031 | $134,135.88 | $3,202.15 | $669.67 | $2,532.47 |
| 07/04/2031 | $131,591.00 | $3,202.15 | $657.27 | $2,544.88 |
| 08/04/2031 | $129,033.65 | $3,202.15 | $644.80 | $2,557.35 |
| 09/04/2031 | $126,463.77 | $3,202.15 | $632.26 | $2,569.88 |
| 10/04/2031 | $123,881.30 | $3,202.15 | $619.67 | $2,582.47 |
| 11/04/2031 | $121,286.17 | $3,202.15 | $607.02 | $2,595.13 |
| 12/04/2031 | $118,678.33 | $3,202.15 | $594.30 | $2,607.84 |
| 01/04/2032 | $116,057.70 | $3,202.15 | $581.52 | $2,620.62 |
| 02/04/2032 | $113,424.24 | $3,202.15 | $568.68 | $2,633.46 |
| 03/04/2032 | $110,777.87 | $3,202.15 | $555.78 | $2,646.37 |
| 04/04/2032 | $108,118.54 | $3,202.15 | $542.81 | $2,659.34 |
| 05/04/2032 | $105,446.17 | $3,202.15 | $529.78 | $2,672.37 |
| 06/04/2032 | $102,760.71 | $3,202.15 | $516.69 | $2,685.46 |
| 07/04/2032 | $100,062.09 | $3,202.15 | $503.53 | $2,698.62 |
| 08/04/2032 | $97,350.25 | $3,202.15 | $490.30 | $2,711.84 |
| 09/04/2032 | $94,625.12 | $3,202.15 | $477.02 | $2,725.13 |
| 10/04/2032 | $91,886.63 | $3,202.15 | $463.66 | $2,738.48 |
| 11/04/2032 | $89,134.73 | $3,202.15 | $450.24 | $2,751.90 |
| 12/04/2032 | $86,369.35 | $3,202.15 | $436.76 | $2,765.39 |
| 01/04/2033 | $83,590.41 | $3,202.15 | $423.21 | $2,778.94 |
| 02/04/2033 | $80,797.86 | $3,202.15 | $409.59 | $2,792.55 |
| 03/04/2033 | $77,991.62 | $3,202.15 | $395.91 | $2,806.24 |
| 04/04/2033 | $75,171.63 | $3,202.15 | $382.16 | $2,819.99 |
| 05/04/2033 | $72,337.83 | $3,202.15 | $368.34 | $2,833.81 |
| 06/04/2033 | $69,490.13 | $3,202.15 | $354.46 | $2,847.69 |
| 07/04/2033 | $66,628.49 | $3,202.15 | $340.50 | $2,861.64 |
| 08/04/2033 | $63,752.82 | $3,202.15 | $326.48 | $2,875.67 |
| 09/04/2033 | $60,863.06 | $3,202.15 | $312.39 | $2,889.76 |
| 10/04/2033 | $57,959.15 | $3,202.15 | $298.23 | $2,903.92 |
| 11/04/2033 | $55,041.00 | $3,202.15 | $284.00 | $2,918.15 |
| 12/04/2033 | $52,108.55 | $3,202.15 | $269.70 | $2,932.45 |
| 01/04/2034 | $49,161.74 | $3,202.15 | $255.33 | $2,946.81 |
| 02/04/2034 | $46,200.49 | $3,202.15 | $240.89 | $2,961.25 |
| 03/04/2034 | $43,224.72 | $3,202.15 | $226.38 | $2,975.76 |
| 04/04/2034 | $40,234.38 | $3,202.15 | $211.80 | $2,990.35 |
| 05/04/2034 | $37,229.38 | $3,202.15 | $197.15 | $3,005.00 |
| 06/04/2034 | $34,209.66 | $3,202.15 | $182.42 | $3,019.72 |
| 07/04/2034 | $31,175.14 | $3,202.15 | $167.63 | $3,034.52 |
| 08/04/2034 | $28,125.75 | $3,202.15 | $152.76 | $3,049.39 |
| 09/04/2034 | $25,061.42 | $3,202.15 | $137.82 | $3,064.33 |
| 10/04/2034 | $21,982.07 | $3,202.15 | $122.80 | $3,079.35 |
| 11/04/2034 | $18,887.64 | $3,202.15 | $107.71 | $3,094.43 |
| 12/04/2034 | $15,778.04 | $3,202.15 | $92.55 | $3,109.60 |
| 01/04/2035 | $12,653.21 | $3,202.15 | $77.31 | $3,124.83 |
| 02/04/2035 | $9,513.06 | $3,202.15 | $62.00 | $3,140.15 |
| 03/04/2035 | $6,357.53 | $3,202.15 | $46.61 | $3,155.53 |
| 04/04/2035 | $3,186.53 | $3,202.15 | $31.15 | $3,170.99 |
| 05/04/2035 | $0.00 | $3,202.15 | $15.61 | $3,186.53 |
| TOTAL: | - | $384,257.59 | $94,257.59 | $290,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.340% |
6.250%
0.63 points $3,050 fees |
$1,971 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.458% |
6.375%
0.88 points $2,800 fees |
$1,997 | Learn More |
NMLS ID: 449401 |
6.500% |
6.500%
0.00 points $0 fees |
$2,023 | Learn More |
NMLS ID: 1701910 |
6.514% |
6.375%
1.00 points $4,690 fees |
$1,997 | Learn More |