Mortgage product from Citibank, National Association - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from Citibank, National Association
Interest Type: Fixed
Interest Rate: 5.880%
Monthly Payment: $
3,312.57
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 09/18/2025 | $298,157.43 | $3,312.57 | $1,470.00 | $1,842.57 |
| 10/18/2025 | $296,305.84 | $3,312.57 | $1,460.97 | $1,851.59 |
| 11/18/2025 | $294,445.17 | $3,312.57 | $1,451.90 | $1,860.67 |
| 12/18/2025 | $292,575.39 | $3,312.57 | $1,442.78 | $1,869.78 |
| 01/18/2026 | $290,696.44 | $3,312.57 | $1,433.62 | $1,878.95 |
| 02/18/2026 | $288,808.29 | $3,312.57 | $1,424.41 | $1,888.15 |
| 03/18/2026 | $286,910.89 | $3,312.57 | $1,415.16 | $1,897.40 |
| 04/18/2026 | $285,004.18 | $3,312.57 | $1,405.86 | $1,906.70 |
| 05/18/2026 | $283,088.14 | $3,312.57 | $1,396.52 | $1,916.04 |
| 06/18/2026 | $281,162.71 | $3,312.57 | $1,387.13 | $1,925.43 |
| 07/18/2026 | $279,227.84 | $3,312.57 | $1,377.70 | $1,934.87 |
| 08/18/2026 | $277,283.49 | $3,312.57 | $1,368.22 | $1,944.35 |
| 09/18/2026 | $275,329.61 | $3,312.57 | $1,358.69 | $1,953.88 |
| 10/18/2026 | $273,366.16 | $3,312.57 | $1,349.12 | $1,963.45 |
| 11/18/2026 | $271,393.09 | $3,312.57 | $1,339.49 | $1,973.07 |
| 12/18/2026 | $269,410.35 | $3,312.57 | $1,329.83 | $1,982.74 |
| 01/18/2027 | $267,417.90 | $3,312.57 | $1,320.11 | $1,992.45 |
| 02/18/2027 | $265,415.68 | $3,312.57 | $1,310.35 | $2,002.22 |
| 03/18/2027 | $263,403.65 | $3,312.57 | $1,300.54 | $2,012.03 |
| 04/18/2027 | $261,381.76 | $3,312.57 | $1,290.68 | $2,021.89 |
| 05/18/2027 | $259,349.97 | $3,312.57 | $1,280.77 | $2,031.79 |
| 06/18/2027 | $257,308.22 | $3,312.57 | $1,270.81 | $2,041.75 |
| 07/18/2027 | $255,256.46 | $3,312.57 | $1,260.81 | $2,051.76 |
| 08/18/2027 | $253,194.65 | $3,312.57 | $1,250.76 | $2,061.81 |
| 09/18/2027 | $251,122.74 | $3,312.57 | $1,240.65 | $2,071.91 |
| 10/18/2027 | $249,040.68 | $3,312.57 | $1,230.50 | $2,082.06 |
| 11/18/2027 | $246,948.41 | $3,312.57 | $1,220.30 | $2,092.27 |
| 12/18/2027 | $244,845.89 | $3,312.57 | $1,210.05 | $2,102.52 |
| 01/18/2028 | $242,733.07 | $3,312.57 | $1,199.74 | $2,112.82 |
| 02/18/2028 | $240,609.90 | $3,312.57 | $1,189.39 | $2,123.17 |
| 03/18/2028 | $238,476.32 | $3,312.57 | $1,178.99 | $2,133.58 |
| 04/18/2028 | $236,332.29 | $3,312.57 | $1,168.53 | $2,144.03 |
| 05/18/2028 | $234,177.75 | $3,312.57 | $1,158.03 | $2,154.54 |
| 06/18/2028 | $232,012.66 | $3,312.57 | $1,147.47 | $2,165.09 |
| 07/18/2028 | $229,836.96 | $3,312.57 | $1,136.86 | $2,175.70 |
| 08/18/2028 | $227,650.59 | $3,312.57 | $1,126.20 | $2,186.36 |
| 09/18/2028 | $225,453.51 | $3,312.57 | $1,115.49 | $2,197.08 |
| 10/18/2028 | $223,245.67 | $3,312.57 | $1,104.72 | $2,207.84 |
| 11/18/2028 | $221,027.01 | $3,312.57 | $1,093.90 | $2,218.66 |
| 12/18/2028 | $218,797.48 | $3,312.57 | $1,083.03 | $2,229.53 |
| 01/18/2029 | $216,557.02 | $3,312.57 | $1,072.11 | $2,240.46 |
| 02/18/2029 | $214,305.58 | $3,312.57 | $1,061.13 | $2,251.44 |
| 03/18/2029 | $212,043.11 | $3,312.57 | $1,050.10 | $2,262.47 |
| 04/18/2029 | $209,769.56 | $3,312.57 | $1,039.01 | $2,273.55 |
| 05/18/2029 | $207,484.87 | $3,312.57 | $1,027.87 | $2,284.69 |
| 06/18/2029 | $205,188.98 | $3,312.57 | $1,016.68 | $2,295.89 |
| 07/18/2029 | $202,881.84 | $3,312.57 | $1,005.43 | $2,307.14 |
| 08/18/2029 | $200,563.39 | $3,312.57 | $994.12 | $2,318.44 |
| 09/18/2029 | $198,233.59 | $3,312.57 | $982.76 | $2,329.80 |
| 10/18/2029 | $195,892.37 | $3,312.57 | $971.34 | $2,341.22 |
| 11/18/2029 | $193,539.67 | $3,312.57 | $959.87 | $2,352.69 |
| 12/18/2029 | $191,175.45 | $3,312.57 | $948.34 | $2,364.22 |
| 01/18/2030 | $188,799.65 | $3,312.57 | $936.76 | $2,375.81 |
| 02/18/2030 | $186,412.20 | $3,312.57 | $925.12 | $2,387.45 |
| 03/18/2030 | $184,013.05 | $3,312.57 | $913.42 | $2,399.15 |
| 04/18/2030 | $181,602.15 | $3,312.57 | $901.66 | $2,410.90 |
| 05/18/2030 | $179,179.44 | $3,312.57 | $889.85 | $2,422.71 |
| 06/18/2030 | $176,744.85 | $3,312.57 | $877.98 | $2,434.59 |
| 07/18/2030 | $174,298.34 | $3,312.57 | $866.05 | $2,446.52 |
| 08/18/2030 | $171,839.83 | $3,312.57 | $854.06 | $2,458.50 |
| 09/18/2030 | $169,369.28 | $3,312.57 | $842.02 | $2,470.55 |
| 10/18/2030 | $166,886.63 | $3,312.57 | $829.91 | $2,482.66 |
| 11/18/2030 | $164,391.81 | $3,312.57 | $817.74 | $2,494.82 |
| 12/18/2030 | $161,884.76 | $3,312.57 | $805.52 | $2,507.05 |
| 01/18/2031 | $159,365.43 | $3,312.57 | $793.24 | $2,519.33 |
| 02/18/2031 | $156,833.75 | $3,312.57 | $780.89 | $2,531.67 |
| 03/18/2031 | $154,289.67 | $3,312.57 | $768.49 | $2,544.08 |
| 04/18/2031 | $151,733.13 | $3,312.57 | $756.02 | $2,556.55 |
| 05/18/2031 | $149,164.06 | $3,312.57 | $743.49 | $2,569.07 |
| 06/18/2031 | $146,582.39 | $3,312.57 | $730.90 | $2,581.66 |
| 07/18/2031 | $143,988.08 | $3,312.57 | $718.25 | $2,594.31 |
| 08/18/2031 | $141,381.06 | $3,312.57 | $705.54 | $2,607.02 |
| 09/18/2031 | $138,761.26 | $3,312.57 | $692.77 | $2,619.80 |
| 10/18/2031 | $136,128.63 | $3,312.57 | $679.93 | $2,632.64 |
| 11/18/2031 | $133,483.09 | $3,312.57 | $667.03 | $2,645.54 |
| 12/18/2031 | $130,824.59 | $3,312.57 | $654.07 | $2,658.50 |
| 01/18/2032 | $128,153.07 | $3,312.57 | $641.04 | $2,671.52 |
| 02/18/2032 | $125,468.45 | $3,312.57 | $627.95 | $2,684.62 |
| 03/18/2032 | $122,770.68 | $3,312.57 | $614.80 | $2,697.77 |
| 04/18/2032 | $120,059.69 | $3,312.57 | $601.58 | $2,710.99 |
| 05/18/2032 | $117,335.42 | $3,312.57 | $588.29 | $2,724.27 |
| 06/18/2032 | $114,597.80 | $3,312.57 | $574.94 | $2,737.62 |
| 07/18/2032 | $111,846.76 | $3,312.57 | $561.53 | $2,751.04 |
| 08/18/2032 | $109,082.24 | $3,312.57 | $548.05 | $2,764.52 |
| 09/18/2032 | $106,304.18 | $3,312.57 | $534.50 | $2,778.06 |
| 10/18/2032 | $103,512.51 | $3,312.57 | $520.89 | $2,791.67 |
| 11/18/2032 | $100,707.15 | $3,312.57 | $507.21 | $2,805.35 |
| 12/18/2032 | $97,888.05 | $3,312.57 | $493.47 | $2,819.10 |
| 01/18/2033 | $95,055.14 | $3,312.57 | $479.65 | $2,832.91 |
| 02/18/2033 | $92,208.34 | $3,312.57 | $465.77 | $2,846.80 |
| 03/18/2033 | $89,347.60 | $3,312.57 | $451.82 | $2,860.74 |
| 04/18/2033 | $86,472.84 | $3,312.57 | $437.80 | $2,874.76 |
| 05/18/2033 | $83,583.99 | $3,312.57 | $423.72 | $2,888.85 |
| 06/18/2033 | $80,680.98 | $3,312.57 | $409.56 | $2,903.00 |
| 07/18/2033 | $77,763.76 | $3,312.57 | $395.34 | $2,917.23 |
| 08/18/2033 | $74,832.23 | $3,312.57 | $381.04 | $2,931.52 |
| 09/18/2033 | $71,886.35 | $3,312.57 | $366.68 | $2,945.89 |
| 10/18/2033 | $68,926.02 | $3,312.57 | $352.24 | $2,960.32 |
| 11/18/2033 | $65,951.20 | $3,312.57 | $337.74 | $2,974.83 |
| 12/18/2033 | $62,961.79 | $3,312.57 | $323.16 | $2,989.40 |
| 01/18/2034 | $59,957.74 | $3,312.57 | $308.51 | $3,004.05 |
| 02/18/2034 | $56,938.97 | $3,312.57 | $293.79 | $3,018.77 |
| 03/18/2034 | $53,905.40 | $3,312.57 | $279.00 | $3,033.56 |
| 04/18/2034 | $50,856.97 | $3,312.57 | $264.14 | $3,048.43 |
| 05/18/2034 | $47,793.61 | $3,312.57 | $249.20 | $3,063.37 |
| 06/18/2034 | $44,715.23 | $3,312.57 | $234.19 | $3,078.38 |
| 07/18/2034 | $41,621.77 | $3,312.57 | $219.10 | $3,093.46 |
| 08/18/2034 | $38,513.15 | $3,312.57 | $203.95 | $3,108.62 |
| 09/18/2034 | $35,389.30 | $3,312.57 | $188.71 | $3,123.85 |
| 10/18/2034 | $32,250.14 | $3,312.57 | $173.41 | $3,139.16 |
| 11/18/2034 | $29,095.60 | $3,312.57 | $158.03 | $3,154.54 |
| 12/18/2034 | $25,925.60 | $3,312.57 | $142.57 | $3,170.00 |
| 01/18/2035 | $22,740.07 | $3,312.57 | $127.04 | $3,185.53 |
| 02/18/2035 | $19,538.93 | $3,312.57 | $111.43 | $3,201.14 |
| 03/18/2035 | $16,322.11 | $3,312.57 | $95.74 | $3,216.82 |
| 04/18/2035 | $13,089.52 | $3,312.57 | $79.98 | $3,232.59 |
| 05/18/2035 | $9,841.10 | $3,312.57 | $64.14 | $3,248.43 |
| 06/18/2035 | $6,576.75 | $3,312.57 | $48.22 | $3,264.34 |
| 07/18/2035 | $3,296.41 | $3,312.57 | $32.23 | $3,280.34 |
| 08/18/2035 | $0.00 | $3,312.57 | $16.15 | $3,296.41 |
| TOTAL: | - | $397,507.85 | $97,507.85 | $300,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 1981224 |
6.048% |
5.875%
0.88 points $6,000 fees |
$1,893 | Learn More |
NMLS ID: 2577078 |
6.135% |
6.000%
0.88 points $4,650 fees |
$1,919 | Learn More |
NMLS ID: 2559614 |
6.234% |
6.125%
0.88 points $3,720 fees |
$1,945 | Learn More |
NMLS ID: 1006977 |
6.331% |
6.250%
0.50 points $2,833 fees |
$1,971 | Learn More |