Mortgage product from Citibank, National Association - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from Citibank, National Association
Interest Type: Fixed
Interest Rate: 5.880%
Monthly Payment: $
2,650.05
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 09/02/2025 | $238,525.95 | $2,650.05 | $1,176.00 | $1,474.05 |
| 10/02/2025 | $237,044.67 | $2,650.05 | $1,168.78 | $1,481.28 |
| 11/02/2025 | $235,556.14 | $2,650.05 | $1,161.52 | $1,488.53 |
| 12/02/2025 | $234,060.31 | $2,650.05 | $1,154.23 | $1,495.83 |
| 01/02/2026 | $232,557.15 | $2,650.05 | $1,146.90 | $1,503.16 |
| 02/02/2026 | $231,046.63 | $2,650.05 | $1,139.53 | $1,510.52 |
| 03/02/2026 | $229,528.71 | $2,650.05 | $1,132.13 | $1,517.92 |
| 04/02/2026 | $228,003.35 | $2,650.05 | $1,124.69 | $1,525.36 |
| 05/02/2026 | $226,470.51 | $2,650.05 | $1,117.22 | $1,532.84 |
| 06/02/2026 | $224,930.16 | $2,650.05 | $1,109.71 | $1,540.35 |
| 07/02/2026 | $223,382.27 | $2,650.05 | $1,102.16 | $1,547.89 |
| 08/02/2026 | $221,826.79 | $2,650.05 | $1,094.57 | $1,555.48 |
| 09/02/2026 | $220,263.69 | $2,650.05 | $1,086.95 | $1,563.10 |
| 10/02/2026 | $218,692.93 | $2,650.05 | $1,079.29 | $1,570.76 |
| 11/02/2026 | $217,114.47 | $2,650.05 | $1,071.60 | $1,578.46 |
| 12/02/2026 | $215,528.28 | $2,650.05 | $1,063.86 | $1,586.19 |
| 01/02/2027 | $213,934.32 | $2,650.05 | $1,056.09 | $1,593.96 |
| 02/02/2027 | $212,332.54 | $2,650.05 | $1,048.28 | $1,601.77 |
| 03/02/2027 | $210,722.92 | $2,650.05 | $1,040.43 | $1,609.62 |
| 04/02/2027 | $209,105.41 | $2,650.05 | $1,032.54 | $1,617.51 |
| 05/02/2027 | $207,479.97 | $2,650.05 | $1,024.62 | $1,625.44 |
| 06/02/2027 | $205,846.57 | $2,650.05 | $1,016.65 | $1,633.40 |
| 07/02/2027 | $204,205.17 | $2,650.05 | $1,008.65 | $1,641.40 |
| 08/02/2027 | $202,555.72 | $2,650.05 | $1,000.61 | $1,649.45 |
| 09/02/2027 | $200,898.19 | $2,650.05 | $992.52 | $1,657.53 |
| 10/02/2027 | $199,232.54 | $2,650.05 | $984.40 | $1,665.65 |
| 11/02/2027 | $197,558.73 | $2,650.05 | $976.24 | $1,673.81 |
| 12/02/2027 | $195,876.71 | $2,650.05 | $968.04 | $1,682.01 |
| 01/02/2028 | $194,186.46 | $2,650.05 | $959.80 | $1,690.26 |
| 02/02/2028 | $192,487.92 | $2,650.05 | $951.51 | $1,698.54 |
| 03/02/2028 | $190,781.06 | $2,650.05 | $943.19 | $1,706.86 |
| 04/02/2028 | $189,065.83 | $2,650.05 | $934.83 | $1,715.23 |
| 05/02/2028 | $187,342.20 | $2,650.05 | $926.42 | $1,723.63 |
| 06/02/2028 | $185,610.13 | $2,650.05 | $917.98 | $1,732.08 |
| 07/02/2028 | $183,869.56 | $2,650.05 | $909.49 | $1,740.56 |
| 08/02/2028 | $182,120.47 | $2,650.05 | $900.96 | $1,749.09 |
| 09/02/2028 | $180,362.81 | $2,650.05 | $892.39 | $1,757.66 |
| 10/02/2028 | $178,596.54 | $2,650.05 | $883.78 | $1,766.27 |
| 11/02/2028 | $176,821.61 | $2,650.05 | $875.12 | $1,774.93 |
| 12/02/2028 | $175,037.98 | $2,650.05 | $866.43 | $1,783.63 |
| 01/02/2029 | $173,245.61 | $2,650.05 | $857.69 | $1,792.37 |
| 02/02/2029 | $171,444.47 | $2,650.05 | $848.90 | $1,801.15 |
| 03/02/2029 | $169,634.49 | $2,650.05 | $840.08 | $1,809.97 |
| 04/02/2029 | $167,815.65 | $2,650.05 | $831.21 | $1,818.84 |
| 05/02/2029 | $165,987.89 | $2,650.05 | $822.30 | $1,827.76 |
| 06/02/2029 | $164,151.18 | $2,650.05 | $813.34 | $1,836.71 |
| 07/02/2029 | $162,305.47 | $2,650.05 | $804.34 | $1,845.71 |
| 08/02/2029 | $160,450.71 | $2,650.05 | $795.30 | $1,854.76 |
| 09/02/2029 | $158,586.87 | $2,650.05 | $786.21 | $1,863.84 |
| 10/02/2029 | $156,713.89 | $2,650.05 | $777.08 | $1,872.98 |
| 11/02/2029 | $154,831.74 | $2,650.05 | $767.90 | $1,882.15 |
| 12/02/2029 | $152,940.36 | $2,650.05 | $758.68 | $1,891.38 |
| 01/02/2030 | $151,039.72 | $2,650.05 | $749.41 | $1,900.64 |
| 02/02/2030 | $149,129.76 | $2,650.05 | $740.09 | $1,909.96 |
| 03/02/2030 | $147,210.44 | $2,650.05 | $730.74 | $1,919.32 |
| 04/02/2030 | $145,281.72 | $2,650.05 | $721.33 | $1,928.72 |
| 05/02/2030 | $143,343.55 | $2,650.05 | $711.88 | $1,938.17 |
| 06/02/2030 | $141,395.88 | $2,650.05 | $702.38 | $1,947.67 |
| 07/02/2030 | $139,438.67 | $2,650.05 | $692.84 | $1,957.21 |
| 08/02/2030 | $137,471.87 | $2,650.05 | $683.25 | $1,966.80 |
| 09/02/2030 | $135,495.43 | $2,650.05 | $673.61 | $1,976.44 |
| 10/02/2030 | $133,509.30 | $2,650.05 | $663.93 | $1,986.12 |
| 11/02/2030 | $131,513.44 | $2,650.05 | $654.20 | $1,995.86 |
| 12/02/2030 | $129,507.81 | $2,650.05 | $644.42 | $2,005.64 |
| 01/02/2031 | $127,492.34 | $2,650.05 | $634.59 | $2,015.46 |
| 02/02/2031 | $125,467.00 | $2,650.05 | $624.71 | $2,025.34 |
| 03/02/2031 | $123,431.74 | $2,650.05 | $614.79 | $2,035.26 |
| 04/02/2031 | $121,386.50 | $2,650.05 | $604.82 | $2,045.24 |
| 05/02/2031 | $119,331.24 | $2,650.05 | $594.79 | $2,055.26 |
| 06/02/2031 | $117,265.92 | $2,650.05 | $584.72 | $2,065.33 |
| 07/02/2031 | $115,190.47 | $2,650.05 | $574.60 | $2,075.45 |
| 08/02/2031 | $113,104.85 | $2,650.05 | $564.43 | $2,085.62 |
| 09/02/2031 | $111,009.01 | $2,650.05 | $554.21 | $2,095.84 |
| 10/02/2031 | $108,902.90 | $2,650.05 | $543.94 | $2,106.11 |
| 11/02/2031 | $106,786.47 | $2,650.05 | $533.62 | $2,116.43 |
| 12/02/2031 | $104,659.67 | $2,650.05 | $523.25 | $2,126.80 |
| 01/02/2032 | $102,522.45 | $2,650.05 | $512.83 | $2,137.22 |
| 02/02/2032 | $100,374.76 | $2,650.05 | $502.36 | $2,147.69 |
| 03/02/2032 | $98,216.54 | $2,650.05 | $491.84 | $2,158.22 |
| 04/02/2032 | $96,047.75 | $2,650.05 | $481.26 | $2,168.79 |
| 05/02/2032 | $93,868.34 | $2,650.05 | $470.63 | $2,179.42 |
| 06/02/2032 | $91,678.24 | $2,650.05 | $459.95 | $2,190.10 |
| 07/02/2032 | $89,477.41 | $2,650.05 | $449.22 | $2,200.83 |
| 08/02/2032 | $87,265.80 | $2,650.05 | $438.44 | $2,211.61 |
| 09/02/2032 | $85,043.35 | $2,650.05 | $427.60 | $2,222.45 |
| 10/02/2032 | $82,810.01 | $2,650.05 | $416.71 | $2,233.34 |
| 11/02/2032 | $80,565.72 | $2,650.05 | $405.77 | $2,244.28 |
| 12/02/2032 | $78,310.44 | $2,650.05 | $394.77 | $2,255.28 |
| 01/02/2033 | $76,044.11 | $2,650.05 | $383.72 | $2,266.33 |
| 02/02/2033 | $73,766.67 | $2,650.05 | $372.62 | $2,277.44 |
| 03/02/2033 | $71,478.08 | $2,650.05 | $361.46 | $2,288.60 |
| 04/02/2033 | $69,178.27 | $2,650.05 | $350.24 | $2,299.81 |
| 05/02/2033 | $66,867.19 | $2,650.05 | $338.97 | $2,311.08 |
| 06/02/2033 | $64,544.79 | $2,650.05 | $327.65 | $2,322.40 |
| 07/02/2033 | $62,211.00 | $2,650.05 | $316.27 | $2,333.78 |
| 08/02/2033 | $59,865.79 | $2,650.05 | $304.83 | $2,345.22 |
| 09/02/2033 | $57,509.08 | $2,650.05 | $293.34 | $2,356.71 |
| 10/02/2033 | $55,140.82 | $2,650.05 | $281.79 | $2,368.26 |
| 11/02/2033 | $52,760.96 | $2,650.05 | $270.19 | $2,379.86 |
| 12/02/2033 | $50,369.43 | $2,650.05 | $258.53 | $2,391.52 |
| 01/02/2034 | $47,966.19 | $2,650.05 | $246.81 | $2,403.24 |
| 02/02/2034 | $45,551.17 | $2,650.05 | $235.03 | $2,415.02 |
| 03/02/2034 | $43,124.32 | $2,650.05 | $223.20 | $2,426.85 |
| 04/02/2034 | $40,685.58 | $2,650.05 | $211.31 | $2,438.74 |
| 05/02/2034 | $38,234.88 | $2,650.05 | $199.36 | $2,450.69 |
| 06/02/2034 | $35,772.18 | $2,650.05 | $187.35 | $2,462.70 |
| 07/02/2034 | $33,297.41 | $2,650.05 | $175.28 | $2,474.77 |
| 08/02/2034 | $30,810.52 | $2,650.05 | $163.16 | $2,486.90 |
| 09/02/2034 | $28,311.44 | $2,650.05 | $150.97 | $2,499.08 |
| 10/02/2034 | $25,800.11 | $2,650.05 | $138.73 | $2,511.33 |
| 11/02/2034 | $23,276.48 | $2,650.05 | $126.42 | $2,523.63 |
| 12/02/2034 | $20,740.48 | $2,650.05 | $114.05 | $2,536.00 |
| 01/02/2035 | $18,192.06 | $2,650.05 | $101.63 | $2,548.42 |
| 02/02/2035 | $15,631.15 | $2,650.05 | $89.14 | $2,560.91 |
| 03/02/2035 | $13,057.69 | $2,650.05 | $76.59 | $2,573.46 |
| 04/02/2035 | $10,471.62 | $2,650.05 | $63.98 | $2,586.07 |
| 05/02/2035 | $7,872.88 | $2,650.05 | $51.31 | $2,598.74 |
| 06/02/2035 | $5,261.40 | $2,650.05 | $38.58 | $2,611.48 |
| 07/02/2035 | $2,637.13 | $2,650.05 | $25.78 | $2,624.27 |
| 08/02/2035 | $0.00 | $2,650.05 | $12.92 | $2,637.13 |
| TOTAL: | - | $318,006.28 | $78,006.28 | $240,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 1835285 |
6.105% |
6.000%
0.63 points $3,600 fees |
$1,919 | Learn More |
NMLS ID: 2262032 License#: FL0023982 |
6.112% |
6.000%
0.88 points $3,850 fees |
$1,919 | Learn More |
NMLS ID: 2059741 |
6.195% |
6.125%
0.75 points $2,378 fees |
$1,945 | Learn More |
NMLS ID: 1881674 |
6.317% |
6.250%
0.38 points $2,250 fees |
$1,971 | Learn More |