Mortgage product from Citibank, National Association - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from Citibank, National Association
Interest Type: Fixed
Interest Rate: 5.880%
Monthly Payment: $
2,760.47
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 12/01/2025 | $248,464.53 | $2,760.47 | $1,225.00 | $1,535.47 |
| 01/01/2026 | $246,921.53 | $2,760.47 | $1,217.48 | $1,542.99 |
| 02/01/2026 | $245,370.98 | $2,760.47 | $1,209.92 | $1,550.56 |
| 03/01/2026 | $243,812.82 | $2,760.47 | $1,202.32 | $1,558.15 |
| 04/01/2026 | $242,247.04 | $2,760.47 | $1,194.68 | $1,565.79 |
| 05/01/2026 | $240,673.58 | $2,760.47 | $1,187.01 | $1,573.46 |
| 06/01/2026 | $239,092.41 | $2,760.47 | $1,179.30 | $1,581.17 |
| 07/01/2026 | $237,503.49 | $2,760.47 | $1,171.55 | $1,588.92 |
| 08/01/2026 | $235,906.78 | $2,760.47 | $1,163.77 | $1,596.70 |
| 09/01/2026 | $234,302.25 | $2,760.47 | $1,155.94 | $1,604.53 |
| 10/01/2026 | $232,689.86 | $2,760.47 | $1,148.08 | $1,612.39 |
| 11/01/2026 | $231,069.57 | $2,760.47 | $1,140.18 | $1,620.29 |
| 12/01/2026 | $229,441.34 | $2,760.47 | $1,132.24 | $1,628.23 |
| 01/01/2027 | $227,805.13 | $2,760.47 | $1,124.26 | $1,636.21 |
| 02/01/2027 | $226,160.91 | $2,760.47 | $1,116.25 | $1,644.23 |
| 03/01/2027 | $224,508.63 | $2,760.47 | $1,108.19 | $1,652.28 |
| 04/01/2027 | $222,848.25 | $2,760.47 | $1,100.09 | $1,660.38 |
| 05/01/2027 | $221,179.73 | $2,760.47 | $1,091.96 | $1,668.51 |
| 06/01/2027 | $219,503.04 | $2,760.47 | $1,083.78 | $1,676.69 |
| 07/01/2027 | $217,818.14 | $2,760.47 | $1,075.56 | $1,684.91 |
| 08/01/2027 | $216,124.97 | $2,760.47 | $1,067.31 | $1,693.16 |
| 09/01/2027 | $214,423.51 | $2,760.47 | $1,059.01 | $1,701.46 |
| 10/01/2027 | $212,713.72 | $2,760.47 | $1,050.68 | $1,709.80 |
| 11/01/2027 | $210,995.54 | $2,760.47 | $1,042.30 | $1,718.17 |
| 12/01/2027 | $209,268.95 | $2,760.47 | $1,033.88 | $1,726.59 |
| 01/01/2028 | $207,533.90 | $2,760.47 | $1,025.42 | $1,735.05 |
| 02/01/2028 | $205,790.34 | $2,760.47 | $1,016.92 | $1,743.56 |
| 03/01/2028 | $204,038.24 | $2,760.47 | $1,008.37 | $1,752.10 |
| 04/01/2028 | $202,277.56 | $2,760.47 | $999.79 | $1,760.68 |
| 05/01/2028 | $200,508.25 | $2,760.47 | $991.16 | $1,769.31 |
| 06/01/2028 | $198,730.27 | $2,760.47 | $982.49 | $1,777.98 |
| 07/01/2028 | $196,943.58 | $2,760.47 | $973.78 | $1,786.69 |
| 08/01/2028 | $195,148.13 | $2,760.47 | $965.02 | $1,795.45 |
| 09/01/2028 | $193,343.88 | $2,760.47 | $956.23 | $1,804.25 |
| 10/01/2028 | $191,530.80 | $2,760.47 | $947.39 | $1,813.09 |
| 11/01/2028 | $189,708.83 | $2,760.47 | $938.50 | $1,821.97 |
| 12/01/2028 | $187,877.93 | $2,760.47 | $929.57 | $1,830.90 |
| 01/01/2029 | $186,038.06 | $2,760.47 | $920.60 | $1,839.87 |
| 02/01/2029 | $184,189.17 | $2,760.47 | $911.59 | $1,848.88 |
| 03/01/2029 | $182,331.23 | $2,760.47 | $902.53 | $1,857.94 |
| 04/01/2029 | $180,464.18 | $2,760.47 | $893.42 | $1,867.05 |
| 05/01/2029 | $178,587.99 | $2,760.47 | $884.27 | $1,876.20 |
| 06/01/2029 | $176,702.60 | $2,760.47 | $875.08 | $1,885.39 |
| 07/01/2029 | $174,807.97 | $2,760.47 | $865.84 | $1,894.63 |
| 08/01/2029 | $172,904.05 | $2,760.47 | $856.56 | $1,903.91 |
| 09/01/2029 | $170,990.81 | $2,760.47 | $847.23 | $1,913.24 |
| 10/01/2029 | $169,068.20 | $2,760.47 | $837.85 | $1,922.62 |
| 11/01/2029 | $167,136.16 | $2,760.47 | $828.43 | $1,932.04 |
| 12/01/2029 | $165,194.66 | $2,760.47 | $818.97 | $1,941.50 |
| 01/01/2030 | $163,243.64 | $2,760.47 | $809.45 | $1,951.02 |
| 02/01/2030 | $161,283.06 | $2,760.47 | $799.89 | $1,960.58 |
| 03/01/2030 | $159,312.88 | $2,760.47 | $790.29 | $1,970.18 |
| 04/01/2030 | $157,333.04 | $2,760.47 | $780.63 | $1,979.84 |
| 05/01/2030 | $155,343.50 | $2,760.47 | $770.93 | $1,989.54 |
| 06/01/2030 | $153,344.21 | $2,760.47 | $761.18 | $1,999.29 |
| 07/01/2030 | $151,335.13 | $2,760.47 | $751.39 | $2,009.08 |
| 08/01/2030 | $149,316.20 | $2,760.47 | $741.54 | $2,018.93 |
| 09/01/2030 | $147,287.38 | $2,760.47 | $731.65 | $2,028.82 |
| 10/01/2030 | $145,248.61 | $2,760.47 | $721.71 | $2,038.76 |
| 11/01/2030 | $143,199.86 | $2,760.47 | $711.72 | $2,048.75 |
| 12/01/2030 | $141,141.07 | $2,760.47 | $701.68 | $2,058.79 |
| 01/01/2031 | $139,072.19 | $2,760.47 | $691.59 | $2,068.88 |
| 02/01/2031 | $136,993.17 | $2,760.47 | $681.45 | $2,079.02 |
| 03/01/2031 | $134,903.97 | $2,760.47 | $671.27 | $2,089.20 |
| 04/01/2031 | $132,804.52 | $2,760.47 | $661.03 | $2,099.44 |
| 05/01/2031 | $130,694.80 | $2,760.47 | $650.74 | $2,109.73 |
| 06/01/2031 | $128,574.73 | $2,760.47 | $640.40 | $2,120.07 |
| 07/01/2031 | $126,444.27 | $2,760.47 | $630.02 | $2,130.46 |
| 08/01/2031 | $124,303.38 | $2,760.47 | $619.58 | $2,140.89 |
| 09/01/2031 | $122,152.00 | $2,760.47 | $609.09 | $2,151.38 |
| 10/01/2031 | $119,990.07 | $2,760.47 | $598.54 | $2,161.93 |
| 11/01/2031 | $117,817.55 | $2,760.47 | $587.95 | $2,172.52 |
| 12/01/2031 | $115,634.38 | $2,760.47 | $577.31 | $2,183.17 |
| 01/01/2032 | $113,440.52 | $2,760.47 | $566.61 | $2,193.86 |
| 02/01/2032 | $111,235.91 | $2,760.47 | $555.86 | $2,204.61 |
| 03/01/2032 | $109,020.49 | $2,760.47 | $545.06 | $2,215.42 |
| 04/01/2032 | $106,794.22 | $2,760.47 | $534.20 | $2,226.27 |
| 05/01/2032 | $104,557.04 | $2,760.47 | $523.29 | $2,237.18 |
| 06/01/2032 | $102,308.90 | $2,760.47 | $512.33 | $2,248.14 |
| 07/01/2032 | $100,049.74 | $2,760.47 | $501.31 | $2,259.16 |
| 08/01/2032 | $97,779.52 | $2,760.47 | $490.24 | $2,270.23 |
| 09/01/2032 | $95,498.16 | $2,760.47 | $479.12 | $2,281.35 |
| 10/01/2032 | $93,205.63 | $2,760.47 | $467.94 | $2,292.53 |
| 11/01/2032 | $90,901.87 | $2,760.47 | $456.71 | $2,303.76 |
| 12/01/2032 | $88,586.82 | $2,760.47 | $445.42 | $2,315.05 |
| 01/01/2033 | $86,260.42 | $2,760.47 | $434.08 | $2,326.40 |
| 02/01/2033 | $83,922.63 | $2,760.47 | $422.68 | $2,337.80 |
| 03/01/2033 | $81,573.38 | $2,760.47 | $411.22 | $2,349.25 |
| 04/01/2033 | $79,212.62 | $2,760.47 | $399.71 | $2,360.76 |
| 05/01/2033 | $76,840.29 | $2,760.47 | $388.14 | $2,372.33 |
| 06/01/2033 | $74,456.33 | $2,760.47 | $376.52 | $2,383.95 |
| 07/01/2033 | $72,060.70 | $2,760.47 | $364.84 | $2,395.64 |
| 08/01/2033 | $69,653.32 | $2,760.47 | $353.10 | $2,407.37 |
| 09/01/2033 | $67,234.15 | $2,760.47 | $341.30 | $2,419.17 |
| 10/01/2033 | $64,803.13 | $2,760.47 | $329.45 | $2,431.02 |
| 11/01/2033 | $62,360.19 | $2,760.47 | $317.54 | $2,442.94 |
| 12/01/2033 | $59,905.29 | $2,760.47 | $305.56 | $2,454.91 |
| 01/01/2034 | $57,438.35 | $2,760.47 | $293.54 | $2,466.94 |
| 02/01/2034 | $54,959.33 | $2,760.47 | $281.45 | $2,479.02 |
| 03/01/2034 | $52,468.16 | $2,760.47 | $269.30 | $2,491.17 |
| 04/01/2034 | $49,964.78 | $2,760.47 | $257.09 | $2,503.38 |
| 05/01/2034 | $47,449.14 | $2,760.47 | $244.83 | $2,515.64 |
| 06/01/2034 | $44,921.17 | $2,760.47 | $232.50 | $2,527.97 |
| 07/01/2034 | $42,380.81 | $2,760.47 | $220.11 | $2,540.36 |
| 08/01/2034 | $39,828.00 | $2,760.47 | $207.67 | $2,552.81 |
| 09/01/2034 | $37,262.69 | $2,760.47 | $195.16 | $2,565.31 |
| 10/01/2034 | $34,684.81 | $2,760.47 | $182.59 | $2,577.88 |
| 11/01/2034 | $32,094.29 | $2,760.47 | $169.96 | $2,590.52 |
| 12/01/2034 | $29,491.08 | $2,760.47 | $157.26 | $2,603.21 |
| 01/01/2035 | $26,875.12 | $2,760.47 | $144.51 | $2,615.96 |
| 02/01/2035 | $24,246.33 | $2,760.47 | $131.69 | $2,628.78 |
| 03/01/2035 | $21,604.67 | $2,760.47 | $118.81 | $2,641.66 |
| 04/01/2035 | $18,950.06 | $2,760.47 | $105.86 | $2,654.61 |
| 05/01/2035 | $16,282.45 | $2,760.47 | $92.86 | $2,667.62 |
| 06/01/2035 | $13,601.76 | $2,760.47 | $79.78 | $2,680.69 |
| 07/01/2035 | $10,907.94 | $2,760.47 | $66.65 | $2,693.82 |
| 08/01/2035 | $8,200.91 | $2,760.47 | $53.45 | $2,707.02 |
| 09/01/2035 | $5,480.63 | $2,760.47 | $40.18 | $2,720.29 |
| 10/01/2035 | $2,747.01 | $2,760.47 | $26.86 | $2,733.62 |
| 11/01/2035 | $0.00 | $2,760.47 | $13.46 | $2,747.01 |
| TOTAL: | - | $331,256.54 | $81,256.54 | $250,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 401822 |
0.000% |
0.000%
0.00 points $0 fees |
$0 | Learn More |
NMLS ID: 2337822 |
5.819% |
5.750%
0.75 points $2,400 fees |
$1,868 | Learn More |
NMLS ID: 1881674 |
5.860% |
5.750%
0.88 points $3,850 fees |
$1,868 | Learn More |
NMLS ID: 757416 |
5.950% |
5.875%
0.75 points $2,589 fees |
$1,893 | Learn More |