Compound Interest Calculator
CD Account from Capital One 360 with 3.25% APY

Small differences in savings or CD rates may seem trivial. But, earning more in your savings and CD accounts can lead to much larger account balances balances over time when you examine the difference in compound interest over time. Use our calculator on the right below to see how much larger your accounts can be by moving to higher earning savings and CD rates.

Use or Change these Amounts And Rates

The Results for Capital One 360

Savings Boost of
$4,680 over 10 years
Cash Savings $20,000
Average Interest Earned $596

 
Capital One 360 Interest Earned $5,277

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.42%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 84 59
2 20,084 84 59
3 20,168 84 59
4 20,252 85 59
5 20,337 85 60
6 20,422 85 60
7 20,507 86 60
8 20,593 86 60
9 20,679 86 61
10 20,765 87 61
TOTAL: $852 $596

Capital One 360 Scenario

Rate:
3.25%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 650 455
2 20,650 671 470
3 21,321 693 485
4 22,014 715 501
5 22,730 739 517
6 23,468 763 534
7 24,231 788 551
8 25,018 813 569
9 25,832 840 588
10 26,671 867 607
TOTAL: $7,538 $5,277

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.