Compound Interest Calculator
CD Account from Citizens State Bank with 0.90% APY

Use or Change These Amounts and Rates

Cash Savings

Product:

Average Rate (%):

Citizens State Bank Rate (%):

Compound Interest Period:

Tax Rate:

Email (optional for newsletter registration)

Please leave this field blank

The product CD Account from Citizens State Bank with 0.90% APY and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $21,866. The interest earned would be $1,866 and the tax amount on the interest earned would be approximately $560.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account

The Results for Citizens State Bank

Savings Boost of
$363 over 10 years

Cash Savings $20,000

Average Interest Earned $943

Citizens State Bank Interest Earned $1,306

Compare

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.65%	Annual Interest	Annual Interest (After Tax)
1	20,000	131	92
2	20,131	132	92
3	20,262	133	93
4	20,395	133	93
5	20,528	134	94
6	20,663	135	95
7	20,798	136	95
8	20,934	137	96
9	21,071	138	96
10	21,208	139	97
	TOTAL:	$1,347	$943

Citizens State Bank Scenario

	Rate: 0.90%	Annual Interest	Annual Interest (After Tax)
1	20,000	179	125
2	20,179	181	127
3	20,360	182	128
4	20,542	184	129
5	20,726	186	130
6	20,912	187	131
7	21,100	189	132
8	21,289	191	134
9	21,479	192	135
10	21,672	194	136
	TOTAL:	$1,866	$1,306

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Blue Foundry Bank	6.00%	$5,000	Learn More
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.
TotalDirect, a division of City National Bank of Florida	5.66%	$25,000	Learn More
Last change: ↑0.46% on December 15, 2023. 3 Month CD.
Bank5 Connect	5.50%	$500	Learn More
Last change: ↑0.20% on September 8, 2023. 6 Month CD.
Modern Bank, National Association	5.50%	$10,000	Learn More
Last change: ↓0.05% on March 15. 3 Month CD.
My e-Banc, a division of Bradesco BAC Florida Bank	5.49%	$50,000	Learn More
Last change: ↑0.09% on March 12. 6 Month Jumbo CD.

Compound Interest Calculator CD Account from Citizens State Bank with 0.90% APY