The product CD 4-year Account from KS StateBank with 3.85% APY and $500 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $29,181. The interest earned would be $9,181 and the tax amount on the interest earned would be approximately $2,754.
Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
| Rate: 0.82% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 164 | 115 |
| 2 | 20,164 | 165 | 116 |
| 3 | 20,329 | 166 | 117 |
| 4 | 20,495 | 168 | 118 |
| 5 | 20,663 | 169 | 118 |
| 6 | 20,833 | 171 | 119 |
| 7 | 21,003 | 172 | 120 |
| 8 | 21,175 | 173 | 121 |
| 9 | 21,349 | 175 | 122 |
| 10 | 21,523 | 176 | 123 |
| TOTAL: | $1,700 | $1,190 |
| Rate: 3.85% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 770 | 539 |
| 2 | 20,770 | 800 | 560 |
| 3 | 21,570 | 830 | 581 |
| 4 | 22,400 | 862 | 604 |
| 5 | 23,262 | 896 | 627 |
| 6 | 24,158 | 930 | 651 |
| 7 | 25,088 | 966 | 676 |
| 8 | 26,054 | 1,003 | 702 |
| 9 | 27,057 | 1,042 | 729 |
| 10 | 28,099 | 1,082 | 757 |
| TOTAL: | $9,181 | $6,426 |
The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
| Date | APY |
|---|---|
| December 1, 2025 | 3.85% |
| September 18, 2025 | 3.95% |
| May 22, 2025 | 4.10% |
| April 3, 2025 | 4.15% |
| January 25, 2025 | 4.30% |
| January 7, 2025 | 4.25% |
| August 30, 2024 | 3.95% |
| June 19, 2024 | 4.06% |
| December 19, 2023 | 4.27% |
| December 15, 2023 | 4.75% |
| August 20, 2023 | 4.63% |
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,000 |
Learn More | |
|
Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,500 |
Learn More | |
|
Last change: ↓0.05% on December 1. |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↑0.10% on December 1. |
||||
|
|
4.10% |
$25,000 |
Learn More | |
|
Last change: ↓0.15% on November 26. |
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Customer Reviews for KS StateBank
HonestReview
April 19, 2023 |
This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help.
Is this review helpful? Yes:1 / No: 0
Howjltx
March 23, 2023 |
I hate used car salesman tactics of Bait and Swap!
Was advertised top interest rate at minimum $100k deposit then after spending an hour to sign-up online, system changed this to $250K - Screw their 1/4 point interest and 6 month penalty for early withdraw!
Is this review helpful? Yes:1 / No: 0
Fritz
October 19, 2018
Terrible Bank. Terrible Service. I tried to put a ton of money into a cd there. They rejected my application. Took them 6 days to tell me my money was no good. WTF? WORST Service EVER!
Is this review helpful? Yes:2 / No: 4
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