Compound Interest Calculator
CD Account from State Bank & Trust Co. with 0.27% APY

Small differences in savings or CD rates may seem trivial. But, earning more in your savings and CD accounts can lead to much larger account balances over time when you examine the difference in compound interest over time. Use our calculator on the right below to see how much larger your accounts can be by moving to higher earning savings and CD rates.

Use or Change These Amounts and Rates

The Results for State Bank & Trust Co.

Savings Boost of
$-413 over 10 years
Cash Savings $20,000
Average Interest Earned $795

 
State Bank & Trust Co. Interest Earned $383

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.55%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 111 78
2 20,111 111 78
3 20,222 112 78
4 20,334 113 79
5 20,447 113 79
6 20,560 114 80
7 20,674 115 80
8 20,789 115 81
9 20,904 116 81
10 21,020 116 82
TOTAL: $1,136 $795

State Bank & Trust Co. Scenario

Rate:
0.27%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 54 38
2 20,054 54 38
3 20,108 54 38
4 20,162 54 38
5 20,217 55 38
6 20,271 55 38
7 20,326 55 38
8 20,381 55 39
9 20,436 55 39
10 20,491 55 39
TOTAL: $547 $383

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

 

Featured CD Rates

ONLINE BANKS APY? MIN?

Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.

Last change: ↑0.46% on December 15, 2023.

Last change: ↑0.20% on September 8, 2023.

Last change: ↓0.05% on March 15.

Last change: ↑0.09% on March 12.