Compound Interest Calculator
CD Account from USAA Federal Savings Bank with 0.07% APY

Small differences in savings or CD rates may seem trivial. But, earning more in your savings and CD accounts can lead to much larger account balances balances over time when you examine the difference in compound interest over time. Use our calculator on the right below to see how much larger your accounts can be by moving to higher earning savings and CD rates.

Use or Change these Amounts And Rates

The Results for USAA Federal Savings Bank

Savings Boost of
$-478 over 10 years
Cash Savings $20,000
Average Interest Earned $576

 
USAA Federal Savings Bank Interest Earned $98

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.40%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 81 57
2 20,081 81 57
3 20,162 81 57
4 20,243 82 57
5 20,325 82 57
6 20,407 82 58
7 20,490 83 58
8 20,573 83 58
9 20,656 83 58
10 20,739 84 59
TOTAL: $823 $576

USAA Federal Savings Bank Scenario

Rate:
0.07%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 14 10
2 20,014 14 10
3 20,028 14 10
4 20,042 14 10
5 20,056 14 10
6 20,070 14 10
7 20,084 14 10
8 20,098 14 10
9 20,112 14 10
10 20,126 14 10
TOTAL: $140 $98

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.